Chicago Atlantic Real Estate Finance, Inc. (REFI) Stock Total Returns
Growth of $10,000 chart
2021-12-08 to 2026-04-14 to
$
%
%
Loading chart…
Investment Performance
Final Value
$11,505
Total Return
15.05%
CAGR
3.28%
Dividends
$6,561.74
Yield on Cost
65.62%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.39% |
| Median | +0.25% |
| Best | +21.86% |
| Worst | -18.20% |
| % of Windows Positive | 52.0% |
1-Year (252 Trading Days)
| Average | +5.47% |
| Median | +6.45% |
| Best | +39.86% |
| Worst | -23.43% |
| % of Windows Positive | 66.1% |
3-Year (756 Trading Days)
| Average | +20.07% |
| Median | +19.14% |
| Best | +36.25% |
| Worst | +3.22% |
| % of Windows Positive | 100.0% |
Risk Metrics
| Maximum Drawdown | -28.43% |
| Average Drawdown | -11.08% |
| Drawdown Duration | 455 Trading Days |
| Sortino Ratio | 0.36 |
| Calmar Ratio | 0.12 |
| CVaR (5%) | -3.65% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | -0.06% (-0.20% ann.) | $5.59 | $383.36 | $76.67 | $0.62 |
| 2025 | -11.18% | $1117.71 | $1268.76 | $253.75 | $2.04 |
| 2024 | +5.83% | +$583.04 | $1324.19 | $264.84 | $2.12 |
| 2023 | +20.43% | +$2042.86 | $1506.34 | $301.27 | $2.41 |
| 2022 | +0.71% | +$71.02 | $1310.03 | $262.01 | $2.10 |
| 2021 partial | +0.97% (+16.57% ann.) | +$97.03 | $0.00 | $0.00 | $0.00 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Inflation shock / duration crash / aggressive tightening partial | December 8, 2021 – November 9, 2022 | -5.25% | -5.69% | $524.94 | $829.86 | $165.97 | $1.33 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +23.82% | +12.22% | +$2381.63 | $2692.12 | $538.43 | $4.31 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 14, 2026 | -8.80% | -5.70% | $879.89 | $2368.03 | $473.60 | $3.80 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2022-03-30 | $0.4000 | 2.13% |
| 2022-06-29 | $0.4700 | 2.94% |
| 2022-09-29 | $0.4700 | 3.14% |
| 2022-12-29 | $0.7600 | 4.83% |
| 2023-03-30 | $0.4700 | 3.44% |
| 2023-06-29 | $0.4700 | 3.00% |
| 2023-09-28 | $0.4700 | 3.12% |
| 2023-12-28 | $0.7600 | 4.35% |
| 2024-03-27 | $0.4700 | 2.92% |
| 2024-06-28 | $0.4700 | 3.02% |
| 2024-09-30 | $0.4700 | 2.93% |
| 2024-12-31 | $0.6500 | 4.06% |
| 2025-03-31 | $0.4700 | 3.07% |
| 2025-06-30 | $0.4700 | 3.24% |
| 2025-09-30 | $0.4700 | 3.59% |
| 2025-12-31 | $0.4700 | 3.69% |
| 2026-03-31 | $0.4700 | 4.03% |
| Total | 17 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-12-08 to 2026-04-14. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2022-03-30 | $242.57 | $48.51 | $0.39 | 10.8925 |
| 2022-06-29 | $290.14 | $58.03 | $0.46 | 14.9066 |
| 2022-09-29 | $297.15 | $59.43 | $0.48 | 16.3053 |
| 2022-12-29 | $492.88 | $98.58 | $0.79 | 26.2346 |
| 2023-03-30 | $317.14 | $63.43 | $0.51 | 19.0954 |
| 2023-06-29 | $326.12 | $65.22 | $0.52 | 17.2774 |
| 2023-09-28 | $334.24 | $66.85 | $0.53 | 18.1533 |
| 2023-12-28 | $554.26 | $110.85 | $0.89 | 27.5716 |
| 2024-03-27 | $355.73 | $71.15 | $0.57 | 18.1015 |
| 2024-06-28 | $364.23 | $72.85 | $0.58 | 18.9326 |
| 2024-09-30 | $373.13 | $74.63 | $0.60 | 19.2075 |
| 2024-12-31 | $528.52 | $105.70 | $0.85 | 27.3651 |
| 2025-03-31 | $395.02 | $79.00 | $0.63 | 21.4548 |
| 2025-06-30 | $405.11 | $81.02 | $0.65 | 23.1688 |
| 2025-09-30 | $415.99 | $83.20 | $0.67 | 25.9680 |
| 2025-12-31 | $428.20 | $85.64 | $0.69 | 27.8854 |
| 2026-03-31 | $441.31 | $88.26 | $0.71 | 31.1253 |
| Total | $6561.74 | $1312.35 | $10.52 | 363.6456 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.