Aktia Bank Abp financials
Aktia Bank Abp
Country: FI Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
743700GC62JLHFBUND16 Financial statements
(EUR, as reported — unscaled; 118 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Other income | €657.0K | €596.0K |
| Operating expenses | €185.2M | €178.6M |
| Employee benefits expense | €82.5M | €80.5M |
| Depreciation & amortisation | €17.3M | €23.7M |
| Operating profit (EBIT) | €24.9M | €94.6M |
| Net finance income / (cost) | €935.0K | €1.3M |
| Income tax expense | €14.6M | €18.8M |
| Profit for the year | €10.3M | €75.9M |
| — attributable to owners | €10.3M | €75.9M |
| Total comprehensive income | €21.9M | €86.4M |
| Per share | ||
| Basic EPS | €0.14 | €1.04 |
| Diluted EPS | €0.14 | €1.04 |
| Free cash flow / share | €0.48 | €0.03 |
| Cash flow statement | ||
| Net cash from operating activities | €67.8M | €32.7M |
| Net cash from investing activities | -€33.0M | -€30.2M |
| Net cash from financing activities | -€60.3M | -€19.7M |
| Balance sheet | ||
| Total assets | €11.98B | €11.90B |
| Property, plant & equipment | €7.7M | €7.8M |
| Right-of-use assets | €21.3M | €20.2M |
| Intangible assets & goodwill | €32.7M | €80.4M |
| Cash & equivalents | €76.6M | €65.3M |
| Total equity | €705.7M | €741.9M |
| — attributable to owners | €646.2M | €682.4M |
| Deferred tax liabilities | €37.4M | €51.2M |
| Derived metrics | ||
| Free cash flow | €34.9M | €2.2M |
| Return on equity | 1.5% | 10.2% |
| Cash conversion ratio | 6.60× | 0.43× |
| Capex coverage | 2.06× | 1.07× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | €119.6M | €117.2M |
| Adjustments For Decrease Increase In Financial Assets Measured At Fair Value Through Other Comprehensive Income | €49.3M | €49.5M |
| Adjustments For Decrease Increase In Loans and Advances | -€59.5M | €212.1M |
| Adjustments For Decrease Increase In Other Assets | -€29.6M | -€1.8M |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €84.5M | €45.2M |
| Adjustments For Fair Value Gains Losses | -€9.4M | €21.3M |
| Adjustments For Gains Losses On Fair Value Adjustment Investment Property | -€1.1M | €122.0K |
| Adjustments For Increase Decrease In Debt Instruments Issued | €327.7M | €345.3M |
| Adjustments For Increase Decrease In Deposits | -€348.3M | -€467.8M |
| Adjustments For Increase Decrease In Insurance Reinsurance and Investment Contract Liabilities | €153.9M | €162.4M |
| Adjustments For Increase Decrease In Other Financial Liabilities | €0 | -€246.0M |
| Adjustments For Sharebased Payments | -€390.0K | -€634.0K |
| Adjustments To Reconcile Profit Loss Other Than Changes In Working Capital | €107.8M | €66.6M |
| Balances On Other Deposits From Customers | €370.0M | €460.0M |
| Bank Balances At Central Banks Other Than Mandatory Reserve Deposits | €28.9M | €14.7M |
| Bonds Issued | €4.30B | €3.98B |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €51.1M | €76.6M |
| Cash Flows From Used In Operations Before Changes In Working Capital | €116.6M | €125.2M |
| Cash On Hand | €471.0K | €478.0K |
| Comprehensive Income Attributable To Owners of Parent | €21.9M | €86.4M |
| Current Tax Assets | €335.0K | €1.2M |
| Current Tax Liabilities | €8.0M | €334.0K |
| Debt Instruments Held At Amortised Cost | €404.3M | €425.9M |
| Debt Instruments Held At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €56.7M | €74.3M |
| Debt Instruments Held Measured At Fair Value Through Other Comprehensive Income | €983.7M | €1.02B |
| Deferred Tax Assets | €12.8M | €19.0M |
| Deposits From Banks | €76.5M | €128.4M |
| Deposits From Customers | €4.08B | €4.08B |
| Derivative Financial Assets | €46.6M | €68.8M |
| Derivative Financial Liabilities | €148.9M | €181.2M |
| Dividends Paid To Equity Holders of Parent Classified As Financing Activities | €59.9M | €50.9M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €58.7M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.80 | — |
| Dividends Received From Associates Classified As Investing Activities | €112.0K | €189.0K |
| Dividends Recognised As Distributions To Owners of Parent | €59.9M | €50.9M |
| Dividends Recognised As Distributions To Owners Per Share | €0.82 | — |
| Equity and Liabilities | €11.98B | €11.90B |
| Fee and Commission Expense | €17.7M | €16.7M |
| Fee and Commission Income | €142.3M | €141.0M |
| Fee and Commission Income Expense | €124.6M | €124.3M |
| Financial Assets At Amortised Cost | €8.85B | €8.85B |
| Financial Assets At Fair Value Through Other Comprehensive Income | €983.7M | €1.02B |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | €11.6M | €8.4M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €15.8M | €10.6M |
| Impairment Loss Recognised In Profit Or Loss Goodwill | €47.7M | €0 |
| Impairment Loss Recognised In Profit Or Loss Intangible Assets Other Than Goodwill | €22.3M | €25.0M |
| Income Taxes Paid Refund Classified As Operating Activities | €16.0M | €22.1M |
| Increase Decrease In Cash and Cash Equivalents | -€25.4M | -€17.1M |
| Increase Decrease Through Sharebased Payment Transactions | -€181.0K | -€462.0K |
| Insurance Contracts Issued That Are Liabilities | €403.7M | €441.5M |
| Insurance Service Result | €12.5M | €19.7M |
| Intangible Assets Other Than Goodwill | €65.5M | €70.7M |
| Interest Expense | €178.7M | €272.9M |
| Interest Revenue Expense | €138.8M | €152.0M |
| Investment Accounted For Using Equity Method | €2.8M | €2.7M |
| Investment Contracts Liabilities | €1.44B | €1.25B |
| Investment Property | €59.6M | €61.8M |
| Issue of Equity | €3.7M | €2.9M |
| Liabilities | €11.27B | €11.16B |
| Liabilities Due To Central Banks | €0 | €200.0M |
| Loans and Advances To Banks At Amortised Cost | €488.1M | €581.3M |
| Loans and Advances To Customers At Amortised Cost | €7.88B | €7.78B |
| Other Adjustments To Reconcile Profit Loss | -€15.0K | €21.0K |
| Other Assets | €73.6M | €50.0M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | -€57.0K | €1.6M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | -€76.0K | €242.0K |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €11.7M | €10.2M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -€76.0K | €242.0K |
| Other Expense By Nature | €31.7M | €22.8M |
| Other Financial Liabilities | €4.53B | €4.21B |
| Other Inflows Outflows of Cash Classified As Operating Activities | €0 | -€14.0M |
| Other Liabilities | €55.5M | €40.3M |
| Prepayments and Accrued Income Including Contract Assets | €76.3M | €70.1M |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €0 | €35.0K |
| Proceeds From Issue of Subordinated Liabilities | €0 | €101.3M |
| Proceeds From Sale Or Issue of Treasury Shares | €2.0M | €2.3M |
| Provisions | €1.6M | €944.0K |
| Purchase of Interests In Associates | €106.0K | €0 |
| Purchase of Investment Property | €143.0K | €0 |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €32.9M | €30.5M |
| Purchase of Treasury Shares | €1.8M | €1.4M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | -€196.0K | -€290.0K |
| Reinsurance Contracts Held That Are Liabilities | €4.0M | €4.5M |
| Repayments of Subordinated Liabilities | €0 | €70.0M |
| Revenue and Operating Income | €295.8M | €308.8M |
| Revenue From Dividends | €180.0K | €344.0K |
| Revenue From Interest | €317.5M | €425.0M |
| Sale Or Issue of Treasury Shares | €2.0M | €2.3M |
| Share of Profit Loss of Associates Accounted For Using Equity Method | €112.0K | €89.0K |
| Subordinated Liabilities | €156.6M | €153.5M |
Methodology
Every line item above is a fact tagged in Aktia Bank Abp's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.