ERIE INDEMNITY COMPANY financials

  1. Home
  2. Company Facts
  3. ERIE
ERIE CIK 0000922621

Source: EDGAR filings · raw companyfacts JSON · Built 2026-04-25T10:02:28Z

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 570.97M 486.40M 288.56M 298.95M 253.99M 287.07M
EBITDA 786.63M 732.99M 567.67M 422.11M 355.30M 359.36M
Working Capital 253.59M 342.52M 221.21M 113.69M 132.87M 104.63M
Operating Margin 17.63% 17.82% 15.92% 13.25% 12.08% 13.33%
Net Margin 13.75% 15.82% 13.65% 10.51% 11.31% 11.56%
Return on Equity (ROE) 24.50% 30.21% 26.83% 20.61% 22.19% 24.69%
Return on Assets (ROA) 16.67% 20.78% 18.04% 13.33% 13.29% 13.85%
Current Ratio 1.2682 1.4268 1.312 1.1709 1.2106 1.1667
Debt-to-Equity — — — 0 0.0699 0.0807
Effective Tax Rate 21.29% 20.73% 20.62% 20.69% 20.87% 20.41%
Cash Conversion Ratio 1.2276 1.0182 0.8546 1.2264 1.3523 1.1681
Accruals Ratio -0.0379 -0.0038 0.0262 -0.0302 -0.0468 -0.0233
CapEx Coverage 5.9352 4.8961 4.1146 5.4484 2.7069 6.1698

Income Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Revenue from Contract with Customer, Excluding Assessed Tax 4.07B 3.80B 3.27B 2.84B 2.63B 2.54B
Operating Expenses 3.35B 3.12B 2.75B 2.46B 2.32B 2.20B
Operating Income (Loss) 717.18M 676.46M 520.26M 376.21M 318.10M 338.16M
Income Tax Expense (Benefit) 151.27M 156.97M 115.88M 77.88M 78.54M 75.21M
Net Income (Loss) Attributable to Parent 559.34M 600.31M 446.06M 298.57M 297.86M 293.30M

Balance Sheet

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Assets, Current 1.20B 1.15B 930.19M 778.80M 763.73M 732.30M
Assets 3.36B 2.89B 2.47B 2.24B 2.24B 2.12B
Liabilities, Current 945.59M 802.51M 708.98M 665.11M 630.86M 627.67M
Long-term Debt, Excluding Current Maturities — — — 0 91.73M 93.83M
Liabilities 1.07B 901.36M 809.13M 791.05M 899.58M 929.07M
Stockholders' Equity Attributable to Parent 2.28B 1.99B 1.66B 1.45B 1.34B 1.19B

Cash Flow Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 686.66M 611.25M 381.20M 366.15M 402.79M 342.60M
Net Cash Provided by (Used in) Investing Activities -439.33M -226.91M -157.56M -106.92M -185.49M -243.22M
Net Cash Provided by (Used in) Financing Activities -199.85M -230.00M -221.68M -300.84M -194.84M -274.87M

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

Most recent filing shown by default.

Compare filings side-by-side

Diff any two filings with deltas and added / removed tags.

Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

Income Statement

11 concepts 1 unit
Unit US$ · 11 concepts
Label Value Period
Revenue from Contract with Customer, Excluding Assessed Tax 1.01B 2026-01-01 → 2026-03-31
Equity Securities, FV-NI, Realized Gain (Loss) -32.00K 2026-01-01 → 2026-03-31
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to Settlement 0 2026-01-01 → 2026-03-31
Operating Expenses 845.12M 2026-01-01 → 2026-03-31
Operating Income (Loss) 166.79M 2026-01-01 → 2026-03-31
Investment Income, Investment Expense 378.00K 2026-01-01 → 2026-03-31
Investment Income, Nonoperating 22.12M 2026-01-01 → 2026-03-31
Other Nonoperating Income (Expense) 1.42M 2026-01-01 → 2026-03-31
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 190.33M 2026-01-01 → 2026-03-31
Income Tax Expense (Benefit) 39.85M 2026-01-01 → 2026-03-31
Net Income (Loss) Attributable to Parent 150.47M 2026-01-01 → 2026-03-31

Comprehensive Income

10 concepts 1 unit
Unit US$ · 10 concepts
Label Value Period
Other Comprehensive (Income) Loss, Defined Benefit Plan, before Tax, after Reclassification Adjustment, Attributable to Parent -391.00K 2026-01-01 → 2026-03-31
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Tax, Portion Attributable to Parent -15.87M 2026-01-01 → 2026-03-31
Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent -15.47M 2026-01-01 → 2026-03-31
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent -3.25M 2026-01-01 → 2026-03-31
Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax and Reclassification Adjustment, Attributable to Parent -309.00K 2026-01-01 → 2026-03-31
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax, Portion Attributable to Parent -12.54M 2026-01-01 → 2026-03-31
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent -12.23M 2026-01-01 → 2026-03-31
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 138.25M 2026-01-01 → 2026-03-31
Other Comprehensive (Income) Loss, Defined Benefit Plan, after Reclassification Adjustment, Tax, Attributable to Parent -82.00K 2026-01-01 → 2026-03-31
OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment, Tax -3.33M 2026-01-01 → 2026-03-31

Balance Sheet

36 concepts 2 units
Unit US$ · 35 concepts
Label Value Period
Restricted Cash and Cash Equivalents, Current 39.55M as of 2026-03-31
Restricted Investments, Current 870.00K as of 2026-03-31
Securities Received as Collateral 8.90M as of 2026-03-31
Debt Securities, Available-for-sale, Current 53.99M as of 2026-03-31
Accounts Receivable, after Allowance for Credit Loss, Current 743.24M as of 2026-03-31
Debt Securities, Available-for-sale 1.39B as of 2026-03-31
Debt Securities, Held-to-maturity, Allowance for Credit Loss 2.17M as of 2026-03-31
Accounts Receivable, Allowance for Credit Loss 700.00K as of 2026-03-31
Assets, Current 1.16B as of 2026-03-31
Accrued Investment Income Receivable 14.47M as of 2026-03-31
Debt Securities, Available-for-sale, Noncurrent 1.30B as of 2026-03-31
EquitySecuritiesFVNINoncurrent 67.89M as of 2026-03-31
Financing Receivable, after Allowance for Credit Loss, Noncurrent 102.44M as of 2026-03-31
Dividends Payable, Current 68.11M as of 2026-03-31
Deposits Received for Securities Loaned, at Carrying Value 49.62M as of 2026-03-31
Other Assets, Noncurrent 48.62M as of 2026-03-31
Assets for Plan Benefits, Defined Benefit Plan 66.62M as of 2026-03-31
Restricted Investments, Noncurrent 54.42M as of 2026-03-31
Assets 3.38B as of 2026-03-31
Accounts Payable and Accrued Liabilities, Current 229.42M as of 2026-03-31
Contract with Customer, Liability, Current 47.43M as of 2026-03-31
Deferred Compensation Liability, Current 6.47M as of 2026-03-31
Liabilities, Current 899.91M as of 2026-03-31
Contract with Customer, Liability, Noncurrent 22.94M as of 2026-03-31
Deferred Compensation Liability, Classified, Noncurrent 24.02M as of 2026-03-31
Liability, Defined Benefit Pension Plan, Noncurrent 34.02M as of 2026-03-31
Deferred Income Tax Liabilities, Net 19.98M as of 2026-03-31
Other Liabilities, Noncurrent 22.29M as of 2026-03-31
Liabilities 1.02B as of 2026-03-31
Additional Paid in Capital, Common Stock 16.50M as of 2026-03-31
Treasury Stock, Common, Value 1.17B as of 2026-03-31
Accumulated Other Comprehensive Income (Loss), Net of Tax -64.25M as of 2026-03-31
Retained Earnings (Accumulated Deficit) 3.55B as of 2026-03-31
Stockholders' Equity Attributable to Parent 2.35B as of 2026-03-31
Liabilities and Equity 3.38B as of 2026-03-31
Unit shares · 1 concept
Label Value Period
Treasury Stock, Common, Shares 22.11M as of 2026-03-31

Cash Flow Statement

21 concepts 1 unit
Unit US$ · 21 concepts
Label Value Period
Proceeds from Fees Received 5.94M 2026-01-01 → 2026-03-31
Noncash or Part Noncash Acquisition, Fixed Assets Acquired 1.55M 2026-01-01 → 2026-03-31
Payments to Employees 76.07M 2026-01-01 → 2026-03-31
Payments for Commissions 389.96M 2026-01-01 → 2026-03-31
Payments for Other Operating Activities 69.16M 2026-01-01 → 2026-03-31
Income Taxes Paid, Net 7.00K 2026-01-01 → 2026-03-31
Net Cash Provided by (Used in) Operating Activities 91.89M 2026-01-01 → 2026-03-31
Payments to Acquire Productive Assets 37.41M 2026-01-01 → 2026-03-31
Payments to Acquire Debt Securities, Available-for-sale 187.18M 2026-01-01 → 2026-03-31
PaymentsToAcquireEquitySecuritiesFvNi 3.17M 2026-01-01 → 2026-03-31
Payments to Acquire Loans Receivable 14.81M 2026-01-01 → 2026-03-31
Proceeds from Sale of Debt Securities, Available-for-sale 106.79M 2026-01-01 → 2026-03-31
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale 40.00M 2026-01-01 → 2026-03-31
Proceeds from Collection of Loans Receivable 2.82M 2026-01-01 → 2026-03-31
ProceedsFromSaleOfEquitySecuritiesFvNi 4.24M 2026-01-01 → 2026-03-31
Net Cash Provided by (Used in) Investing Activities -88.73M 2026-01-01 → 2026-03-31
Increase (Decrease) in Securities Lending Payable -12.31M 2026-01-01 → 2026-03-31
Payments of Ordinary Dividends, Common Stock 68.11M 2026-01-01 → 2026-03-31
Net Cash Provided by (Used in) Financing Activities -80.42M 2026-01-01 → 2026-03-31
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -77.26M 2026-01-01 → 2026-03-31
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 268.62M as of 2026-03-31

Notes

35 concepts 3 units
Unit US$ · 33 concepts
Label Value Period
Accrued Sales Commission, Current 440.46M as of 2026-03-31
Prepaid Expense and Other Assets, Current 79.71M as of 2026-03-31
Investments, Fair Value Disclosure 1.47B as of 2026-03-31
Contract with Customer, Liability, Revenue Recognized 17.20M 2026-01-01 → 2026-03-31
Equity Securities, FV-NI, Unrealized Gain (Loss) -882.00K 2026-01-01 → 2026-03-31
Equity Securities, FV-NI, Gain (Loss) -914.00K 2026-01-01 → 2026-03-31
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One 54.89M as of 2026-03-31
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five 588.72M as of 2026-03-31
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 205.04M as of 2026-03-31
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10 552.86M as of 2026-03-31
Defined Benefit Plan, Service Cost 9.59M 2026-01-01 → 2026-03-31
Defined Benefit Plan, Interest Cost 15.51M 2026-01-01 → 2026-03-31
Defined Benefit Plan, Expected Return (Loss) on Plan Assets 19.89M 2026-01-01 → 2026-03-31
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One 54.86M as of 2026-03-31
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five 588.12M as of 2026-03-31
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 203.46M as of 2026-03-31
Defined Benefit Plan, Amortization of Gain (Loss) 67.00K 2026-01-01 → 2026-03-31
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10 540.71M as of 2026-03-31
Defined Benefit Plan, Amortization of Prior Service Cost (Credit) 458.00K 2026-01-01 → 2026-03-31
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) 5.61M 2026-01-01 → 2026-03-31
Stockholders' Equity before Treasury Stock 3.50B as of 2026-03-31
Debt Securities, Held-to-Maturity, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10 4.83M as of 2026-03-31
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability 738.00K 2026-01-01 → 2026-03-31
Debt Securities, Held-to-Maturity, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10 4.75M as of 2026-03-31
DebtSecuritiesAvailableForSaleAndHeldToMaturityFairValue 1.39B as of 2026-03-31
DebtSecuritiesAvailableForSaleAndHeldToMaturityCumulativeUnrecognizedGain 9.35M as of 2026-03-31
DebtSecuritiesAvailableForSaleAndHeldToMaturityCumulativeUnrecognizedLoss 23.79M as of 2026-03-31
DebtSecuritiesAvailableForSaleAndHeldToMaturityAmortizedCostAfterAllowanceForCreditLoss 1.41B as of 2026-03-31
Debt Securities, Held-to-maturity, Credit Loss Expense (Reversal) 0 2026-01-01 → 2026-03-31
Debt and Equity Securities, Gain (Loss) -765.00K 2026-01-01 → 2026-03-31
Debt Securities, Available-for-sale, Allowance for Credit Loss 1.03M as of 2026-03-31
Debt Securities, Available-for-sale, Amortized Cost 1.40B as of 2026-03-31
Securities Loaned, Including Not Subject to Master Netting Arrangement and Assets other than Securities Transferred 55.30M as of 2026-03-31
Unit pure · 1 concept
Label Value Period
Effective Income Tax Rate Reconciliation, Percent 0.209 2026-01-01 → 2026-03-31
Unit segment · 1 concept
Label Value Period
Number of Reportable Segments 1 2026-01-01 → 2026-03-31

Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (ERIE CIK 0000922621), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.