APS BANK P.L.C. financials
APS BANK P.L.C.
Country: MT Reporting currency: EUR Latest annual report: 2024-12-31
LEI:
213800A1O379I6DMCU10 Financial statements
(EUR, as reported — unscaled; 103 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Operating expenses | €56.9M | €52.6M |
| Employee benefits expense | €29.9M | €28.6M |
| Operating profit (EBIT) | €23.0M | €29.3M |
| Profit before tax | €23.8M | €30.2M |
| Income tax expense | €5.6M | €9.7M |
| Profit for the year | €18.2M | €20.6M |
| — attributable to owners | €17.6M | €19.8M |
| — attributable to NCI | €582.0K | €775.0K |
| Total comprehensive income | €29.6M | €25.5M |
| Per share | ||
| Basic EPS | €4.60 | €5.20 |
| Diluted EPS | €4.60 | €5.20 |
| Free cash flow / share | €52.17 | €-19.49 |
| Cash flow statement | ||
| Cash generated from operations | €230.3M | -€57.9M |
| Net cash from operating activities | €217.9M | -€68.2M |
| Income taxes paid | €12.4M | €10.3M |
| Net cash from investing activities | €54.6M | €9.6M |
| Net cash from financing activities | -€8.2M | €48.9M |
| Dividends paid | €7.1M | €2.7M |
| Lease liability payments | €741.0K | €722.0K |
| Balance sheet | ||
| Total assets | €4.16B | €3.66B |
| Property, plant & equipment | €49.7M | €39.8M |
| Right-of-use assets | €4.2M | €4.4M |
| Cash & equivalents | €346.8M | €82.5M |
| Total equity | €309.9M | €287.4M |
| — attributable to owners | €295.7M | €273.1M |
| Non-controlling interests | €14.3M | €14.4M |
| Derived metrics | ||
| Free cash flow | €206.2M | -€77.1M |
| Return on equity | 5.9% | 7.2% |
| Cash conversion ratio | 11.98× | -3.32× |
| Capex coverage | 18.60× | -7.70× |
| Other reported items | ||
| Accruals | €22.4M | €22.8M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | €0 | -€500.0K |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -€317.8M | -€521.5M |
| Adjustments For Decrease Increase In Other Assets | €749.0K | €22.0K |
| Adjustments For Increase Decrease In Deposits From Banks | -€1.5M | -€1.5M |
| Adjustments For Increase Decrease In Deposits From Customers | €532.8M | €427.1M |
| Adjustments For Increase Decrease In Other Liabilities | €1.7M | €6.9M |
| Amortisation Intangible Assets Other Than Goodwill | €2.8M | €3.0M |
| Bonds Issued | €104.2M | €104.2M |
| Cash and Bank Balances At Central Banks | €379.7M | €131.1M |
| Cash Flows From Used In Operations Before Changes In Working Capital | €18.8M | €35.9M |
| Comprehensive Income Attributable To Noncontrolling Interests | €582.0K | €775.0K |
| Comprehensive Income Attributable To Owners of Parent | €29.0M | €24.7M |
| Current Prepayments and Other Current Assets | €12.9M | €12.8M |
| Current Tax Assets | €5.7M | €195.0K |
| Current Tax Liabilities | €0 | €2.6M |
| Deposits From Banks | €28.6M | €80.7M |
| Deposits From Customers | €3.67B | €3.14B |
| Depreciation Property Plant and Equipment | €2.1M | €1.9M |
| Depreciation Rightofuse Assets | €649.0K | €614.0K |
| Derivative Financial Assets Held For Trading | €2.6M | €846.0K |
| Derivative Financial Liabilities Held For Trading | €2.9M | €629.0K |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.02 | — |
| Dividends Received Classified As Investing Activities | €513.0K | €286.0K |
| Dividends Recognised As Distributions To Owners Per Share | €0.53 | — |
| Equity and Liabilities | €4.16B | €3.66B |
| Fair Value of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income | €6.2M | €7.0M |
| Fee and Commission Expense | €2.7M | €2.5M |
| Fee and Commission Income | €11.6M | €10.8M |
| Fee and Commission Income Expense | €8.9M | €8.3M |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | €596.0K | €0 |
| Gains Losses On Fair Value Adjustment Investment Property | €4.8M | €0 |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €3.0M | €6.7M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €3.0M | €3.5M |
| Income Tax Relating To Changes In Revaluation Surplus of Other Comprehensive Income | €1.4M | €0 |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€26.0K | €655.0K |
| Increase Decrease In Cash and Cash Equivalents | €264.3M | -€9.8M |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | -€386.0K | €2.8M |
| Increase Decrease Through Transactions With Owners | -€7.1M | €472.0K |
| Intangible Assets Other Than Goodwill | €20.7M | €17.5M |
| Interest Expense | €49.2M | €32.1M |
| Interest Income On Debt Instruments Held | €7.1M | €7.0M |
| Interest Received Classified As Investing Activities | €6.0M | €7.0M |
| Interest Revenue Expense | €65.5M | €73.6M |
| Investment Property | €13.2M | €6.7M |
| Investments In Associates Accounted For Using Equity Method | €16.2M | €14.8M |
| Issued Capital Ordinary Shares | €94.9M | €94.5M |
| Lease Liabilities | €4.4M | €4.6M |
| Liabilities | €3.85B | €3.37B |
| Loans and Advances To Banks | €24.1M | €54.5M |
| Loans and Advances To Customers | €3.01B | €2.69B |
| Net Deferred Tax Assets | €457.0K | €3.2M |
| Net Foreign Exchange Gain | €1.4M | €154.0K |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €0 | €1.7M |
| Other Comprehensive Income | €11.4M | €4.9M |
| Other Comprehensive Income Before Tax Gains Losses On Revaluation | €10.0M | €0 |
| Other Expense By Function | €21.6M | €18.5M |
| Other Liabilities | €18.1M | €20.4M |
| Other Operating Income Expense | €1.2M | €271.0K |
| Payments To Suppliers For Goods and Services and To and On Behalf of Employees | €50.5M | €39.7M |
| Proceeds From Issue of Bonds Notes and Debentures | €0 | €49.5M |
| Proceeds From Sales of Interests In Associates | €1.8M | €0 |
| Purchase of Interests In Investments Accounted For Using Equity Method | €3.0M | €500.0K |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €11.7M | €8.9M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €172.0K | €1.1M |
| Reserve of Sharebased Payments | €366.0K | €293.0K |
| Retained Earnings | €128.6M | €118.5M |
| Revaluation Surplus | €19.3M | €7.9M |
| Revenue From Dividends | €124.0K | €0 |
| Revenue From Interest | €114.7M | €105.7M |
| Share Issue Related Cost | €35.0K | — |
| Share of Profit Loss of Associates Accounted For Using Equity Method | €809.0K | €902.0K |
| Share Premium | €52.5M | €51.9M |
Methodology
Every line item above is a fact tagged in APS BANK P.L.C.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.