AGRAM BANKA, dioničko društvo financials
AGRAM BANKA, dioničko društvo
549300XIM24KBQS8HU64 | Line item | 2022 | 2021 |
|---|---|---|
| Income statement | ||
| Other income | HRK 16.2M | HRK 12.4M |
| Operating expenses | HRK 84.0M | HRK 79.9M |
| Profit before tax | HRK 55.8M | HRK 50.2M |
| Income tax expense | HRK 10.4M | HRK 9.1M |
| Profit for the year | HRK 45.4M | HRK 41.1M |
| Total comprehensive income | -HRK 30.1M | HRK 32.4M |
| Per share | ||
| Basic EPS | HRK 23.43 | HRK 21.23 |
| Free cash flow / share | HRK -6.26 | HRK 207.66 |
| Cash flow statement | ||
| Net cash from operating activities | HRK 10.4M | HRK 410.0M |
| Net cash from investing activities | HRK 5.5M | HRK 66.4M |
| Net cash from financing activities | HRK 26.5M | -HRK 114.5M |
| Dividends paid | HRK 20.5M | HRK 0 |
| Net change in cash | HRK 15.4M | HRK 402.2M |
| Balance sheet | ||
| Total assets | HRK 4.32B | HRK 4.29B |
| Property, plant & equipment | HRK 67.6M | HRK 67.8M |
| Cash & equivalents | HRK 944.4M | HRK 929.3M |
| Total equity | HRK 410.7M | HRK 461.3M |
| Derived metrics | ||
| Free cash flow | -HRK 12.1M | HRK 402.5M |
| Return on equity | 11.1% | 8.9% |
| Cash conversion ratio | 0.23× | 9.96× |
| Capex coverage | 0.46× | 54.37× |
| Other reported items | ||
| Adjustments For Decrease Increase In Loans and Advances To Customers | -HRK 169.8M | -HRK 125.1M |
| Adjustments For Decrease Increase In Other Assets | HRK 13.5M | -HRK 1.8M |
| Adjustments For Depreciation and Amortisation Expense | HRK 8.3M | HRK 8.2M |
| Adjustments For Fair Value Gains Losses | -HRK 596.0K | -HRK 211.0K |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | HRK 6.4M | HRK 4.1M |
| Adjustments For Increase Decrease In Deposits From Banks | HRK 12.3M | HRK 17.0K |
| Adjustments For Increase Decrease In Deposits From Customers | HRK 47.4M | HRK 558.8M |
| Adjustments For Increase Decrease In Other Liabilities | HRK 1.7M | HRK 15.3M |
| Borrowings | HRK 610.6M | HRK 563.6M |
| Cash Flows From Used In Decrease Increase In Shortterm Deposits and Investments | HRK 27.3M | HRK 73.3M |
| Cash Flows From Used In Operations Before Changes In Working Capital | -HRK 27.0M | HRK 40.2M |
| Current Deposits From Customers | HRK 3.17B | HRK 3.12B |
| Debt Instruments Held | HRK 6.5M | HRK 0 |
| Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | HRK 6.4M | HRK 4.1M |
| Dividends Received Classified As Investing Activities | HRK 261.0K | HRK 241.0K |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -HRK 269.0K | HRK 273.0K |
| Equity and Liabilities | HRK 4.32B | HRK 4.29B |
| Fee and Commission Expense | HRK 10.9M | HRK 9.3M |
| Fee and Commission Income | HRK 35.9M | HRK 31.9M |
| Fee and Commission Income Expense | HRK 25.1M | HRK 22.6M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | HRK 752.9M | HRK 786.6M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | HRK 77.2M | HRK 10.4M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | -HRK 75.5M | -HRK 8.8M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | -HRK 1.7M | -HRK 1.6M |
| Income Taxes Paid Refund Classified As Operating Activities | HRK 8.0M | HRK 6.0M |
| Increase Decrease Through Transactions With Owners | HRK 440.8M | HRK 428.9M |
| Increase Decrease Through Transfer Between Revaluation Reserve and Retained Earnings | HRK 0 | HRK 35.6M |
| Intangible Assets Other Than Goodwill | HRK 22.6M | HRK 22.0M |
| Interest Expense | HRK 11.8M | HRK 16.4M |
| Interest Revenue Expense | HRK 100.1M | HRK 94.6M |
| Investment Property | HRK 44.4M | HRK 30.7M |
| Issued Capital | HRK 193.8M | HRK 193.8M |
| Liabilities | HRK 3.91B | HRK 3.83B |
| Loans and Advances To Customers | HRK 2.33B | HRK 2.16B |
| Other Adjustments For Noncash Items | -HRK 93.1M | -HRK 21.7M |
| Other Assets | HRK 57.0M | HRK 62.7M |
| Other Comprehensive Income | -HRK 31.8M | HRK 30.7M |
| Other Nonfinancial Liabilities | HRK 67.6M | HRK 60.1M |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | -HRK 3.8M | -HRK 441.0K |
| Provisions | HRK 7.8M | HRK 4.8M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | HRK 22.5M | HRK 7.5M |
| Reserve of Gains and Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income | -HRK 39.7M | HRK 35.8M |
| Retained Earnings Excluding Profit Loss For Reporting Period | HRK 140.5M | HRK 119.9M |
| Retained Earnings Profit Loss For Reporting Period | HRK 45.4M | HRK 41.1M |
| Revenue and Operating Income | HRK 146.2M | HRK 134.2M |
| Revenue From Interest | HRK 111.9M | HRK 111.0M |
| Share Premium | HRK 50.5M | HRK 50.5M |
| Statutory Reserve | HRK 20.1M | HRK 20.1M |
| Subordinated Liabilities | HRK 53.4M | HRK 82.7M |
| Trading Income Expense On Foreign Exchange Contracts | -HRK 269.0K | HRK 273.0K |
Every line item above is a fact tagged in AGRAM BANKA, dioničko društvo's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (HRK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.