ASN Bank N.V. financials
ASN Bank N.V.
724500A1FNICHSDF2I11 | Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Operating expenses | €874.0M | €1.14B |
| Employee benefits expense | €564.0M | €721.0M |
| Depreciation & amortisation | €20.0M | €27.0M |
| Profit before tax | €377.0M | €219.0M |
| Income tax expense | €109.0M | €75.0M |
| Profit for the year | €268.0M | €144.0M |
| — attributable to owners | €268.0M | €144.0M |
| Total comprehensive income | €304.0M | €143.0M |
| Cash flow statement | ||
| Net cash from operating activities | -€4.09B | -€4.29B |
| Income taxes paid | €132.0M | €133.0M |
| Net cash from investing activities | €445.0M | -€387.0M |
| Purchase of PP&E (capex) | €9.0M | €5.0M |
| Net cash from financing activities | €1.99B | €1.62B |
| Lease liability payments | €15.0M | €17.0M |
| Balance sheet | ||
| Total assets | €76.66B | €73.68B |
| Cash & equivalents | €1.18B | €2.83B |
| Total equity | €4.33B | €4.05B |
| Derived metrics | ||
| Free cash flow | -€4.10B | -€4.29B |
| Return on equity | 6.2% | 3.6% |
| Cash conversion ratio | -15.28× | -29.76× |
| Capex coverage | -454.89× | -857.20× |
| Other reported items | ||
| Adjustments For Decrease Increase In Derivative Financial Assets | €352.0M | €403.0M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€11.0M | €17.0M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | -€613.0M | -€2.04B |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -€4.68B | -€3.65B |
| Adjustments For Depreciation and Amortisation Expense | €21.0M | €27.0M |
| Adjustments For Gains Losses On Change In Fair Value of Financial Assets | €18.0M | €78.0M |
| Adjustments For Impairment Losses Reversal of Impairment Losses Recognised In Profit Or Loss Financial Assets | -€32.0M | -€51.0M |
| Adjustments For Increase Decrease In Deposits From Banks | -€284.0M | -€546.0M |
| Adjustments For Increase Decrease In Deposits From Customers | €1.66B | €1.24B |
| Adjustments For Increase Decrease In Derivative Financial Liabilities | -€596.0M | -€16.0M |
| Cash and Bank Balances At Central Banks | €1.18B | €2.83B |
| Comprehensive Income Attributable To Owners of Parent | €304.0M | €143.0M |
| Debt Instruments Held | €6.81B | €7.20B |
| Debt Securities | €11.87B | €9.32B |
| Deposits From Banks | €1.12B | €1.40B |
| Deposits From Customers | €57.81B | €56.15B |
| Derivative Financial Assets | €1.79B | €2.14B |
| Derivative Financial Liabilities | €509.0M | €1.10B |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €124.0M | €0 |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €148.00 | €0.00 |
| Dividends Received Classified As Operating Activities | €0 | €0 |
| Dividends Recognised As Distributions To Owners Per Share | €0.00 | €195.00 |
| Equity and Liabilities | €76.66B | €73.68B |
| Expense By Nature | €842.0M | €1.09B |
| Fee and Commission Expense | €114.0M | €114.0M |
| Fee and Commission Income | €197.0M | €191.0M |
| Fee and Commission Income Expense | €83.0M | €77.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | -€32.0M | -€51.0M |
| Increase Decrease In Cash and Cash Equivalents | -€1.66B | -€3.06B |
| Increase Decrease Through Appropriation of Retained Earnings | €0 | €0 |
| Increase Decrease Through Transfers and Other Changes Equity | €0 | -€1.0M |
| Interest Expense On Other Financial Liabilities | €32.0M | €33.0M |
| Interest Income On Other Financial Assets | €122.0M | €146.0M |
| Interest Paid Classified As Operating Activities | €1.00B | €983.0M |
| Interest Received Classified As Operating Activities | €2.02B | €1.77B |
| Interest Revenue Calculated Using Effective Interest Method | €2.08B | €2.23B |
| Interest Revenue Expense | €1.12B | €1.24B |
| Investment Income | €3.0M | -€14.0M |
| Issued Capital | €381.0M | €381.0M |
| Liabilities | €72.33B | €69.63B |
| Loans and Advances To Customers At Amortised Cost | €59.17B | €54.49B |
| Other Assets | €342.0M | €247.0M |
| Other Comprehensive Income | €36.0M | -€1.0M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | -€2.0M | -€2.0M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €38.0M | €1.0M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €36.0M | -€1.0M |
| Other Expense By Nature | €290.0M | €392.0M |
| Other Inflows Outflows of Cash Classified As Operating Activities | €5.0M | -€47.0M |
| Other Liabilities | €264.0M | €240.0M |
| Proceeds From Issue of Bonds Notes and Debentures | €16.59B | €15.51B |
| Proceeds From Issue of Subordinated Liabilities | €0 | €496.0M |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | €3.45B | €2.69B |
| Provisions | €263.0M | €405.0M |
| Purchase of Financial Instruments Classified As Investing Activities | €3.00B | €3.08B |
| Repayments of Bonds Notes and Debentures | €14.06B | €14.19B |
| Repayments of Subordinated Liabilities | €500.0M | €0 |
| Retained Earnings Profit Loss For Reporting Period | €268.0M | €144.0M |
| Revenue and Operating Income | €1.22B | €1.31B |
| Subordinated Liabilities | €494.0M | €997.0M |
Every line item above is a fact tagged in ASN Bank N.V.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.