BANCO DESIO E DELLA BRIANZA financials
BANCO DESIO E DELLA BRIANZA
Country: IT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
81560026D234790EB288 ISIN: IT0001041000 Financial statements
(EUR, as reported — unscaled; 83 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €380.9M | €385.2M |
| Profit before tax | €194.0M | €188.4M |
| Income tax expense | €66.7M | €65.1M |
| Profit for the year | €127.3M | €126.2M |
| — attributable to owners | €127.3M | €126.9M |
| — attributable to NCI | €0 | -€687.0K |
| Total comprehensive income | €129.1M | €135.7M |
| Per share | ||
| Basic EPS | €0.97 | €0.95 |
| Diluted EPS | €0.97 | €0.95 |
| Cash flow statement | ||
| Cash generated from operations | €183.1M | €174.1M |
| Net cash from operating activities | -€243.4M | -€562.8M |
| Net cash from investing activities | -€13.0M | -€35.2M |
| Purchase of intangibles | €6.7M | €5.0M |
| Net cash from financing activities | -€74.8M | -€41.0M |
| Dividends paid | €60.2M | €35.4M |
| Net change in cash | -€331.2M | -€639.0M |
| Balance sheet | ||
| Total assets | €19.56B | €18.64B |
| Intangible assets & goodwill | €45.1M | €44.1M |
| Cash & equivalents | €692.0M | €1.02B |
| Non-controlling interests | €4.0K | €548.0K |
| Deferred tax liabilities | €9.0M | €11.5M |
| Derived metrics | ||
| Cash conversion ratio | -1.91× | -4.46× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | -€26.9M | -€43.6M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€586.0K | -€2.4M |
| Adjustments For Decrease Increase In Financial Assets Measured At Amortised Cost | -€1.13B | -€598.5M |
| Adjustments For Decrease Increase In Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€274.5M | -€153.8M |
| Adjustments For Decrease Increase In Other Financial Assets | €169.9M | €82.1M |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€470.0K | €204.0K |
| Adjustments For Increase Decrease In Financial Liabilities Measured At Amortised Cost | €917.1M | -€132.8M |
| Adjustments For Increase Decrease In Other Financial Liabilities | -€77.0M | €111.8M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €21.7M |
| Comprehensive Income Attributable To Noncontrolling Interests | €0 | -€696.0K |
| Comprehensive Income Attributable To Owners of Parent | €129.1M | €135.0M |
| Current Tax Assets | €316.0K | €13.7M |
| Current Tax Liabilities | €961.0K | €1.2M |
| Debt Instruments Issued At Amortised Cost | €3.26B | €2.58B |
| Deferred Tax Assets | €87.8M | €91.4M |
| Deposits From Banks At Amortised Cost | €795.2M | €798.7M |
| Deposits From Customers At Amortised Cost | €13.52B | €13.28B |
| Derivative Financial Assets Held For Hedging | €40.3M | €12.6M |
| Derivative Financial Liabilities Held For Hedging | €9.1M | €19.3M |
| Dividends Received Classified As Operating Activities | €691.0K | €752.0K |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €3.5M | €3.5M |
| Equity and Liabilities | €19.56B | €18.64B |
| Fee and Commission Expense | €16.9M | €14.3M |
| Fee and Commission Income | €250.8M | €221.7M |
| Fee and Commission Income Expense | €233.9M | €207.4M |
| Financial Assets At Amortised Cost | €16.53B | €15.47B |
| Financial Assets At Fair Value Through Profit Or Loss | €225.7M | €198.9M |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €10.4M | €9.2M |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €215.3M | €189.7M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €1.28B | €1.00B |
| Financial Liabilities At Amortised Cost | €17.58B | €16.66B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €1.5M | €2.0M |
| Gains Losses On Disposals of Investments | €38.0K | €0 |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €36.5M | €44.3M |
| Income Taxes Paid Refund Classified As Operating Activities | -€66.7M | -€63.1M |
| Interest Paid Classified As Operating Activities | €210.9M | €263.4M |
| Interest Received Classified As Operating Activities | €536.9M | €615.4M |
| Interest Revenue Calculated Using Effective Interest Method | €449.4M | €459.9M |
| Investment Accounted For Using Equity Method | €5.2M | €5.1M |
| Issued Capital | €70.7M | €70.7M |
| Loans and Advances To Banks At Amortised Cost | €1.01B | €955.5M |
| Loans and Advances To Customers At Amortised Cost | €15.52B | €14.51B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €2.9M | €0 |
| Other Assets | €462.5M | €550.0M |
| Other Cash Payments From Operating Activities | €158.3M | €164.0M |
| Other Cash Receipts From Operating Activities | €85.5M | €85.2M |
| Other Comprehensive Income | €1.8M | €9.4M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €171.0K | €0 |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €159.0K | €13.0K |
| Other Liabilities | €390.1M | €385.0M |
| Other Operating Income Expense | €45.1M | €48.6M |
| Payments To and On Behalf of Employees | €234.8M | €244.6M |
| Profit Loss From Continuing Operations | €127.3M | €123.3M |
| Profit Loss From Discontinued Operations | €0 | €3.0M |
| Provisions | €73.6M | €83.3M |
| Revenue From Dividends | €691.0K | €752.0K |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €5.0K | -€1.0K |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €569.0K | €501.0K |
| Share Premium | €16.1M | €16.1M |
| Trading Income Expense | €4.6M | €3.9M |
| Treasury Shares | €0 | €5.6M |
Methodology
Every line item above is a fact tagged in BANCO DESIO E DELLA BRIANZA's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.