M&T Bank Corporation (MTB) Stock Total Returns

Growth of $10,000 chart

2021-04-14 to 2026-04-14
to
$
%
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Investment Performance

Final Value
$16,087
Total Return
60.87%
CAGR
9.98%
Dividends
$1,777.87
Yield on Cost
17.78%

Rolling Returns

1-Month (21 Trading Days)
Average+1.04%
Median+1.27%
Best+26.07%
Worst-26.63%
% of Windows Positive56.4%
1-Year (252 Trading Days)
Average+11.83%
Median+14.66%
Best+88.31%
Worst-37.68%
% of Windows Positive65.9%
3-Year (756 Trading Days)
Average+27.97%
Median+23.16%
Best+104.26%
Worst-4.45%
% of Windows Positive95.8%

Risk Metrics

Maximum Drawdown -41.13%
Average Drawdown -14.90%
Drawdown Duration 508 Trading Days
Sortino Ratio 0.67
Calmar Ratio 0.24
CVaR (5%) -4.31%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial +10.04% (+39.95% ann.) +$1004.22 $74.45 $14.89 $0.12
2025 +9.76% +$976.08 $305.94 $61.19 $0.49
2024 +40.77% +$4077.33 $394.59 $78.92 $0.63
2023 -2.45% $244.93 $362.63 $72.53 $0.58
2022 -3.50% $350.39 $315.02 $63.00 $0.50
2021 +23.55% +$2354.77 $356.64 $71.33 $0.57
2020 -22.69% $2268.53 $262.06 $52.41 $0.42
2019 +21.04% +$2103.89 $288.62 $57.72 $0.46
2018 -14.94% $1493.94 $208.83 $41.77 $0.33
2017 +10.95% +$1094.84 $192.85 $38.57 $0.31
2016 +31.50% +$3150.19 $232.79 $46.56 $0.37
2015 -1.75% $175.30 $224.44 $44.89 $0.36
2014 +9.91% +$990.63 $242.22 $48.44 $0.39
2013 +20.67% +$2066.85 $286.62 $57.32 $0.46
2012 +32.37% +$3236.96 $370.55 $74.11 $0.59
2011 -9.79% $979.19 $324.83 $64.97 $0.52
2010 +33.80% +$3380.06 $422.99 $84.60 $0.68
2009 +21.71% +$2170.78 $497.02 $99.40 $0.80
2008 -27.54% $2753.52 $346.70 $69.34 $0.55
2007 -31.87% $3187.26 $214.28 $42.86 $0.34
2006 +13.74% +$1374.49 $207.53 $41.51 $0.33
2005 +2.48% +$248.26 $163.12 $32.62 $0.26
2004 +11.17% +$1117.30 $163.61 $32.72 $0.26
2003 +25.28% +$2527.57 $151.89 $30.38 $0.24
2002 +10.04% +$1003.83 $144.69 $28.94 $0.23
2001 +8.33% +$832.74 $147.68 $29.54 $0.24
2000 +65.91% +$6590.86 $151.53 $30.31 $0.24
1999 -19.58% $1957.57 $86.95 $17.39 $0.14
1998 +12.30% +$1230.22 $81.91 $16.38 $0.13
1997 +62.63% +$6262.51 $111.43 $22.29 $0.18
1996 +33.28% +$3328.47 $128.89 $25.78 $0.21
1995 +62.09% +$6208.94 $184.64 $36.93 $0.30
1994 -2.20% $220.30 $157.03 $31.41 $0.25
1993 +5.73% +$572.87 $134.34 $26.87 $0.22
1992 +36.18% +$3618.34 $161.02 $32.20 $0.26
1991 +84.76% +$8476.48 $257.20 $51.44 $0.41
1990 -15.29% $1528.81 $191.26 $38.25 $0.31
1989 +27.61% +$2760.90 $211.71 $42.34 $0.34
1988 +27.87% +$2786.68 $230.29 $46.06 $0.37
1987 +9.36% +$935.94 $208.90 $41.78 $0.34
1986 +11.59% +$1159.42 $0.00 $0.00 $0.00
1985 +50.82% +$5081.97 $0.00 $0.00 $0.00
1984 +21.19% +$2119.21 $0.00 $0.00 $0.00
1983 +55.67% +$5567.01 $0.00 $0.00 $0.00
1982 +25.97% +$2597.40 $0.00 $0.00 $0.00
1981 +20.31% +$2031.25 $0.00 $0.00 $0.00
1980 partial +48.84% (+65.30% ann.) +$4883.72 $0.00 $0.00 $0.00

Market Regimes

Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
Dot-com bubble / TMT mania August 9, 1995 – March 10, 2000 +120.55% +18.82% +$12055.10 $977.67 $195.53 $1.56
Dot-com bust / post-bubble disinflation scare March 13, 2000 – October 9, 2002 +83.05% +26.48% +$8305.23 $597.81 $119.56 $0.96
China-WTO / housing-credit / commodity boom October 10, 2002 – October 9, 2007 +56.01% +9.31% +$5601.38 $1267.78 $253.56 $2.03
GFC / deleveraging / dollar shortage October 10, 2007 – March 9, 2009 -67.72% -55.09% $6772.16 $405.66 $81.13 $0.65
Policy-led rebound / euro-sovereign-crisis overlay March 10, 2009 – July 25, 2012 +160.41% +32.78% +$16040.91 $2671.51 $534.30 $4.27
Secular stagnation / QE / low inflation / duration bull July 26, 2012 – February 19, 2020 +125.85% +11.37% +$12584.54 $2927.68 $585.54 $4.68
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -47.71% -99.94% $4770.77 $64.89 $12.98 $0.10
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 +1.99% +3.22% +$198.73 $223.67 $44.73 $0.36
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +26.69% +25.16% +$2669.21 $457.90 $91.58 $0.73
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 +14.99% +15.98% +$1498.57 $246.84 $49.37 $0.39
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 +8.28% +4.39% +$828.27 $627.18 $125.44 $1.00
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – April 14, 2026 +31.12% +18.85% +$3112.28 $498.41 $99.68 $0.80

Dividend History

Annual Dividends Per Share
TTM Yield
Consecutive Years Paid
current
Consecutive Years of Growth
current

Date Per Share Yield %
1987-02-24 $0.0200 0.47%
1987-05-26 $0.0200 0.43%
1987-08-25 $0.0200 0.38%
1987-11-23 $0.0200 0.52%
1988-02-24 $0.0200 0.44%
1988-05-31 $0.0250 0.53%
1988-08-23 $0.0250 0.49%
1988-11-21 $0.0250 0.50%
1989-03-01 $0.0250 0.46%
1989-05-31 $0.0250 0.42%
1989-08-29 $0.0300 0.43%
1989-11-21 $0.0300 0.45%
1990-03-01 $0.0300 0.47%
1990-05-30 $0.0300 0.45%
1990-08-28 $0.0300 0.56%
1990-11-20 $0.0350 0.68%
1991-02-27 $0.0350 0.55%
1991-05-29 $0.0350 0.44%
1991-08-27 $0.0350 0.36%
1991-11-26 $0.0350 0.40%
1992-02-26 $0.0400 0.34%
1992-05-27 $0.0400 0.31%
1992-08-26 $0.0400 0.30%
1992-11-24 $0.0400 0.29%
1993-02-24 $0.0400 0.29%
1993-05-25 $0.0400 0.28%
1993-08-26 $0.0500 0.35%
1993-11-24 $0.0500 0.37%
1994-02-23 $0.0500 0.37%
1994-05-25 $0.0500 0.35%
1994-08-26 $0.0600 0.38%
1994-11-25 $0.0600 0.42%
1995-02-28 $0.0600 0.37%
1995-05-25 $0.0600 0.36%
1995-08-30 $0.0600 0.33%
1995-11-29 $0.0700 0.35%
1996-02-29 $0.0700 0.29%
1996-05-30 $0.0700 0.29%
1996-08-29 $0.0700 0.27%
1996-11-27 $0.0700 0.25%
1997-02-27 $0.0800 0.25%
1997-05-29 $0.0800 0.25%
1997-08-28 $0.0800 0.22%
1997-11-26 $0.0800 0.19%
1998-02-26 $0.0800 0.17%
1998-05-28 $0.1000 0.20%
1998-08-28 $0.1000 0.22%
1998-11-27 $0.1000 0.20%
1999-02-25 $0.1000 0.21%
1999-05-27 $0.1000 0.19%
1999-08-30 $0.1250 0.27%
1999-11-29 $0.1250 0.27%
2000-02-28 $0.1250 0.34%
2000-05-30 $0.1250 0.28%
2000-08-30 $0.1250 0.26%
2000-11-29 $0.2500 0.46%
2001-02-23 $0.2500 0.37%
2001-05-30 $0.2500 0.33%
2001-08-30 $0.2500 0.34%
2001-11-29 $0.2500 0.35%
2002-02-26 $0.2500 0.33%
2002-05-30 $0.2500 0.29%
2002-08-29 $0.2500 0.30%
2002-11-27 $0.3000 0.38%
2003-02-27 $0.3000 0.38%
2003-05-29 $0.3000 0.35%
2003-08-28 $0.3000 0.35%
2003-11-26 $0.3000 0.32%
2004-02-25 $0.4000 0.42%
2004-05-27 $0.4000 0.44%
2004-08-31 $0.4000 0.41%
2004-11-29 $0.4000 0.38%
2005-02-24 $0.4000 0.41%
2005-05-27 $0.4500 0.43%
2005-08-30 $0.4500 0.42%
2005-11-29 $0.4500 0.40%
2006-02-24 $0.4500 0.40%
2006-05-30 $0.6000 0.52%
2006-08-30 $0.6000 0.49%
2006-11-29 $0.6000 0.51%
2007-02-26 $0.6000 0.48%
2007-05-30 $0.6000 0.54%
2007-08-30 $0.7000 0.66%
2007-12-13 $0.7000 0.82%
2008-02-27 $0.7000 0.80%
2008-05-29 $0.7000 0.81%
2008-08-28 $0.7000 1.02%
2008-11-26 $0.7000 1.09%
2009-02-25 $0.7000 1.80%
2009-05-28 $0.7000 1.44%
2009-08-28 $0.7000 1.14%
2009-11-27 $0.7000 1.05%
2010-02-24 $0.7000 0.91%
2010-05-27 $0.7000 0.87%
2010-08-30 $0.7000 0.80%
2010-11-29 $0.7000 0.92%
2011-02-24 $0.7000 0.79%
2011-05-27 $0.7000 0.81%
2011-08-30 $0.7000 0.91%
2011-11-29 $0.7000 1.02%
2012-03-01 $0.7000 0.86%
2012-05-30 $0.7000 0.84%
2012-08-30 $0.7000 0.79%
2012-11-29 $0.7000 0.71%
2013-02-28 $0.7000 0.68%
2013-05-30 $0.7000 0.66%
2013-08-29 $0.7000 0.61%
2013-11-27 $0.7000 0.60%
2014-02-27 $0.7000 0.60%
2014-05-29 $0.7000 0.57%
2014-08-28 $0.7000 0.57%
2014-11-26 $0.7000 0.55%
2015-02-26 $0.7000 0.58%
2015-05-28 $0.7000 0.57%
2015-08-28 $0.7000 0.58%
2015-10-28 $0.7000 0.57%
2016-02-26 $0.7000 0.66%
2016-05-27 $0.7000 0.59%
2016-08-30 $0.7000 0.59%
2016-11-30 $0.7000 0.50%
2017-03-02 $0.7500 0.44%
2017-05-30 $0.7500 0.47%
2017-08-30 $0.7500 0.50%
2017-11-30 $0.7500 0.44%
2018-03-02 $0.7500 0.40%
2018-05-31 $0.8000 0.46%
2018-08-31 $1.0000 0.57%
2018-11-30 $1.0000 0.59%
2019-03-01 $1.0000 0.58%
2019-05-31 $1.0000 0.62%
2019-08-30 $1.0000 0.68%
2019-11-29 $1.1000 0.66%
2020-02-28 $1.1000 0.76%
2020-05-29 $1.1000 1.01%
2020-08-31 $1.1000 1.03%
2020-11-30 $1.1000 0.91%
2021-02-26 $1.1000 0.70%
2021-05-28 $1.1000 0.69%
2021-08-31 $1.1000 0.79%
2021-11-29 $1.2000 0.78%
2022-02-25 $1.2000 0.69%
2022-05-31 $1.2000 0.66%
2022-08-31 $1.2000 0.66%
2022-11-30 $1.2000 0.70%
2023-03-03 $1.3000 0.86%
2023-05-31 $1.3000 1.04%
2023-08-31 $1.3000 1.03%
2023-11-30 $1.3000 1.02%
2024-03-01 $1.3000 0.93%
2024-06-03 $1.3500 0.89%
2024-09-03 $1.3500 0.78%
2024-12-02 $1.3500 0.61%
2025-03-03 $1.3500 0.70%
2025-06-02 $1.3500 0.74%
2025-09-02 $1.5000 0.74%
2025-12-01 $1.5000 0.79%
2026-03-02 $1.5000 0.69%
Total 157 payments

Portfolio Dividend Returns

Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
Date Total Yield Tax Trans. Cost Shares Bought
2021-05-28 $70.71 $14.14 $0.11 0.3513
2021-08-31 $71.09 $14.22 $0.11 0.4054
2021-11-29 $78.04 $15.61 $0.12 0.4095
2022-02-25 $78.54 $15.71 $0.13 0.3426
2022-05-31 $78.95 $15.79 $0.13 0.3502
2022-08-31 $79.37 $15.87 $0.13 0.3486
2022-11-30 $79.78 $15.96 $0.13 0.3747
2023-03-03 $86.92 $17.38 $0.14 0.4549
2023-05-31 $87.51 $17.50 $0.14 0.5864
2023-08-31 $88.27 $17.65 $0.14 0.5636
2023-11-30 $89.01 $17.80 $0.14 0.5544
2024-03-01 $89.73 $17.95 $0.14 0.5233
2024-06-03 $93.89 $18.78 $0.15 0.5054
2024-09-03 $94.57 $18.91 $0.15 0.4407
2024-12-02 $95.16 $19.03 $0.15 0.3523
2025-03-03 $95.64 $19.13 $0.15 0.4044
2025-06-02 $96.18 $19.24 $0.15 0.4265
2025-09-02 $107.51 $21.50 $0.17 0.4314
2025-12-01 $108.16 $21.63 $0.17 0.4540
2026-03-02 $108.84 $21.77 $0.17 0.3959
Total $1777.87 $355.57 $2.84 8.6755

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

UNF

CAGR 10.25% Total 6060.48% Final $616,048
1984-01-16 — 2026-04-14
CW

CAGR 15.30% Total 70525.56% Final $7,062,556
1980-03-17 — 2026-04-14
MOD

CAGR 13.53% Total 25095.91% Final $2,519,591
1982-09-20 — 2026-04-14