Waterstone Financial, Inc. (WSBF) Stock Total Returns
Growth of $10,000 chart
2021-04-14 to 2026-04-14 to
$
%
%
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Investment Performance
Final Value
$11,246
Total Return
12.46%
CAGR
2.38%
Dividends
$2,395.13
Yield on Cost
23.95%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.45% |
| Median | +0.36% |
| Best | +27.13% |
| Worst | -18.68% |
| % of Windows Positive | 51.4% |
1-Year (252 Trading Days)
| Average | -1.04% |
| Median | -6.88% |
| Best | +60.02% |
| Worst | -38.98% |
| % of Windows Positive | 41.0% |
3-Year (756 Trading Days)
| Average | -9.80% |
| Median | -15.10% |
| Best | +43.49% |
| Worst | -38.97% |
| % of Windows Positive | 27.5% |
Risk Metrics
| Maximum Drawdown | -52.24% |
| Average Drawdown | -23.12% |
| Drawdown Duration | 1068 Trading Days (Unrecovered) |
| Sortino Ratio | 0.32 |
| Calmar Ratio | 0.05 |
| CVaR (5%) | -3.66% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +13.78% (+57.36% ann.) | +$1377.99 | $194.09 | $38.81 | $0.31 |
| 2025 | +27.62% | +$2761.61 | $452.78 | $90.56 | $0.73 |
| 2024 | -1.76% | $175.87 | $428.57 | $85.72 | $0.69 |
| 2023 | -14.08% | $1408.18 | $441.18 | $88.24 | $0.71 |
| 2022 | -16.84% | $1684.45 | $604.25 | $120.85 | $0.97 |
| 2021 | +22.32% | +$2232.30 | $704.61 | $140.93 | $1.13 |
| 2020 | +5.32% | +$532.00 | $689.00 | $137.80 | $1.10 |
| 2019 | +19.01% | +$1900.96 | $594.24 | $118.85 | $0.95 |
| 2018 | +2.84% | +$283.95 | $583.66 | $116.73 | $0.93 |
| 2017 | -3.42% | $342.25 | $540.32 | $108.07 | $0.86 |
| 2016 | +32.29% | +$3228.99 | $185.40 | $37.08 | $0.30 |
| 2015 | +8.54% | +$853.51 | $152.80 | $30.56 | $0.25 |
| 2014 | +31.39% | +$3139.50 | $148.83 | $29.77 | $0.24 |
| 2013 | +42.31% | +$4230.78 | $0.00 | $0.00 | $0.00 |
| 2012 | +312.70% | +$31269.82 | $0.00 | $0.00 | $0.00 |
| 2011 | -41.85% | $4184.62 | $0.00 | $0.00 | $0.00 |
| 2010 | +58.54% | +$5853.68 | $0.00 | $0.00 | $0.00 |
| 2009 | -38.81% | $3880.61 | $0.00 | $0.00 | $0.00 |
| 2008 | -73.87% | $7386.89 | $0.00 | $0.00 | $0.00 |
| 2007 | -28.06% | $2805.83 | $0.00 | $0.00 | $0.00 |
| 2006 | +55.77% | +$5576.92 | $0.00 | $0.00 | $0.00 |
| 2005 partial | +1.69% (+7.37% ann.) | +$168.89 | $0.00 | $0.00 | $0.00 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| China-WTO / housing-credit / commodity boom partial | October 5, 2005 – October 9, 2007 | +50.58% | +22.59% | +$5057.78 | $0.00 | $0.00 | $0.00 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -89.14% | -79.22% | $8913.81 | $0.00 | $0.00 | $0.00 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +66.35% | +16.27% | +$6635.03 | $0.00 | $0.00 | $0.00 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +527.44% | +27.47% | +$52743.94 | $11757.23 | $2351.49 | $18.85 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -27.09% | -97.29% | $2709.15 | $278.86 | $55.77 | $0.45 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +29.22% | +51.06% | +$2922.19 | $273.85 | $54.77 | $0.44 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +26.88% | +25.34% | +$2688.40 | $934.17 | $186.84 | $1.49 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -16.16% | -17.06% | $1615.64 | $636.58 | $127.32 | $1.02 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | -0.75% | -0.41% | $75.22 | $726.97 | $145.40 | $1.17 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 14, 2026 | +24.51% | +15.00% | +$2450.77 | $695.51 | $139.10 | $1.12 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 2014-04-09 | $0.0500 | 0.49% |
| 2014-07-09 | $0.0500 | 0.44% |
| 2014-10-08 | $0.0500 | 0.42% |
| 2015-01-08 | $0.0500 | 0.39% |
| 2015-04-08 | $0.0500 | 0.39% |
| 2015-07-08 | $0.0500 | 0.38% |
| 2015-10-07 | $0.0500 | 0.37% |
| 2016-01-07 | $0.0500 | 0.36% |
| 2016-04-08 | $0.0500 | 0.37% |
| 2016-07-08 | $0.0800 | 0.52% |
| 2016-10-06 | $0.0800 | 0.47% |
| 2017-01-06 | $0.1200 | 0.65% |
| 2017-04-10 | $0.1200 | 0.66% |
| 2017-05-10 | $0.5000 | 2.53% |
| 2017-07-10 | $0.1200 | 0.63% |
| 2017-10-11 | $0.1200 | 0.61% |
| 2018-01-11 | $0.1200 | 0.70% |
| 2018-03-08 | $0.5000 | 2.82% |
| 2018-04-11 | $0.1200 | 0.69% |
| 2018-07-11 | $0.1200 | 0.68% |
| 2018-10-11 | $0.1200 | 0.71% |
| 2019-01-09 | $0.1200 | 0.71% |
| 2019-03-20 | $0.5000 | 2.96% |
| 2019-04-11 | $0.1200 | 0.73% |
| 2019-07-11 | $0.1200 | 0.71% |
| 2019-10-10 | $0.1200 | 0.70% |
| 2020-01-09 | $0.1200 | 0.64% |
| 2020-03-10 | $0.5000 | 3.19% |
| 2020-04-08 | $0.1200 | 0.89% |
| 2020-07-10 | $0.1200 | 0.90% |
| 2020-10-08 | $0.1200 | 0.75% |
| 2020-11-30 | $0.3000 | 1.66% |
| 2021-01-08 | $0.2000 | 1.02% |
| 2021-04-09 | $0.2000 | 0.96% |
| 2021-06-10 | $0.5000 | 2.44% |
| 2021-07-09 | $0.2000 | 1.04% |
| 2021-10-07 | $0.2000 | 0.97% |
| 2022-01-07 | $0.7000 | 3.09% |
| 2022-04-08 | $0.2000 | 1.08% |
| 2022-07-08 | $0.2000 | 1.17% |
| 2022-10-06 | $0.2000 | 1.20% |
| 2023-01-06 | $0.2000 | 1.16% |
| 2023-04-06 | $0.2000 | 1.36% |
| 2023-07-07 | $0.2000 | 1.37% |
| 2023-10-05 | $0.1500 | 1.43% |
| 2024-01-05 | $0.1500 | 1.08% |
| 2024-04-05 | $0.1500 | 1.30% |
| 2024-07-08 | $0.1500 | 1.16% |
| 2024-10-08 | $0.1500 | 1.05% |
| 2025-01-08 | $0.1500 | 1.18% |
| 2025-04-08 | $0.1500 | 1.21% |
| 2025-07-08 | $0.1500 | 1.07% |
| 2025-10-08 | $0.1500 | 0.98% |
| 2026-01-08 | $0.1500 | 0.90% |
| 2026-04-08 | $0.1700 | 0.93% |
| Total | 55 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-10 | $243.55 | $48.71 | $0.39 | 9.7078 |
| 2021-07-09 | $99.36 | $19.87 | $0.16 | 4.0891 |
| 2021-10-07 | $100.18 | $20.04 | $0.16 | 3.9111 |
| 2022-01-07 | $353.36 | $70.67 | $0.56 | 12.9592 |
| 2022-04-08 | $103.55 | $20.71 | $0.17 | 4.4835 |
| 2022-07-08 | $104.45 | $20.89 | $0.17 | 4.8996 |
| 2022-10-06 | $105.43 | $21.08 | $0.17 | 5.1170 |
| 2023-01-06 | $106.45 | $21.29 | $0.17 | 4.9213 |
| 2023-04-06 | $107.44 | $21.49 | $0.17 | 5.8193 |
| 2023-07-07 | $108.60 | $21.72 | $0.18 | 5.9839 |
| 2023-10-05 | $82.35 | $16.47 | $0.13 | 6.2260 |
| 2024-01-05 | $83.28 | $16.66 | $0.13 | 4.8043 |
| 2024-04-05 | $84.00 | $16.80 | $0.14 | 5.9722 |
| 2024-07-08 | $84.90 | $16.98 | $0.14 | 5.3372 |
| 2024-10-08 | $85.70 | $17.14 | $0.14 | 4.9653 |
| 2025-01-08 | $86.44 | $17.29 | $0.14 | 5.4602 |
| 2025-04-08 | $87.26 | $17.45 | $0.14 | 5.6642 |
| 2025-07-08 | $88.11 | $17.62 | $0.14 | 5.0683 |
| 2025-10-08 | $88.87 | $17.78 | $0.14 | 4.7557 |
| 2026-01-08 | $89.59 | $17.92 | $0.14 | 4.2574 |
| 2026-04-08 | $102.25 | $20.45 | $0.16 | 4.4490 |
| Total | $2395.13 | $479.04 | $3.84 | 118.8518 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.