AVANZA BANK HOLDING AB financials
AVANZA BANK HOLDING AB
Country: SE Reporting currency: SEK Latest annual report: 2024-12-31
LEI:
549300MBWR5H8SIJLE03 ISIN: SE0012454072 Financial statements
(SEK, as reported — unscaled; 77 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | SEK 7.0M | SEK 0 |
| Administrative expenses | SEK 1.12B | SEK 1.01B |
| Operating profit (EBIT) | SEK 2.62B | SEK 2.29B |
| Profit before tax | SEK 2.62B | SEK 2.29B |
| Income tax expense | SEK 367.0M | SEK 310.0M |
| Profit for the year | SEK 2.25B | SEK 1.98B |
| Total comprehensive income | SEK 2.28B | SEK 1.93B |
| Per share | ||
| Basic EPS | SEK 14.33 | SEK 12.64 |
| Diluted EPS | SEK 14.32 | SEK 12.64 |
| Free cash flow / share | SEK 25.10 | SEK 54.97 |
| Cash flow statement | ||
| Net cash from operating activities | SEK 3.99B | SEK 8.64B |
| Income taxes paid | -SEK 1.38B | SEK 137.0M |
| Net cash from investing activities | -SEK 1.20B | -SEK 3.28B |
| Purchase of PP&E (capex) | SEK 42.0M | SEK 24.0M |
| Purchase of intangibles | SEK 0 | SEK 0 |
| Net cash from financing activities | -SEK 1.83B | -SEK 1.09B |
| Dividends paid | SEK 1.81B | SEK 1.18B |
| Lease liability payments | SEK 43.0M | SEK 43.0M |
| Balance sheet | ||
| Total assets | SEK 343.61B | SEK 282.45B |
| Property, plant & equipment | SEK 70.0M | SEK 58.0M |
| Intangible assets & goodwill | SEK 66.0M | SEK 87.0M |
| Cash & equivalents | SEK 12.17B | SEK 11.21B |
| Total equity | SEK 6.32B | SEK 5.83B |
| Derived metrics | ||
| Free cash flow | SEK 3.95B | SEK 8.62B |
| Return on equity | 35.7% | 34.0% |
| Cash conversion ratio | 1.77× | 4.36× |
| Capex coverage | 95.07× | 360.17× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | SEK 188.0M | SEK 164.0M |
| Additional Paidin Capital | SEK 712.0M | SEK 701.0M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | -SEK 11.0M | SEK 6.0M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -SEK 4.34B | -SEK 323.0M |
| Adjustments For Decrease Increase In Other Assets | -SEK 1.76B | -SEK 434.0M |
| Adjustments For Depreciation and Amortisation Expense | SEK 92.0M | SEK 88.0M |
| Adjustments For Increase Decrease In Deposits From Customers | SEK 5.13B | SEK 7.42B |
| Adjustments For Increase Decrease In Other Liabilities | SEK 885.0M | -SEK 270.0M |
| Cash and Bank Balances At Central Banks | SEK 8.19B | SEK 8.63B |
| Cash Flows From Used In Operations Before Changes In Working Capital | SEK 4.09B | SEK 2.25B |
| Deposits From Customers | SEK 66.86B | SEK 61.73B |
| Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | SEK 92.0M | SEK 88.0M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | SEK 11.75 | — |
| Equity and Liabilities | SEK 343.61B | SEK 282.45B |
| Fee and Commission Expense | SEK 396.0M | SEK 311.0M |
| Fee and Commission Income | SEK 2.70B | SEK 2.18B |
| Financial Assets Pledged As Collateral For Liabilities Or Contingent Liabilities | -SEK 30.0M | -SEK 19.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | SEK 42.0M | SEK 58.0M |
| Government Debt Instruments Held | SEK 1.90B | SEK 4.70B |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | SEK 0 | -SEK 3.0M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | SEK 9.0M | SEK 12.0M |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | SEK 0 | SEK 0 |
| Increase Decrease In Cash and Cash Equivalents | SEK 961.0M | SEK 4.27B |
| Increase Decrease In Working Capital | SEK 95.0M | -SEK 6.40B |
| Increase Decrease Through Exercise of Warrants Equity | — | SEK 115.0M |
| Interest Expense | SEK 1.18B | SEK 966.0M |
| Interest Income On Other Financial Assets | SEK 10.0M | SEK 3.0M |
| Interest Paid Classified As Operating Activities | SEK 1.18B | SEK 966.0M |
| Interest Received Classified As Operating Activities | SEK 2.76B | SEK 2.54B |
| Interest Revenue Calculated Using Effective Interest Method | SEK 2.75B | SEK 2.54B |
| Investment Contracts Liabilities | SEK 266.49B | SEK 213.72B |
| Investments For Risk of Policyholders | SEK 266.49B | SEK 213.71B |
| Issued Capital | SEK 79.0M | SEK 79.0M |
| Lease Liabilities | SEK 281.0M | SEK 92.0M |
| Liabilities | SEK 337.30B | SEK 276.62B |
| Loans and Advances To Banks | SEK 4.01B | SEK 2.60B |
| Loans and Advances To Customers | SEK 23.92B | SEK 19.58B |
| Other Assets | SEK 2.30B | SEK 774.0M |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | SEK 0 | SEK 15.0M |
| Other Comprehensive Income | SEK 25.0M | -SEK 53.0M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | -SEK 8.0M | -SEK 99.0M |
| Other Expense By Nature | SEK 70.0M | SEK 53.0M |
| Other Liabilities | SEK 3.47B | SEK 922.0M |
| Prepayments and Accrued Income Including Contract Assets | SEK 1.04B | SEK 866.0M |
| Proceeds From Exercise of Options | SEK 0 | SEK 115.0M |
| Proceeds From Issuing Other Equity Instruments | SEK 16.0M | SEK 13.0M |
| Purchase of Financial Instruments Classified As Investing Activities | SEK 3.95B | -SEK 652.0M |
| Reserve of Gains and Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income | SEK 37.0M | SEK 12.0M |
| Retained Earnings | SEK 5.49B | SEK 5.04B |
| Revenue and Operating Income | SEK 3.90B | SEK 3.44B |
Methodology
Every line item above is a fact tagged in AVANZA BANK HOLDING AB's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (SEK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.