AB Artea bankas financials
AB Artea bankas
Country: LT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
549300TK038P6EV4YU51 Financial statements
(EUR, as reported — unscaled; 113 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Gross profit | €189.8M | €203.0M |
| Other income | €23.1M | €26.7M |
| Employee benefits expense | €55.1M | €49.5M |
| Depreciation & amortisation | €7.7M | €8.0M |
| Operating profit (EBIT) | €78.1M | €107.3M |
| Profit before tax | €74.3M | €96.4M |
| Income tax expense | €13.6M | €17.7M |
| Profit for the year | €60.7M | €78.8M |
| — attributable to owners | €60.7M | €78.8M |
| — attributable to NCI | €0 | €0 |
| Total comprehensive income | €63.1M | €81.2M |
| Per share | ||
| Basic EPS | €0.09 | €0.12 |
| Diluted EPS | €0.09 | €0.12 |
| Free cash flow / share | €0.47 | €-0.82 |
| Cash flow statement | ||
| Net cash from operating activities | €320.3M | -€529.7M |
| Net cash from investing activities | -€824.1M | €63.3M |
| Net cash from financing activities | €498.7M | €110.0M |
| Dividends paid | €39.7M | €32.2M |
| Proceeds from borrowings | €597.3M | €375.0M |
| Repayments of borrowings | €20.0M | €210.0M |
| Lease liability payments | €1.9M | €1.0M |
| Balance sheet | ||
| Total assets | €6.08B | €4.92B |
| Property, plant & equipment | €15.5M | €15.3M |
| Intangible assets & goodwill | €40.6M | €43.6M |
| Cash & equivalents | €390.1M | €395.1M |
| Total equity | €603.1M | €585.2M |
| Non-controlling interests | €0 | €0 |
| Deferred tax liabilities | €6.5M | €6.1M |
| Derived metrics | ||
| Free cash flow | €317.4M | -€535.1M |
| Return on equity | 10.1% | 13.5% |
| Cash conversion ratio | 5.28× | -6.72× |
| Capex coverage | 111.03× | -97.07× |
| Other reported items | ||
| Adjustments For Decrease Increase In Loans and Advances To Banks | -€5.9M | -€108.0K |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -€288.9M | -€510.0M |
| Adjustments For Decrease Increase In Other Assets | €1.1M | €16.1M |
| Adjustments For Increase Decrease In Deposits From Customers | €575.8M | €370.3M |
| Adjustments For Increase Decrease In Other Liabilities | -€367.0K | €5.0M |
| Basic Earnings Loss Per Share From Continuing Operations | €0.09 | €0.12 |
| Basic Earnings Loss Per Share From Discontinued Operations | €0.00 | €0.00 |
| Capital Redemption Reserve | €20.0M | €20.0M |
| Capital Reserve | €756.0K | €756.0K |
| Cash Flows From Used In Operations Before Changes In Working Capital | €71.2M | €76.5M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €170.0K |
| Comprehensive Income Attributable To Noncontrolling Interests | €0 | €0 |
| Comprehensive Income Attributable To Owners of Parent | €63.1M | €81.2M |
| Consumer Loans | €3.71B | €3.43B |
| Current Tax Assets | €7.9M | €82.0K |
| Current Tax Liabilities | €967.0K | €303.0K |
| Debt Securities | €1.03B | €448.2M |
| Deferred Tax Assets | €6.5M | €6.1M |
| Deposits From Customers | €3.96B | €3.40B |
| Derivative Financial Assets | €164.0K | €1.1M |
| Derivative Financial Liabilities | €3.3M | €123.0K |
| Diluted Earnings Loss Per Share From Continuing Operations | €0.09 | €0.12 |
| Diluted Earnings Loss Per Share From Discontinued Operations | €0.00 | €0.00 |
| Dividends Recognised As Distributions To Owners Per Share | €0.06 | €0.05 |
| Equity and Liabilities | €6.08B | €4.92B |
| Fee and Commission Expense | €9.8M | €8.9M |
| Fee and Commission Income | €40.8M | €38.0M |
| Fee and Commission Income Expense | €31.0M | €29.1M |
| Finance Income Received Classified As Operating Activities | €3.8M | €544.0K |
| Financial Assets At Fair Value Through Other Comprehensive Income | €504.7M | €43.9M |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €11.0M | €235.1M |
| Gain Loss of Derecognised Financial Assets At Date of Transfer | €3.8M | €544.0K |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €970.0K | €3.0M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | €139.0K | €609.0K |
| Income Taxes Paid Refund Classified As Operating Activities | €13.6M | €22.4M |
| Increase Decrease In Cash and Cash Equivalents | -€5.1M | -€356.4M |
| Increase Decrease In Working Capital | -€249.1M | €606.2M |
| Increase Decrease Through Sharebased Payment Transactions | €1.5M | €1.3M |
| Increase Decrease Through Transfer To Statutory Reserve | €0 | €0 |
| Insurance Contracts Issued That Are Liabilities | €212.9M | €198.4M |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | €7.2M | €5.5M |
| Insurance Revenue | €15.4M | €13.1M |
| Insurance Service Expenses From Insurance Contracts Issued | €16.0M | €20.7M |
| Interest Expense | €108.0M | €110.0M |
| Interest Paid Classified As Financing Activities | €30.1M | €13.4M |
| Interest Paid Classified As Operating Activities | €89.1M | €103.7M |
| Interest Revenue Calculated Using Effective Interest Method | €223.3M | €243.5M |
| Investments In Subsidiaries Joint Ventures and Associates | €270.0K | €270.0K |
| Issue of Equity | €0 | €0 |
| Issued Capital | €189.2M | €192.3M |
| Items In Course of Collection From Other Banks | €9.0M | €3.1M |
| Liabilities | €5.47B | €4.34B |
| Miscellaneous Other Operating Expense | €48.9M | €38.1M |
| Miscellaneous Other Operating Income | €802.0K | €1.4M |
| Other Cash Receipts From Operating Activities | €16.2M | €13.9M |
| Other Comprehensive Income | €2.4M | €2.4M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | €0 | €0 |
| Other Comprehensive Income Net of Tax Gains Losses On Revaluation | €1.6M | €0 |
| Other Equity Interest | €1.6M | €1.5M |
| Other Financial Assets | €8.2M | €7.3M |
| Other Financial Liabilities | €45.0M | €46.4M |
| Other Inflows Outflows of Cash Classified As Operating Activities | -€16.0M | -€20.7M |
| Other Nonfinancial Assets | €11.0M | €10.2M |
| Other Nonfinancial Liabilities | €10.8M | €11.0M |
| Payments To Acquire Or Redeem Entitys Shares | €6.8M | €8.4M |
| Payments To and On Behalf of Employees | €56.1M | €45.6M |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €581.0K | €576.0K |
| Profit Loss From Continuing Operations | €60.7M | €78.8M |
| Profit Loss From Discontinued Operations | €0 | €0 |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €2.9M | €5.5M |
| Purchase of Treasury Shares | €6.8M | €8.4M |
| Receipts From Contracts Held For Dealing Or Trading Purpose | €3.9M | €2.7M |
| Receipts From Royalties Fees Commissions and Other Revenue | €40.8M | €38.0M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €0 | -€20.0K |
| Recoveries On Loans Previously Written Off | €218.0K | €285.0K |
| Reserve of Gains and Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€608.0K | -€3.0M |
| Retained Earnings | €295.0M | €295.5M |
| Revenue From Interest | €138.3M | €160.2M |
| Share Premium | €25.5M | €25.5M |
| Statutory Reserve | €76.5M | €61.0M |
| Treasury Shares | €5.0M | €8.4M |
Methodology
Every line item above is a fact tagged in AB Artea bankas's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.