BANCA MONTE DEI PASCHI DI SIENA S.P.A. financials
BANCA MONTE DEI PASCHI DI SIENA S.P.A.
Country: IT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
J4CP7MHCXR8DAQMKIL78 Financial statements
(EUR, as reported — unscaled; 91 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €2.53B | €2.07B |
| Profit before tax | €1.59B | €1.46B |
| Income tax expense | -€1.12B | -€508.1M |
| Profit for the year | €2.71B | €1.95B |
| — attributable to owners | €2.72B | €1.95B |
| — attributable to NCI | €4.4M | €160.0K |
| Total comprehensive income | €2.71B | €1.98B |
| Cash flow statement | ||
| Cash generated from operations | €2.60B | €2.02B |
| Net cash from operating activities | €1.74B | -€792.0M |
| Net cash from investing activities | €824.7M | €39.2M |
| Purchase of intangibles | €76.0M | €37.7M |
| Net cash from financing activities | -€1.18B | -€315.0M |
| Dividends paid | €1.08B | €315.0M |
| Net change in cash | €1.38B | -€1.07B |
| Balance sheet | ||
| Total assets | €241.64B | €122.60B |
| Intangible assets & goodwill | €3.34B | €156.1M |
| Cash & equivalents | €14.63B | €13.25B |
| Non-controlling interests | €2.25B | €336.0K |
| Deferred tax liabilities | €947.2M | €4.3M |
| Derived metrics | ||
| Cash conversion ratio | 0.64× | -0.41× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€2.12B | -€44.5M |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€276.5M | -€247.6M |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | -€867.6M | €0 |
| Comprehensive Income Attributable To Noncontrolling Interests | -€1.7M | -€188.0K |
| Comprehensive Income Attributable To Owners of Parent | €2.71B | €1.98B |
| Current Tax Assets | €267.4M | €104.3M |
| Current Tax Liabilities | €218.1M | €1.3M |
| Debt Securities | €39.49B | €10.31B |
| Deferred Tax Assets | €4.09B | €2.43B |
| Deposits From Banks | €26.28B | €9.81B |
| Deposits From Customers | €120.26B | €82.63B |
| Derivative Financial Assets Held For Hedging | €882.2M | €94.2M |
| Derivative Financial Liabilities Held For Hedging | €852.2M | €358.4M |
| Dividends Received Classified As Investing Activities | €32.8M | €35.5M |
| Equity and Liabilities | €241.64B | €122.60B |
| Fee and Commission Expense | €314.0M | €233.4M |
| Fee and Commission Income | €2.09B | €1.69B |
| Fee and Commission Income Expense | €1.78B | €1.46B |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | €0 | €0 |
| Financial Assets At Amortised Cost | €167.79B | €90.53B |
| Financial Assets At Fair Value Through Profit Or Loss | €26.36B | €6.53B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €23.75B | €6.08B |
| Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €1.51B | €0 |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €1.10B | €456.2M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €6.97B | €2.34B |
| Financial Liabilities At Amortised Cost | €186.03B | €102.75B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €11.25B | €2.61B |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €5.68B | €119.7M |
| Gains Losses On Disposals of Investments | €5.1M | €2.7M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €819.4M | €406.9M |
| Insurance Contracts Issued That Are Liabilities | €80.4M | €0 |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | €18.0K | €0 |
| Insurance Revenue | €6.9M | €0 |
| Insurance Service Expenses From Insurance Contracts Issued | €2.1M | €0 |
| Insurance Service Result | €4.8M | €0 |
| Interest Revenue Calculated Using Effective Interest Method | €4.01B | €3.84B |
| Investment Accounted For Using Equity Method | €7.83B | €672.3M |
| Issued Capital | €17.98B | €7.45B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €975.9M | €976.7M |
| Loans and Advances To Banks | €9.22B | €3.37B |
| Loans and Advances To Customers | €158.57B | €87.16B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €1.20B | €1.13B |
| Other Adjustments To Reconcile Profit Loss | -€386.9M | -€122.9M |
| Other Assets | €6.06B | €3.67B |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | €0 |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | €0 |
| Other Comprehensive Income | €1.0M | €32.5M |
| Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -€8.6M | -€3.4M |
| Other Comprehensive Income Net of Tax Finance Income Expenses From Reinsurance Contracts Held Excluded From Profit Or Loss | €0 | €0 |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | -€8.6M | -€56.0K |
| Other Comprehensive Income Net of Tax Gains Losses On Hedging Instruments That Hedge Investments In Equity Instruments | €0 | €0 |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €1.6M | €485.0K |
| Other Comprehensive Income Net of Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | €0 | €0 |
| Other Comprehensive Income Net of Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Not Be Reclassified To Profit Or Loss | €0 | €0 |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €27.3M | €33.5M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -€26.3M | -€1.0M |
| Other Liabilities | €4.31B | €3.13B |
| Other Operating Income Expense | €489.0M | €231.3M |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | €0 | €0 |
| Profit Loss From Continuing Operations | €2.71B | €1.97B |
| Profit Loss From Discontinued Operations | -€224.0K | -€22.0M |
| Provisions | €1.01B | €933.9M |
| Reinsurance Contracts Held That Are Liabilities | €0 | €0 |
| Revenue From Dividends | €38.3M | €22.7M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €5.5M | -€9.5M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | -€3.6M | €4.6M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €227.9M | €74.2M |
| Share Premium | €3.15B | €0 |
| Trading Income Expense | €83.4M | €127.9M |
| Treasury Shares | €1.8M | €0 |
Methodology
Every line item above is a fact tagged in BANCA MONTE DEI PASCHI DI SIENA S.P.A.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.