Alisa Pankki Oyj financials
Alisa Pankki Oyj
743700VK1NB8HRGTQH74 | Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Other income | €1.3M | €115.0K |
| Administrative expenses | €4.3M | €4.9M |
| Operating expenses | €13.7M | €12.8M |
| Employee benefits expense | €6.9M | €6.3M |
| Profit before tax | -€2.1M | -€1.3M |
| Income tax expense | €12.0K | -€113.0K |
| Profit for the year | -€2.1M | -€1.2M |
| — attributable to owners | -€2.1M | -€1.2M |
| Total comprehensive income | -€2.1M | -€1.2M |
| Per share | ||
| Basic EPS | €-0.01 | €-0.01 |
| Diluted EPS | €-0.01 | €-0.01 |
| Free cash flow / share | €-0.33 | €1.41 |
| Cash flow statement | ||
| Net cash from operating activities | -€68.6M | €170.3M |
| Net cash from investing activities | -€572.0K | €1.6M |
| Purchase of PP&E (capex) | €0 | €23.0K |
| Purchase of intangibles | €572.0K | €562.0K |
| Net cash from financing activities | -€348.0K | -€18.7M |
| Repayments of borrowings | €0 | €13.6M |
| Lease liability payments | €348.0K | €331.0K |
| Net change in cash | -€69.5M | €153.2M |
| Balance sheet | ||
| Total assets | €306.0M | €450.6M |
| Intangible assets & goodwill | €15.1M | €16.5M |
| Total equity | €34.7M | €36.7M |
| — attributable to owners | €34.7M | €36.7M |
| Deferred tax liabilities | €119.0K | €155.0K |
| Derived metrics | ||
| Free cash flow | -€68.6M | €170.3M |
| Return on equity | -6.1% | -3.3% |
| Cash conversion ratio | 32.60× | -141.48× |
| Capex coverage | — | 7406.39× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | €4.3M | €8.6M |
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | -€14.8M | €0 |
| Adjustments For Decrease Increase In Loans and Advances To Customers | €85.3M | €43.1M |
| Adjustments For Decrease Increase In Other Assets | -€148.0K | €973.0K |
| Adjustments For Income Tax Expense | -€12.0K | €113.0K |
| Adjustments For Increase Decrease In Deposits From Customers | -€138.1M | €125.8M |
| Adjustments For Increase Decrease In Other Operating Payables | -€4.5M | -€5.3M |
| Adjustments To Reconcile Profit Loss Other Than Changes In Working Capital | €5.8M | €7.0M |
| Cash and Bank Balances At Central Banks | €210.7M | €279.4M |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €218.5M | €288.1M |
| Cash Flows From Used In Operations Before Changes In Working Capital | €3.7M | €5.8M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | -€2.1M |
| Comprehensive Income Attributable To Owners of Parent | -€2.1M | -€1.2M |
| Current Tax Assets | €229.0K | €229.0K |
| Debt Instruments Held Measured At Fair Value Through Other Comprehensive Income | €14.9M | €0 |
| Deferred Tax Assets | €12.0K | €17.0K |
| Deposits From Customers | €256.5M | €394.6M |
| Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €2.4M | €1.3M |
| Equity and Liabilities | €306.0M | €450.6M |
| Fee and Commission Expense | €855.0K | €1.2M |
| Fee and Commission Income | €2.3M | €3.0M |
| Fee and Commission Income Expense | €1.4M | €1.8M |
| Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss | -€5.0K | -€14.0K |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | €28.0K | €0 |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €3.3M | €5.5M |
| Income Taxes Paid Refund Classified As Operating Activities | €42.0K | €0 |
| Increase Decrease Through Acquisition of Subsidiary | — | €11.6M |
| Increase Decrease Through Sharebased Payment Transactions | €91.0K | €84.0K |
| Increase Decrease Through Transfers and Other Changes Equity | -€4.0K | -€5.0K |
| Interest Expense | €6.6M | €14.5M |
| Interest Paid Classified As Operating Activities | €8.1M | €4.2M |
| Interest Received Classified As Operating Activities | €21.2M | €27.8M |
| Interest Revenue Expense | €12.3M | €15.1M |
| Issue of Equity | — | €469.0K |
| Issued Capital | €18.3M | €18.3M |
| Liabilities | €271.3M | €413.9M |
| Loans and Advances To Banks | €7.8M | €8.7M |
| Loans and Advances To Customers | €55.4M | €143.7M |
| Other Adjustments To Reconcile Profit Loss | €417.0K | €200.0K |
| Other Assets | €1.1M | €865.0K |
| Other Comprehensive Income | €28.0K | €0 |
| Other Expense By Nature | €79.0K | €285.0K |
| Prepayments and Accrued Income Including Contract Assets | €308.0K | €388.0K |
| Proceeds From Issuing Shares | €0 | €469.0K |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | €0 | €35.0K |
| Property Plant and Equipment Including Rightofuse Assets | €388.0K | €814.0K |
| Repayments of Bonds Notes and Debentures | €0 | €5.2M |
| Reserve of Exchange Differences On Translation | €14.0K | €14.0K |
| Reserve of Gains and Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income | €28.0K | €0 |
| Retained Earnings | -€15.6M | -€13.6M |
| Revenue and Operating Income | €14.9M | €17.0M |
| Revenue From Interest | €18.9M | €29.5M |
| Subordinated Liabilities | €6.2M | €6.2M |
| Trade and Other Payables | €4.2M | €4.3M |
Every line item above is a fact tagged in Alisa Pankki Oyj's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.