ABN AMRO Bank N.V. financials
ABN AMRO Bank N.V.
Country: NL Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
BFXS5XCH7N0Y05NIXW11 Financial statements
(EUR, as reported — unscaled; 113 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Other income | €101.0M | €311.0M |
| Operating expenses | €5.61B | €5.47B |
| Employee benefits expense | €3.10B | €2.78B |
| Profit before tax | €3.09B | €3.42B |
| Income tax expense | €834.0M | €1.01B |
| Profit for the year | €2.25B | €2.40B |
| — attributable to owners | €2.25B | €2.40B |
| Total comprehensive income | €2.74B | €2.31B |
| Per share | ||
| Basic EPS | €2.45 | €2.72 |
| Free cash flow / share | €2.11 | €-12.57 |
| Cash flow statement | ||
| Net cash from operating activities | €2.23B | -€10.79B |
| Income taxes paid | €1.08B | €737.0M |
| Net cash from investing activities | €4.57B | -€4.81B |
| Purchase of PP&E (capex) | €294.0M | €312.0M |
| Purchase of intangibles | €98.0M | €140.0M |
| Net cash from financing activities | -€1.77B | €6.16B |
| Proceeds from borrowings | €49.65B | €42.88B |
| Repayments of borrowings | €48.16B | €36.98B |
| Lease liability payments | €121.0M | €112.0M |
| Net change in cash | €5.03B | -€9.44B |
| Balance sheet | ||
| Total assets | €413.21B | €385.05B |
| Intangible assets & goodwill | €356.0M | €253.0M |
| Total equity | €27.04B | €26.11B |
| — attributable to owners | €27.04B | €26.11B |
| Non-controlling interests | €3.0M | €3.0M |
| Derived metrics | ||
| Free cash flow | €1.94B | -€11.11B |
| Return on equity | 8.3% | 9.2% |
| Cash conversion ratio | 0.99× | -4.49× |
| Capex coverage | 7.60× | -34.60× |
| Other reported items | ||
| Accumulated Other Comprehensive Income | €80.0M | -€409.0M |
| Adjustments For Decrease Increase In Derivative Financial Assets | €841.0M | -€176.0M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €462.0M | -€1.13B |
| Adjustments For Decrease Increase In Loans and Advances To Banks | €200.0M | -€81.0M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -€9.25B | -€1.82B |
| Adjustments For Decrease Increase In Other Assets | €395.0M | -€114.0M |
| Adjustments For Fair Value Gains Losses | €2.23B | -€1.95B |
| Adjustments For Impairment Losses Reversal of Impairment Losses Recognised In Profit Or Loss Financial Assets | €20.0M | -€21.0M |
| Adjustments For Income Tax Expense | €834.0M | €1.01B |
| Adjustments For Increase Decrease In Deposits From Banks | €1.71B | -€2.56B |
| Adjustments For Increase Decrease In Deposits From Customers | €11.11B | €1.36B |
| Adjustments For Increase Decrease In Derivative Financial Liabilities | -€644.0M | -€77.0M |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | €459.0M | €240.0M |
| Adjustments For Undistributed Profits of Investments Accounted For Using Equity Method | €30.0M | €9.0M |
| Cash and Bank Balances At Central Banks | €49.49B | €44.46B |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €50.62B | €45.63B |
| Comprehensive Income Attributable To Owners of Parent | €2.74B | €2.31B |
| Current Tax Liabilities | €183.0M | €395.0M |
| Debt Securities | €74.07B | €74.54B |
| Deposits From Banks | €4.32B | €2.33B |
| Deposits From Customers | €279.13B | €256.19B |
| Derivative Financial Assets | €3.93B | €4.35B |
| Derivative Financial Liabilities | €1.97B | €2.50B |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.70 | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€39.0M | €19.0M |
| Equity and Liabilities | €413.21B | €385.05B |
| Fee and Commission Expense | €502.0M | €504.0M |
| Fee and Commission Income | €2.63B | €2.41B |
| Fee and Commission Income Expense | €2.13B | €1.91B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €2.04B | €2.50B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €1.63B | €1.16B |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | -€29.0M | -€71.0M |
| Gains Losses On Cash Flow Hedges Before Tax | €92.0M | €129.0M |
| Gains Losses On Exchange Differences On Translation Before Tax | -€185.0M | €61.0M |
| General and Administrative Expense | €2.33B | €2.53B |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €20.0M | -€21.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | €234.0M | -€50.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €1.0M | -€1.0M |
| Increase Decrease Through Appropriation of Retained Earnings | €0 | €0 |
| Increase Decrease Through Transfers and Other Changes Equity | -€17.0M | €7.0M |
| Interest Paid Classified As Operating Activities | €8.02B | €10.42B |
| Interest Received Classified As Operating Activities | €14.46B | €17.02B |
| Interest Revenue Calculated Using Effective Interest Method | €14.21B | €16.76B |
| Interest Revenue Expense | €6.33B | €6.50B |
| Investment Accounted For Using Equity Method | €233.0M | €244.0M |
| Issue of Equity | €751.0M | €1.49B |
| Issued Capital | €823.0M | €833.0M |
| Liabilities | €386.17B | €358.94B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €20.0M | €0 |
| Loans and Advances To Banks | €2.17B | €2.05B |
| Loans and Advances To Customers | €255.76B | €248.78B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €2.47B | €1.33B |
| Other Adjustments For Noncash Items | €683.0M | €750.0M |
| Other Assets | €4.99B | €5.52B |
| Other Comprehensive Income Before Tax Cash Flow Hedges | €295.0M | €323.0M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -€1.0M | €2.0M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | -€185.0M | €61.0M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €610.0M | -€521.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €5.0M | -€7.0M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Before Tax | €720.0M | -€140.0M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €486.0M | -€90.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Before Tax | €4.0M | -€5.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €3.0M | -€4.0M |
| Other Expense By Nature | €70.0M | €84.0M |
| Other Inflows Outflows of Cash Classified As Financing Activities | -€249.0M | €1.49B |
| Other Liabilities | €3.92B | €4.25B |
| Other Operating Income Expense | €30.0M | €226.0M |
| Payments To Acquire Or Redeem Entitys Shares | €250.0M | €500.0M |
| Proceeds From Issue of Subordinated Liabilities | €21.0M | €767.0M |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | €70.0M | €48.0M |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | €36.24B | €44.65B |
| Property Plant and Equipment Including Rightofuse Assets | €1.22B | €1.07B |
| Provisions | €666.0M | €612.0M |
| Purchase of Financial Instruments Classified As Investing Activities | €37.35B | €49.21B |
| Purchase of Treasury Shares | €250.0M | €500.0M |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | -€204.0M | -€194.0M |
| Reduction of Issued Capital | €1.00B | — |
| Repayments of Subordinated Liabilities | €1.34B | €21.0M |
| Revenue and Operating Income | €8.72B | €8.86B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | €0 | -€3.0M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €28.0M | €9.0M |
| Share Premium | €11.74B | €11.85B |
| Subordinated Liabilities | €4.95B | €6.61B |
| Trading Income Expense | €219.0M | €283.0M |
Methodology
Every line item above is a fact tagged in ABN AMRO Bank N.V.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.