BANK GOSPODARSTWA KRAJOWEGO financials
BANK GOSPODARSTWA KRAJOWEGO
Country: PL Reporting currency: PLN Latest annual report: 2022-12-31
LEI:
259400BCOV9JJIGLYF05 Financial statements
(PLN, as reported — unscaled; 111 line items across 2 annual periods)
| Line item | 2022 | 2021 |
|---|---|---|
| Income statement | ||
| Operating profit (EBIT) | PLN 2.64B | PLN 841.0M |
| Profit before tax | PLN 2.67B | PLN 1.09B |
| Income tax expense | PLN 511.0M | PLN 219.0M |
| Profit for the year | PLN 2.16B | PLN 875.0M |
| — attributable to owners | PLN 2.16B | PLN 875.0M |
| Total comprehensive income | PLN 1.71B | PLN 823.0M |
| Cash flow statement | ||
| Net cash from operating activities | -PLN 40.21B | PLN 15.34B |
| Net cash from investing activities | PLN 546.0M | PLN 2.06B |
| Purchase of PP&E (capex) | PLN 11.0M | PLN 21.0M |
| Purchase of intangibles | PLN 57.0M | PLN 25.0M |
| Net cash from financing activities | -PLN 387.0M | -PLN 1.53B |
| Proceeds from borrowings | PLN 466.0M | PLN 0 |
| Repayments of borrowings | PLN 555.0M | PLN 458.0M |
| Lease liability payments | PLN 38.0M | PLN 30.0M |
| Balance sheet | ||
| Total assets | PLN 207.02B | PLN 196.64B |
| Property, plant & equipment | PLN 119.0M | PLN 126.0M |
| Right-of-use assets | PLN 86.0M | PLN 105.0M |
| Intangible assets & goodwill | PLN 116.0M | PLN 80.0M |
| Cash & equivalents | PLN 12.78B | PLN 52.83B |
| Total equity | PLN 30.69B | PLN 24.72B |
| — attributable to owners | PLN 30.69B | PLN 24.72B |
| Derived metrics | ||
| Free cash flow | -PLN 40.22B | PLN 15.31B |
| Return on equity | 7.0% | 3.5% |
| Cash conversion ratio | -18.60× | 17.53× |
| Capex coverage | -3655.55× | 730.29× |
| Other reported items | ||
| Accumulated Other Comprehensive Income | -PLN 400.0M | PLN 52.0M |
| Adjustments For Decrease Increase In Derivative Financial Assets | -PLN 1.12B | PLN 529.0M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | PLN 146.0M | PLN 297.0M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -PLN 3.81B | PLN 189.0M |
| Adjustments For Decrease Increase In Other Assets | -PLN 21.0M | -PLN 321.0M |
| Adjustments For Decrease Increase In Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | -PLN 2.74B | -PLN 5.80B |
| Adjustments For Depreciation and Amortisation Expense | PLN 65.0M | PLN 58.0M |
| Adjustments For Income Tax Expense | PLN 511.0M | PLN 219.0M |
| Adjustments For Increase Decrease In Deposits From Banks | PLN 1.03B | PLN 125.0M |
| Adjustments For Increase Decrease In Deposits From Customers | PLN 3.01B | PLN 34.67B |
| Adjustments For Increase Decrease In Derivative Financial Liabilities | PLN 464.0M | -PLN 429.0M |
| Adjustments For Increase Decrease In Other Liabilities | PLN 3.46B | -PLN 2.18B |
| Adjustments For Increase Decrease In Repurchase Agreements and Cash Collateral On Securities Lent | -PLN 3.88B | PLN 4.64B |
| Adjustments For Provisions | -PLN 16.0M | PLN 239.0M |
| Adjustments For Reconcile Profit Loss | -PLN 42.37B | PLN 14.46B |
| Adjustments For Unrealised Foreign Exchange Losses Gains | PLN 6.0M | -PLN 1.0M |
| Cash and Bank Balances At Central Banks | PLN 3.30B | PLN 48.34B |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | PLN 0 | PLN 2.24B |
| Comprehensive Income Attributable To Owners of Parent | PLN 1.71B | PLN 823.0M |
| Current Tax Assets | PLN 0 | PLN 18.0M |
| Current Tax Liabilities | PLN 364.0M | PLN 0 |
| Debt Securities | PLN 3.93B | PLN 3.86B |
| Deposits From Banks | PLN 4.53B | PLN 3.58B |
| Deposits From Customers | PLN 153.82B | PLN 150.80B |
| Derivative Financial Assets Held For Hedging | PLN 10.0M | PLN 0 |
| Derivative Financial Assets Held For Trading | PLN 1.59B | PLN 468.0M |
| Derivative Financial Liabilities Held For Trading | PLN 1.36B | PLN 895.0M |
| Dividends Received Classified As Investing Activities | PLN 48.0M | PLN 48.0M |
| Equity and Liabilities | PLN 207.02B | PLN 196.64B |
| Fee and Commission Expense | PLN 18.0M | PLN 16.0M |
| Fee and Commission Income | PLN 335.0M | PLN 311.0M |
| Fee and Commission Income Expense | PLN 317.0M | PLN 295.0M |
| Financial Assets At Fair Value Through Other Comprehensive Income | PLN 48.66B | PLN 66.69B |
| General and Administrative Expense | PLN 685.0M | PLN 652.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | PLN 301.0M | PLN 332.0M |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | PLN 2.0M | PLN 0 |
| Income Tax Relating To Exchange Differences On Translation of Other Comprehensive Income | PLN 5.0M | PLN 1.0M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | -PLN 52.0M | -PLN 89.0M |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | -PLN 61.0M | PLN 76.0M |
| Income Taxes Paid Refund Classified As Operating Activities | PLN 121.0M | PLN 185.0M |
| Increase Decrease In Cash and Cash Equivalents | -PLN 40.05B | PLN 15.86B |
| Increase Decrease Through Appropriation of Retained Earnings | PLN 0 | PLN 0 |
| Increase Decrease Through Change In Equity of Subsidiaries | — | -PLN 24.0M |
| Increase Decrease Through Disposal of Subsidiary | — | PLN 0 |
| Inflows of Cash From Investing Activities | PLN 1.26B | PLN 2.65B |
| Interest Expense | PLN 7.04B | PLN 428.0M |
| Interest Paid Classified As Financing Activities | PLN 260.0M | PLN 47.0M |
| Interest Revenue Calculated Using Effective Interest Method | PLN 9.21B | PLN 1.37B |
| Interest Revenue Expense | PLN 2.96B | PLN 1.03B |
| Investment Property | PLN 16.0M | PLN 19.0M |
| Investments In Subsidiaries Joint Ventures and Associates | PLN 4.33B | PLN 4.82B |
| Lease Liabilities | PLN 88.0M | PLN 113.0M |
| Liabilities | PLN 176.33B | PLN 171.92B |
| Loans and Advances To Banks | PLN 9.93B | PLN 5.09B |
| Loans and Advances To Customers | PLN 37.07B | PLN 33.26B |
| Miscellaneous Other Operating Expense | PLN 92.0M | PLN 72.0M |
| Miscellaneous Other Operating Income | PLN 15.0M | PLN 332.0M |
| Net Deferred Tax Assets | PLN 373.0M | PLN 276.0M |
| Other Adjustments To Reconcile Profit Loss | PLN 2.0M | PLN 6.0M |
| Other Assets | PLN 84.0M | PLN 63.0M |
| Other Comprehensive Income | -PLN 452.0M | -PLN 52.0M |
| Other Comprehensive Income Before Tax Cash Flow Hedges | PLN 10.0M | PLN 0 |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | PLN 25.0M | PLN 4.0M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | -PLN 276.0M | -PLN 467.0M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | -PLN 320.0M | PLN 400.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | PLN 1.0M | -PLN 1.0M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -PLN 194.0M | -PLN 375.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -PLN 258.0M | PLN 323.0M |
| Other Liabilities | PLN 4.92B | PLN 1.46B |
| Other Reserves | PLN 232.0M | PLN 232.0M |
| Outflows of Cash From Investing Activities | PLN 715.0M | PLN 588.0M |
| Proceeds From Sales of Interests In Associates | PLN 1.20B | PLN 353.0M |
| Proceeds From Sales of Investment Property | PLN 3.0M | PLN 0 |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | PLN 9.0M | PLN 0 |
| Provisions | PLN 743.0M | PLN 759.0M |
| Purchase of Financial Instruments Classified As Investing Activities | PLN 0 | PLN 6.0M |
| Purchase of Interests In Associates | PLN 647.0M | PLN 536.0M |
| Repayments of Bonds Notes and Debentures | PLN 0 | PLN 1.00B |
| Repurchase Agreements and Cash Collateral On Securities Lent | PLN 6.57B | PLN 10.45B |
| Retained Earnings Excluding Profit Loss For Reporting Period | PLN 207.0M | PLN 28.0M |
| Retained Earnings Profit Loss For Reporting Period | PLN 2.16B | PLN 875.0M |
| Revenue From Interest | PLN 10.01B | PLN 1.46B |
| Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | PLN 12.74B | PLN 10.00B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | PLN 2.0M | PLN 0 |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | PLN 32.0M | PLN 253.0M |
| Statutory Reserve | PLN 1.61B | PLN 1.55B |
Methodology
Every line item above is a fact tagged in BANK GOSPODARSTWA KRAJOWEGO's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (PLN), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.