AMERICAN EXPRESS COMPANY financials

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AXP CIK 0000004962

Source: EDGAR filings · raw companyfacts JSON · Built 2026-04-25T09:55:29Z

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 16.00B 12.14B 17.00B 19.22B 13.10B 4.11B
Net Debt — — — 11.52B 20.54B —
Net Margin 26.23% 26.09% 22.50% 21.96% 29.08% 14.27%
Return on Equity (ROE) 32.36% 33.47% 29.85% 30.41% 36.34% 13.64%
Return on Assets (ROA) 3.61% 3.73% 3.21% 3.29% 4.26% 1.64%
Debt-to-Equity 1.7594 1.7189 1.7851 1.8168 1.8956 1.9985
Effective Tax Rate 21.47% 21.45% 20.35% 21.61% 24.60% 27.03%
Cash Conversion Ratio 1.7011 1.3871 2.2163 2.8053 1.817 1.7834
Accruals Ratio -0.0253 -0.0144 -0.039 -0.0594 -0.0348 -0.0129
SBC % of Revenue 1.33% 1.30% 1.21% 1.10% 1.19% 1.13%
CapEx Coverage 7.5992 7.3522 11.874 11.3633 9.4484 3.7828
Free Cash Flow Per Share $22.99 $17.03 $23.09 $25.56 $16.58 $5.10

Valuation Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
P/E Trailing (Diluted) 24.054 21.1842 16.7119 15 16.3273 32.0716
P/FCF 16.0898 17.4324 8.1126 5.7797 9.8698 23.6939
FCF Yield 6.22% 5.74% 12.33% 17.30% 10.13% 4.22%
P/S 6.1443 5.3663 3.6393 3.2081 4.492 4.4294
P/B 7.5816 6.8843 4.8276 4.4425 5.6139 4.2348

Income Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue from Contract with Customer, Excluding Assessed Tax 41.30B 38.83B 37.22B 34.22B 27.72B 21.97B
Income Tax Expense (Benefit) 2.96B 2.77B 2.14B 2.07B 2.63B 1.16B
Net Income (Loss) Attributable to Parent 10.83B 10.13B 8.37B 7.51B 8.06B 3.13B
Earnings Per Share, Basic $15.41 $14.04 $11.23 $9.86 $10.04 $3.77
Weighted Average Number of Shares Outstanding, Basic 695.00M 712.00M 735.00M 751.00M 789.00M 805.00M
Earnings Per Share, Diluted $15.38 $14.01 $11.21 $9.85 $10.02 $3.77
Weighted Average Number of Shares Outstanding, Diluted 696.00M 713.00M 736.00M 752.00M 790.00M 806.00M

Balance Sheet

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash and Cash Equivalents, at Carrying Value — — — 33.37B 21.50B —
Assets 300.05B 271.46B 261.11B 228.35B 189.00B 191.00B
Long-term Debt 56.39B 49.72B 47.87B 42.57B 38.67B 42.95B
Liabilities 266.58B 241.20B 233.05B 203.64B 166.37B 168.38B
Stockholders' Equity Attributable to Parent 33.47B 30.26B 28.06B 24.71B 22.18B 22.98B
Common Stock, Shares, Outstanding 686.00M 702.00M 723.00M 743.00M 761.00M 805.00M

Cash Flow Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 18.43B 14.05B 18.56B 21.08B 14.64B 5.59B
Payments to Acquire Property, Plant, and Equipment 2.42B 1.91B 1.56B 1.85B 1.55B 1.48B
Net Cash Provided by (Used in) Investing Activities -22.89B -24.40B -24.43B -33.69B -10.53B 11.63B
Payments for Repurchase of Common Stock 5.81B 6.02B 3.65B 3.50B 7.65B 1.03B
Payments of Dividends 2.27B 2.00B 1.78B 1.56B 1.45B 1.47B
Net Cash Provided by (Used in) Financing Activities 11.21B 4.44B 18.38B 24.51B -14.93B -9.07B

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

Most recent filing shown by default.

Compare filings side-by-side

Diff any two filings with deltas and added / removed tags.

Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

Income Statement

28 concepts 3 units
Unit US$ · 23 concepts
Label Value Period
Interest and Fee Income, Loans and Leases 6.14B 2026-01-01 → 2026-03-31
Interest and Dividend Income, Securities, Operating 17.00M 2026-01-01 → 2026-03-31
Revenue from Contract with Customer, Excluding Assessed Tax 10.52B 2026-01-01 → 2026-03-31
Interest Income, Deposits with Financial Institutions 512.00M 2026-01-01 → 2026-03-31
Interest and Dividend Income, Operating 6.67B 2026-01-01 → 2026-03-31
Interest Expense, Deposits 1.29B 2026-01-01 → 2026-03-31
Interest Expense, Long-term Debt 686.00M 2026-01-01 → 2026-03-31
InterestExpenseOperating 1.97B 2026-01-01 → 2026-03-31
Interest Income (Expense), Net 4.69B 2026-01-01 → 2026-03-31
Financing Receivable, Credit Loss, Expense (Reversal) 1.25B 2026-01-01 → 2026-03-31
Noninterest Income 14.21B 2026-01-01 → 2026-03-31
Revenues, Net of Interest Expense 18.91B 2026-01-01 → 2026-03-31
Professional Fees 545.00M 2026-01-01 → 2026-03-31
Business Development 1.59B 2026-01-01 → 2026-03-31
Information Technology and Data Processing 767.00M 2026-01-01 → 2026-03-31
Marketing Expense 1.48B 2026-01-01 → 2026-03-31
Labor and Related Expense 2.48B 2026-01-01 → 2026-03-31
Other Noninterest Expense 1.46B 2026-01-01 → 2026-03-31
Noninterest Expense 13.88B 2026-01-01 → 2026-03-31
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 3.78B 2026-01-01 → 2026-03-31
Income Tax Expense (Benefit) 807.00M 2026-01-01 → 2026-03-31
Net Income (Loss) Attributable to Parent 2.97B 2026-01-01 → 2026-03-31
Net Income (Loss) Available to Common Stockholders, Basic 2.96B 2026-01-01 → 2026-03-31
Unit shares · 2 concepts
Label Value Period
Weighted Average Number of Shares Outstanding, Basic 685.00M 2026-01-01 → 2026-03-31
Weighted Average Number of Shares Outstanding, Diluted 686.00M 2026-01-01 → 2026-03-31
Unit US$ / share · 3 concepts
Label Value Period
Earnings Per Share, Basic $4.29 2026-01-01 → 2026-03-31
Earnings Per Share, Diluted $4.28 2026-01-01 → 2026-03-31
Common Stock, Dividends, Per Share, Declared $0.95 2026-01-01 → 2026-03-31

Comprehensive Income

6 concepts 1 unit

Balance Sheet

43 concepts 3 units
Unit US$ · 35 concepts
Label Value Period
Cash and Due from Banks 3.19B as of 2026-03-31
Interest-bearing Deposits in Banks and Other Financial Institutions 50.28B as of 2026-03-31
Equity Securities, FV-NI 44.00M as of 2026-03-31
Restricted Cash and Cash Equivalents 199.00M as of 2026-03-31
Short-term Investments 290.00M as of 2026-03-31
Derivative Asset 309.00M as of 2026-03-31
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss 9.00M as of 2026-03-31
DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss 2.60B as of 2026-03-31
DebtSecuritiesAvailableForSaleExcludingAccruedInterest 2.58B as of 2026-03-31
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment 12.44B as of 2026-03-31
Property, Plant and Equipment, Net 7.24B as of 2026-03-31
Other Assets 25.01B as of 2026-03-31
Demand Deposit Accounts 3.28B as of 2026-03-31
Deposits, Savings Deposits 121.26B as of 2026-03-31
Time Deposits 16.69B as of 2026-03-31
Deposits 157.95B as of 2026-03-31
Noninterest-bearing Deposit Liabilities, Domestic 610.00M as of 2026-03-31
Noninterest-bearing Deposit Liabilities, Foreign 594.00M as of 2026-03-31
Interest-bearing Deposit Liabilities, Domestic 156.73B as of 2026-03-31
Interest-bearing Deposit Liabilities, Foreign 18.00M as of 2026-03-31
Derivative Liability 17.00M as of 2026-03-31
Accounts Payable 14.63B as of 2026-03-31
Amortization Method Qualified Affordable Housing Project Investments 1.83B as of 2026-03-31
Assets 308.89B as of 2026-03-31
Long-term Debt 58.75B as of 2026-03-31
Short-term Debt 1.69B as of 2026-03-31
Other Liabilities 41.87B as of 2026-03-31
Liabilities 274.90B as of 2026-03-31
Preferred Stock, Value, Issued 0 as of 2026-03-31
Common Stock, Value, Issued 137.00M as of 2026-03-31
Additional Paid in Capital 11.08B as of 2026-03-31
Accumulated Other Comprehensive Income (Loss), Net of Tax -3.31B as of 2026-03-31
Retained Earnings (Accumulated Deficit) 26.09B as of 2026-03-31
Stockholders' Equity Attributable to Parent 33.99B as of 2026-03-31
Liabilities and Equity 308.89B as of 2026-03-31
Unit shares · 6 concepts
Label Value Period
Preferred Stock, Shares Authorized 20.00M as of 2026-03-31
Preferred Stock, Shares Issued 1,600 as of 2026-03-31
Preferred Stock, Shares Outstanding 1,600 as of 2026-03-31
Common Stock, Shares Authorized 3.60B as of 2026-03-31
Common Stock, Shares, Issued 682.00M as of 2026-03-31
Common Stock, Shares, Outstanding 682.00M as of 2026-03-31
Unit US$ / share · 2 concepts
Label Value Period
Preferred Stock, Par or Stated Value Per Share $1.67 as of 2026-03-31
Common Stock, Par or Stated Value Per Share $0.20 as of 2026-03-31

Cash Flow Statement

28 concepts 1 unit
Unit US$ · 28 concepts
Label Value Period
Depreciation, Amortization and Accretion, Net 468.00M 2026-01-01 → 2026-03-31
Increase (Decrease) in Accounts Payable and Other Operating Liabilities 476.00M 2026-01-01 → 2026-03-31
Share-based Payment Arrangement, Noncash Expense 203.00M 2026-01-01 → 2026-03-31
Deferred Income Tax Expense (Benefit) 145.00M 2026-01-01 → 2026-03-31
Other Noncash Income (Expense) 282.00M 2026-01-01 → 2026-03-31
Payments for Origination and Purchases of Loans Held-for-sale 42.00M 2026-01-01 → 2026-03-31
Lease Obligation Incurred 370.00M 2026-01-01 → 2026-03-31
Contribution of Property 370.00M 2026-01-01 → 2026-03-31
Increase (Decrease) in Other Operating Assets 1.39B 2026-01-01 → 2026-03-31
Net Cash Provided by (Used in) Operating Activities 3.80B 2026-01-01 → 2026-03-31
Payments to Acquire Property, Plant, and Equipment 1.15B 2026-01-01 → 2026-03-31
Payments to Acquire Investments 1.98B 2026-01-01 → 2026-03-31
Proceeds from Sale of Debt Securities, Available-for-sale 8.00M 2026-01-01 → 2026-03-31
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale 233.00M 2026-01-01 → 2026-03-31
Increase (Decrease) in Deposits 5.38B 2026-01-01 → 2026-03-31
Payments for (Proceeds from) Loans Receivable -512.00M 2026-01-01 → 2026-03-31
Payments to Acquire Businesses, Net of Cash Acquired 498.00M 2026-01-01 → 2026-03-31
Net Cash Provided by (Used in) Investing Activities -2.87B 2026-01-01 → 2026-03-31
Proceeds from (Repayments of) Short-term Debt 110.00M 2026-01-01 → 2026-03-31
Proceeds from Issuance of Long-term Debt 3.50B 2026-01-01 → 2026-03-31
Repayments of Long-term Debt 1.52B 2026-01-01 → 2026-03-31
Proceeds from Issuance of Common Stock 7.00M 2026-01-01 → 2026-03-31
Payments for Repurchase of Common Stock 1.91B 2026-01-01 → 2026-03-31
Payments of Dividends 583.00M 2026-01-01 → 2026-03-31
Net Cash Provided by (Used in) Financing Activities 4.98B 2026-01-01 → 2026-03-31
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 57.00M 2026-01-01 → 2026-03-31
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 5.96B 2026-01-01 → 2026-03-31
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 53.76B as of 2026-03-31

Notes

44 concepts 3 units
Unit US$ · 42 concepts
Label Value Period
Dividends, Preferred Stock 14.00M 2026-01-01 → 2026-03-31
Participating Securities, Distributed and Undistributed Earnings (Loss), Basic 19.00M 2026-01-01 → 2026-03-31
Equity Securities, FV-NI, Cost 54.00M as of 2026-03-31
Equity Securities, FV-NI, Unrealized Gain 0 2026-01-01 → 2026-03-31
Equity Securities, FV-NI, Unrealized Loss 9.00M 2026-01-01 → 2026-03-31
Affordable Housing Tax Credits and Other Tax Benefits, Amount 76.00M 2026-01-01 → 2026-03-31
Amortization Method Qualified Affordable Housing Project Investments, Amortization 66.00M 2026-01-01 → 2026-03-31
Dividends, Common Stock, Cash 652.00M 2026-01-01 → 2026-03-31
Time Deposits, at or Above FDIC Insurance Limit 2.40B as of 2026-03-31
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One 902.00M as of 2026-03-31
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five 1.64B as of 2026-03-31
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 7.00M as of 2026-03-31
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10 43.00M as of 2026-03-31
Derivative Asset, Fair Value, Gross Liability 143.00M as of 2026-03-31
Treasury Stock, Value, Acquired, Cost Method 1.66B 2026-01-01 → 2026-03-31
Derivative Liability, Fair Value, Gross Asset 143.00M as of 2026-03-31
Net Income (Loss) Available to Common Stockholders, Diluted 2.94B 2026-01-01 → 2026-03-31
Interest-bearing Domestic Deposit, Certificates of Deposits 7.28B as of 2026-03-31
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One 902.00M as of 2026-03-31
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five 1.64B as of 2026-03-31
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 7.00M as of 2026-03-31
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10 36.00M as of 2026-03-31
Interest-bearing Foreign Deposit, Certificates of Deposits 11.00M as of 2026-03-31
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss 7.00M as of 2026-03-31
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss 7.00M as of 2026-03-31
Time Deposit Maturities, Year One 7.26B as of 2026-03-31
Time Deposit Maturities, Year Two 2.76B as of 2026-03-31
Time Deposit Maturities, Year Three 671.00M as of 2026-03-31
Time Deposit Maturities, Year Four 1.88B as of 2026-03-31
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, Less than 12 Months 1.51B as of 2026-03-31
Debt Securities, Available-for-sale, Continuous Unrealized Loss Position, 12 Months or Longer 25.00M as of 2026-03-31
Time Deposit Maturities, Remainder of Fiscal Year 4.11B as of 2026-03-31
Financing Receivable, Troubled Debt Restructuring, Postmodification 1.14B 2026-01-01 → 2026-03-31
Derivative Liability, Collateral, Right to Reclaim Cash, Offset 0 as of 2026-03-31
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend 21.00M as of 2026-03-31
Derivative Asset, Collateral, Obligation to Return Cash, Offset 37.00M as of 2026-03-31
Financing Receivable, Troubled Debt Restructuring, Subsequent Default 89.00M 2026-01-01 → 2026-03-31
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent 0 2026-01-01 → 2026-03-31
Hedged Liability, Fair Value Hedge 39.60B as of 2026-03-31
Hedged Liability, Fair Value Hedge, Cumulative Increase (Decrease) 144.00M as of 2026-03-31
Derivative Liability, Fair Value, Gross Liability 161.00M as of 2026-03-31
Derivative Asset, Fair Value, Gross Asset 488.00M as of 2026-03-31
Unit shares · 1 concept
Label Value Period
Incremental Common Shares Attributable to Dilutive Effect of Call Options and Warrants 1.00M 2026-01-01 → 2026-03-31
Unit pure · 1 concept
Label Value Period
Effective Income Tax Rate Reconciliation, Percent 0.214 2026-01-01 → 2026-03-31

Other

1 concepts 1 unit
Unit US$ · 1 concept
Label Value Period
Stockholders' Equity, Other 86.00M 2026-01-01 → 2026-03-31

Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (AXP CIK 0000004962), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.