United Security Bancshares (UBFO) Stock Total Returns
Growth of $10,000 chart
2021-04-01 to 2026-04-01 to
$
%
%
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Investment Performance
Final Value
$16,180
Total Return
61.80%
CAGR
10.10%
Dividends
$3,164.00
Yield on Cost
31.64%
Rolling Returns
1-Month (21 Trading Days)
| Average | +1.02% |
| Median | +0.78% |
| Best | +20.76% |
| Worst | -21.69% |
| % of Windows Positive | 55.5% |
1-Year (252 Trading Days)
| Average | +9.97% |
| Median | +12.05% |
| Best | +47.88% |
| Worst | -27.17% |
| % of Windows Positive | 72.0% |
3-Year (756 Trading Days)
| Average | +36.03% |
| Median | +35.48% |
| Best | +94.94% |
| Worst | -2.46% |
| % of Windows Positive | 97.8% |
Risk Metrics
| Maximum Drawdown | -32.70% |
| Average Drawdown | -9.03% |
| Drawdown Duration | 193 Trading Days |
| Sortino Ratio | 0.76 |
| Calmar Ratio | 0.31 |
| CVaR (5%) | -3.56% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +4.37% (+18.73% ann.) | +$436.94 | $0.00 | $0.00 | $0.00 |
| 2025 | +5.06% | +$506.18 | $606.98 | $121.39 | $0.97 |
| 2024 | +26.14% | +$2614.29 | $581.54 | $116.31 | $0.93 |
| 2023 | +21.39% | +$2139.14 | $642.28 | $128.46 | $1.03 |
| 2022 | -6.70% | $669.52 | $410.93 | $82.19 | $0.66 |
| 2021 | +20.27% | +$2027.22 | $634.37 | $126.87 | $1.01 |
| 2020 | -30.46% | $3046.21 | $419.66 | $83.93 | $0.67 |
| 2019 | +16.78% | +$1677.69 | $584.05 | $116.81 | $0.93 |
| 2018 | -10.69% | $1069.28 | $321.20 | $64.24 | $0.51 |
| 2017 | +45.48% | +$4548.43 | $222.68 | $44.54 | $0.35 |
| 2016 | +50.74% | +$5074.17 | $0.00 | $0.00 | $0.00 |
| 2015 | +2.98% | +$298.36 | $0.00 | $0.00 | $0.00 |
| 2014 | +15.48% | +$1548.17 | $0.00 | $0.00 | $0.00 |
| 2013 | +99.99% | +$9999.09 | $0.00 | $0.00 | $0.00 |
| 2012 | +21.64% | +$2164.16 | $0.00 | $0.00 | $0.00 |
| 2011 | -39.39% | $3939.20 | $0.00 | $0.00 | $0.00 |
| 2010 | -11.07% | $1107.33 | $0.00 | $0.00 | $0.00 |
| 2009 | -60.46% | $6046.06 | $0.00 | $0.00 | $0.00 |
| 2008 | -21.52% | $2152.20 | $249.92 | $49.99 | $0.40 |
| 2007 | -35.73% | $3573.26 | $204.76 | $40.95 | $0.33 |
| 2006 | +60.67% | +$6067.04 | $278.26 | $55.65 | $0.44 |
| 2005 | +22.19% | +$2218.90 | $271.43 | $54.28 | $0.44 |
| 2004 | -4.65% | $464.86 | $226.19 | $45.24 | $0.37 |
| 2003 | +56.05% | +$5604.62 | $313.01 | $62.60 | $0.50 |
| 2002 | +7.49% | +$749.32 | $293.78 | $58.76 | $0.46 |
| 2001 | -0.11% | $10.62 | $252.99 | $50.60 | $0.40 |
| 2000 | -14.90% | $1489.71 | $171.85 | $34.37 | $0.27 |
| 1999 partial | +48.11% (+60.56% ann.) | +$4811.03 | $150.08 | $30.02 | $0.25 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania partial | March 3, 1999 – March 10, 2000 | +28.89% | +28.21% | +$2888.85 | $206.06 | $41.22 | $0.34 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | -4.40% | -1.73% | $440.21 | $688.46 | $137.69 | $1.08 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +153.46% | +20.46% | +$15345.65 | $2176.93 | $435.40 | $3.48 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -72.93% | -60.35% | $7293.42 | $261.08 | $52.22 | $0.42 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | -45.80% | -16.59% | $4580.43 | $0.00 | $0.00 | $0.00 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +418.52% | +24.29% | +$41851.87 | $5415.62 | $1083.14 | $8.63 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -39.41% | -99.67% | $3940.94 | $0.00 | $0.00 | $0.00 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | -1.40% | -2.24% | $139.53 | $500.47 | $100.09 | $0.80 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +25.35% | +23.91% | +$2535.20 | $683.59 | $136.72 | $1.09 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -8.06% | -8.54% | $806.37 | $570.52 | $114.11 | $0.91 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +32.75% | +16.51% | +$3274.91 | $1235.95 | $247.20 | $1.98 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 1, 2026 | +33.81% | +20.92% | +$3380.62 | $884.05 | $176.81 | $1.41 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 1999-04-14 | $0.0235 | 0.48% |
| 1999-07-14 | $0.0235 | 0.48% |
| 1999-10-13 | $0.0277 | 0.44% |
| 2000-01-12 | $0.0277 | 0.40% |
| 2000-04-12 | $0.0282 | 0.44% |
| 2000-07-12 | $0.0346 | 0.58% |
| 2000-10-11 | $0.0346 | 0.56% |
| 2001-01-10 | $0.0346 | 0.56% |
| 2001-04-10 | $0.0398 | 0.69% |
| 2001-07-11 | $0.0398 | 0.67% |
| 2001-10-05 | $0.0398 | 0.67% |
| 2002-01-09 | $0.0398 | 0.67% |
| 2002-04-10 | $0.0450 | 0.73% |
| 2002-07-10 | $0.0450 | 0.75% |
| 2002-10-09 | $0.0450 | 0.76% |
| 2003-01-08 | $0.0450 | 0.76% |
| 2003-04-09 | $0.0502 | 0.68% |
| 2003-07-09 | $0.0502 | 0.61% |
| 2003-10-08 | $0.0502 | 0.55% |
| 2004-01-07 | $0.0502 | 0.51% |
| 2004-04-06 | $0.0554 | 0.63% |
| 2004-07-07 | $0.0554 | 0.75% |
| 2004-10-06 | $0.0554 | 0.70% |
| 2005-01-05 | $0.0554 | 0.63% |
| 2005-04-06 | $0.0623 | 0.72% |
| 2005-07-06 | $0.0623 | 0.69% |
| 2005-10-05 | $0.0623 | 0.63% |
| 2006-01-11 | $0.0692 | 0.61% |
| 2006-04-05 | $0.0761 | 0.50% |
| 2006-07-05 | $0.0761 | 0.50% |
| 2006-10-10 | $0.0761 | 0.46% |
| 2007-01-10 | $0.0865 | 0.51% |
| 2007-04-03 | $0.0865 | 0.64% |
| 2007-07-03 | $0.0865 | 0.59% |
| 2007-10-10 | $0.0865 | 0.64% |
| 2008-01-09 | $0.0865 | 0.80% |
| 2008-04-09 | $0.0900 | 0.80% |
| 2008-07-09 | $0.0900 | 0.87% |
| 2017-05-04 | $0.0500 | 0.60% |
| 2017-07-05 | $0.0500 | 0.53% |
| 2017-10-06 | $0.0700 | 0.73% |
| 2018-01-03 | $0.0700 | 0.64% |
| 2018-04-06 | $0.0900 | 0.81% |
| 2018-07-06 | $0.0900 | 0.79% |
| 2018-10-05 | $0.1000 | 0.90% |
| 2019-01-02 | $0.1100 | 1.15% |
| 2019-04-05 | $0.1100 | 1.02% |
| 2019-07-05 | $0.1100 | 0.99% |
| 2019-10-07 | $0.1100 | 1.03% |
| 2019-12-31 | $0.1100 | 1.02% |
| 2020-04-03 | $0.1100 | 1.82% |
| 2020-07-02 | $0.1100 | 1.54% |
| 2020-10-05 | $0.1100 | 1.76% |
| 2020-12-31 | $0.1100 | 1.54% |
| 2021-04-05 | $0.1100 | 1.34% |
| 2021-07-02 | $0.1100 | 1.34% |
| 2021-10-08 | $0.1100 | 1.36% |
| 2021-12-31 | $0.1100 | 1.34% |
| 2022-04-05 | $0.1100 | 1.31% |
| 2022-07-07 | $0.1100 | 1.46% |
| 2022-10-07 | $0.1100 | 1.62% |
| 2023-01-03 | $0.1100 | 1.50% |
| 2023-04-05 | $0.1100 | 1.76% |
| 2023-07-07 | $0.1200 | 1.75% |
| 2023-10-06 | $0.1200 | 1.64% |
| 2024-01-02 | $0.1200 | 1.43% |
| 2024-04-05 | $0.1200 | 1.60% |
| 2024-07-08 | $0.1200 | 1.65% |
| 2024-10-07 | $0.1200 | 1.38% |
| 2025-01-02 | $0.1200 | 1.19% |
| 2025-04-07 | $0.1200 | 1.51% |
| 2025-07-07 | $0.1200 | 1.29% |
| 2025-10-03 | $0.1200 | 1.30% |
| 2025-12-26 | $0.1200 | 1.17% |
| Total | 74 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-01 to 2026-04-01. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-04-05 | $133.98 | $26.80 | $0.22 | 13.2227 |
| 2021-07-02 | $135.44 | $27.09 | $0.22 | 13.3498 |
| 2021-10-08 | $136.91 | $27.38 | $0.22 | 13.6975 |
| 2021-12-31 | $138.41 | $27.68 | $0.22 | 13.6094 |
| 2022-04-05 | $139.91 | $27.98 | $0.22 | 13.5893 |
| 2022-07-07 | $141.40 | $28.28 | $0.23 | 15.3393 |
| 2022-10-07 | $143.09 | $28.62 | $0.23 | 17.4153 |
| 2023-01-03 | $145.01 | $29.00 | $0.23 | 16.1470 |
| 2023-04-05 | $146.78 | $29.36 | $0.23 | 19.0867 |
| 2023-07-07 | $162.42 | $32.49 | $0.26 | 19.2110 |
| 2023-10-06 | $164.72 | $32.95 | $0.26 | 18.2407 |
| 2024-01-02 | $166.91 | $33.38 | $0.27 | 16.5134 |
| 2024-04-05 | $168.89 | $33.78 | $0.27 | 18.3462 |
| 2024-07-08 | $171.10 | $34.22 | $0.27 | 18.9200 |
| 2024-10-07 | $173.37 | $34.67 | $0.28 | 16.2650 |
| 2025-01-02 | $175.32 | $35.06 | $0.28 | 14.2394 |
| 2025-04-07 | $177.03 | $35.41 | $0.28 | 17.9819 |
| 2025-07-07 | $179.18 | $35.84 | $0.29 | 16.1104 |
| 2025-10-03 | $181.12 | $36.22 | $0.29 | 15.7693 |
| 2025-12-26 | $183.01 | $36.60 | $0.29 | 14.4240 |
| Total | $3164.00 | $632.81 | $5.06 | 321.4784 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.