Addiko Bank AG financials
Addiko Bank AG
Country: AT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
529900UKZBMDBDZIXD62 Financial statements
(EUR, as reported — unscaled; 94 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Employee benefits expense | €106.9M | €104.4M |
| Depreciation & amortisation | €18.1M | €17.0M |
| Operating profit (EBIT) | €109.8M | €112.3M |
| Profit before tax | €60.1M | €60.4M |
| Income tax expense | €16.0M | €15.0M |
| Profit for the year | €44.0M | €45.4M |
| — attributable to owners | €44.0M | €45.4M |
| Total comprehensive income | €59.0M | €65.0M |
| Per share | ||
| Basic EPS | €2.28 | €2.35 |
| Cash flow statement | ||
| Net cash from operating activities | -€92.1M | €363.5M |
| Net cash from investing activities | -€95.7M | -€333.8M |
| Net cash from financing activities | -€6.0M | -€33.0M |
| Dividends paid | €0 | €24.3M |
| Lease liability payments | €6.0M | €7.5M |
| Balance sheet | ||
| Total assets | €6.42B | €6.41B |
| Property, plant & equipment | €59.0M | €53.1M |
| Cash & equivalents | €1.06B | €1.25B |
| Total equity | €898.5M | €839.5M |
| — attributable to owners | €898.5M | €839.5M |
| Deferred tax liabilities | €2.2M | €1.7M |
| Derived metrics | ||
| Return on equity | 4.9% | 5.4% |
| Cash conversion ratio | -2.09× | 8.01× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €5.2M | €16.7M |
| Adjustments For Decrease Increase In Other Assets | €1.2M | -€800.0K |
| Adjustments For Decrease Increase In Trade Account Receivable | -€235.2M | -€29.1M |
| Adjustments For Depreciation and Amortisation Expense | -€18.4M | -€17.4M |
| Adjustments For Fair Value Gains Losses | €1.4M | €1.2M |
| Adjustments For Finance Costs | €238.4M | €242.9M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | -€35.2M | -€35.5M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Property Plant and Equipment | -€200.0K | €100.0K |
| Adjustments For Income Tax Expense | -€16.0M | -€15.0M |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€2.6M | -€800.0K |
| Adjustments For Increase Decrease In Other Operating Payables | €0 | -€1.2M |
| Adjustments For Increase In Other Provisions Arising From Passage of Time | -€29.5M | -€23.0M |
| Adjustments For Provisions | -€14.2M | -€15.9M |
| Comprehensive Income Attributable To Owners of Parent | €59.0M | €65.0M |
| Current Tax Assets | €1.6M | €2.1M |
| Current Tax Liabilities | €1.4M | €3.3M |
| Deferred Tax Assets | €20.4M | €28.6M |
| Deposits From Banks | €74.2M | €77.3M |
| Deposits From Customers | €5.25B | €5.29B |
| Dividends Received Classified As Operating Activities | €100.0K | €100.0K |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€500.0K | €300.0K |
| Equity and Liabilities | €6.42B | €6.41B |
| Fee and Commission Expense | €27.0M | €25.1M |
| Fee and Commission Income | €105.4M | €98.0M |
| Fee and Commission Income Expense | €78.5M | €73.0M |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €9.8M | €14.4M |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €2.1M | €4.4M |
| Gains Losses On Exchange Differences On Translation Before Tax | -€500.0K | €300.0K |
| Gains Losses On Exchange Differences On Translation Net of Tax | -€500.0K | €300.0K |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €16.9M | €20.8M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | €14.5M | €17.9M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | €2.4M | €3.0M |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | €200.0K | €400.0K |
| Income Taxes Paid Refund Classified As Operating Activities | -€11.3M | -€11.5M |
| Increase Decrease In Cash and Cash Equivalents | -€193.8M | -€3.3M |
| Increase Decrease Through Modification of Contractual Cash Flows Exposure To Credit Risk On Loan Commitments and Financial Guarantee Contracts | €0 | €700.0K |
| Increase Decrease Through Sharebased Payment Transactions | €0 | -€1.1M |
| Increase Decrease Through Transactions With Owners | €0 | -€26.6M |
| Increase Decrease Through Transfers and Other Changes Equity | €0 | €0 |
| Increase Decrease Through Treasury Share Transactions | €0 | -€1.2M |
| Intangible Assets Other Than Goodwill | €28.9M | €25.7M |
| Interest Expense | €58.1M | €68.3M |
| Interest Income On Other Financial Assets | €900.0K | €2.3M |
| Interest Paid Classified As Operating Activities | -€64.8M | -€60.6M |
| Interest Received Classified As Operating Activities | €297.0M | €308.5M |
| Interest Revenue Calculated Using Effective Interest Method | €295.6M | €308.8M |
| Interest Revenue Expense | €238.4M | €242.9M |
| Investment Property | €800.0K | €2.3M |
| Loans and Advances To Banks | €75.1M | €44.2M |
| Loans and Advances To Customers | €3.68B | €3.51B |
| Miscellaneous Other Operating Expense | €18.2M | €16.7M |
| Miscellaneous Other Operating Income | €4.7M | €4.4M |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale Or As Held For Distribution To Owners | €500.0K | €1.0M |
| Other Adjustments For Which Cash Effects Are Investing Or Financing Cash Flow | €200.0K | €300.0K |
| Other Assets | €14.0M | €14.8M |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €183.8M | €366.1M |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €98.8M | €41.3M |
| Other Comprehensive Income | €15.0M | €19.6M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €600.0K | €2.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €400.0K | -€200.0K |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €500.0K | €1.6M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €14.0M | €18.2M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Before Tax | €100.0K | €0 |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €1.0M | €1.5M |
| Other Expense By Nature | €70.4M | €71.0M |
| Other Financial Liabilities | €63.9M | €54.4M |
| Other Gains Losses | -€14.6M | -€15.8M |
| Other Liabilities | €42.8M | €44.2M |
| Payments To Acquire Or Redeem Entitys Shares | €0 | €1.2M |
| Profit Loss From Continuing Operations | €44.0M | €45.4M |
| Provisions | €81.6M | €94.1M |
| Weighted Average Shares | 19.3M | 19.3M |
Methodology
Every line item above is a fact tagged in Addiko Bank AG's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.