Citizens, Inc. (CIA) Stock Total Returns
Growth of $10,000 chart
2021-04-12 to 2026-04-10 to
$
%
%
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Investment Performance
Final Value
$9,338
Total Return
-6.62%
CAGR
-1.36%
Dividends
$0.00
Yield on Cost
0.00%
Rolling Returns
1-Month (21 Trading Days)
| Average | +1.09% |
| Median | +0.00% |
| Best | +79.75% |
| Worst | -52.79% |
| % of Windows Positive | 49.1% |
1-Year (252 Trading Days)
| Average | +6.17% |
| Median | +5.49% |
| Best | +159.90% |
| Worst | -67.83% |
| % of Windows Positive | 53.8% |
3-Year (756 Trading Days)
| Average | +15.10% |
| Median | +4.63% |
| Best | +159.41% |
| Worst | -66.55% |
| % of Windows Positive | 52.7% |
Risk Metrics
| Maximum Drawdown | -75.40% |
| Average Drawdown | -40.55% |
| Drawdown Duration | 1108 Trading Days (Unrecovered) |
| Sortino Ratio | 0.38 |
| Calmar Ratio | -0.02 |
| CVaR (5%) | -8.52% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +10.97% (+46.27% ann.) | +$1097.31 | $0.00 | $0.00 | $0.00 |
| 2025 | +20.45% | +$2044.89 | $0.00 | $0.00 | $0.00 |
| 2024 | +49.07% | +$4907.07 | $0.00 | $0.00 | $0.00 |
| 2023 | +26.29% | +$2629.10 | $0.00 | $0.00 | $0.00 |
| 2022 | -59.89% | $5988.70 | $0.00 | $0.00 | $0.00 |
| 2021 | -7.33% | $732.98 | $0.00 | $0.00 | $0.00 |
| 2020 | -15.11% | $1511.11 | $0.00 | $0.00 | $0.00 |
| 2019 | -10.24% | $1023.94 | $0.00 | $0.00 | $0.00 |
| 2018 | +2.31% | +$231.29 | $0.00 | $0.00 | $0.00 |
| 2017 | -25.15% | $2515.28 | $0.00 | $0.00 | $0.00 |
| 2016 | +32.17% | +$3216.69 | $0.00 | $0.00 | $0.00 |
| 2015 | -2.24% | $223.69 | $0.00 | $0.00 | $0.00 |
| 2014 | -13.14% | $1314.29 | $0.00 | $0.00 | $0.00 |
| 2013 | -20.81% | $2081.45 | $0.00 | $0.00 | $0.00 |
| 2012 | +14.04% | +$1403.51 | $0.00 | $0.00 | $0.00 |
| 2011 | +30.07% | +$3006.71 | $0.00 | $0.00 | $0.00 |
| 2010 | +14.09% | +$1408.88 | $0.00 | $0.00 | $0.00 |
| 2009 | -32.68% | $3268.04 | $0.00 | $0.00 | $0.00 |
| 2008 | +75.41% | +$7540.69 | $0.00 | $0.00 | $0.00 |
| 2007 | -16.21% | $1621.21 | $0.00 | $0.00 | $0.00 |
| 2006 | +21.10% | +$2110.09 | $0.00 | $0.00 | $0.00 |
| 2005 | -8.45% | $845.37 | $0.00 | $0.00 | $0.00 |
| 2004 | -27.72% | $2772.11 | $0.00 | $0.00 | $0.00 |
| 2003 | +34.53% | +$3453.47 | $0.00 | $0.00 | $0.00 |
| 2002 | -31.82% | $3181.82 | $0.00 | $0.00 | $0.00 |
| 2001 | +80.71% | +$8071.43 | $0.00 | $0.00 | $0.00 |
| 2000 | +7.96% | +$796.40 | $0.00 | $0.00 | $0.00 |
| 1999 | +31.97% | +$3196.67 | $0.00 | $0.00 | $0.00 |
| 1998 | -13.46% | $1346.15 | $0.00 | $0.00 | $0.00 |
| 1997 | -23.53% | $2352.94 | $0.00 | $0.00 | $0.00 |
| 1996 | -7.48% | $748.30 | $0.00 | $0.00 | $0.00 |
| 1995 | +11.36% | +$1136.36 | $0.00 | $0.00 | $0.00 |
| 1994 | -2.94% | $294.12 | $0.00 | $0.00 | $0.00 |
| 1993 | +70.00% | +$7000.00 | $0.00 | $0.00 | $0.00 |
| 1992 | -9.09% | $909.10 | $0.00 | $0.00 | $0.00 |
| 1991 | +29.41% | +$2941.18 | $0.00 | $0.00 | $0.00 |
| 1990 | -27.66% | $2765.95 | $0.00 | $0.00 | $0.00 |
| 1989 | +34.29% | +$3428.57 | $0.00 | $0.00 | $0.00 |
| 1988 partial | +25.00% (+2505.29% ann.) | +$2500.00 | $0.00 | $0.00 | $0.00 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania | August 9, 1995 – March 10, 2000 | -46.50% | -12.75% | $4650.00 | $0.00 | $0.00 | $0.00 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +19.56% | +7.19% | +$1955.98 | $0.00 | $0.00 | $0.00 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +45.13% | +7.74% | +$4513.36 | $0.00 | $0.00 | $0.00 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -25.56% | -18.86% | $2555.95 | $0.00 | $0.00 | $0.00 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +45.41% | +11.73% | +$4541.35 | $0.00 | $0.00 | $0.00 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | -37.47% | -6.02% | $3747.50 | $0.00 | $0.00 | $0.00 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -4.91% | -43.68% | $490.51 | $0.00 | $0.00 | $0.00 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | -14.72% | -22.61% | $1472.39 | $0.00 | $0.00 | $0.00 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | -6.43% | -6.11% | $643.09 | $0.00 | $0.00 | $0.00 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -54.67% | -56.84% | $5467.37 | $0.00 | $0.00 | $0.00 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +0.31% | +0.17% | +$31.44 | $0.00 | $0.00 | $0.00 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 10, 2026 | +75.16% | +43.31% | +$7516.35 | $0.00 | $0.00 | $0.00 |
Dividend History
| Date | Per Share | Yield % |
|---|---|---|
| Total | 0 payments |
No dividends recorded.
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.