BKS Bank AG financials
BKS Bank AG
Country: AT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
529900B9P29R8W03IX88 Financial statements
(EUR, as reported — unscaled; 97 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Profit before tax | €164.5M | €186.8M |
| Income tax expense | €17.4M | €23.6M |
| Profit for the year | €147.0M | €163.2M |
| Total comprehensive income | €161.5M | €176.6M |
| Per share | ||
| Basic EPS | €3.15 | €3.51 |
| Diluted EPS | €3.15 | €3.51 |
| Cash flow statement | ||
| Net cash from operating activities | -€527.3M | €414.4M |
| Net cash from investing activities | -€79.6M | -€53.3M |
| Net cash from financing activities | €284.2M | €32.0M |
| Dividends paid | €18.3M | €16.0M |
| Lease liability payments | €3.3M | €3.0M |
| Balance sheet | ||
| Total assets | €11.15B | €11.07B |
| Cash & equivalents | €676.2M | €998.6M |
| Total equity | €2.06B | €1.92B |
| — attributable to owners | €2.00B | €1.86B |
| Deferred tax liabilities | €29.4M | €21.9M |
| Derived metrics | ||
| Return on equity | 7.1% | 8.5% |
| Cash conversion ratio | -3.59× | 2.54× |
| Other reported items | ||
| Adjustments For Decrease Increase In Other Assets | -€3.4M | €7.0M |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €38.5M | €58.9M |
| Adjustments For Gains Losses On Fair Value Adjustment Investment Property | €995.0K | €142.0K |
| Adjustments For Income Tax Expense | €17.4M | €23.6M |
| Adjustments For Interest Income | €230.2M | €241.6M |
| Adjustments For Provisions | €12.2M | -€4.1M |
| Adjustments For Undistributed Profits of Associates | €70.9M | €78.9M |
| Balances On Other Deposits From Customers | €6.35B | €6.13B |
| Cash | €644.0M | €963.9M |
| Current Tax Assets | €7.8M | €11.8M |
| Current Tax Liabilities | €9.8M | €11.9M |
| Debt Instruments Held | €1.40B | €1.31B |
| Debt Securities | €1.17B | €873.7M |
| Deferred Tax Assets | €9.8M | €9.7M |
| Deposits From Banks | €365.1M | €847.9M |
| Deposits From Customers | €7.05B | €6.93B |
| Derivative Financial Assets Held For Trading | €7.1M | €6.9M |
| Derivative Financial Liabilities Held For Trading | €2.6M | €10.3M |
| Dividends Paid Other Shares | €4.0M | €4.0M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €23 | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.50 | — |
| Dividends Received Classified As Operating Activities | €9.9M | €3.7M |
| Dividends Received From Investments Accounted For Using Equity Method Classified As Investing Activities | €14.4M | €11.9M |
| Dividends Recognised As Distributions To Owners Per Share | €0.50 | €0.40 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €314.0K | €302.0K |
| Equity and Liabilities | €11.15B | €11.07B |
| Fee and Commission Expense | €8.4M | €7.4M |
| Fee and Commission Income | €82.8M | €77.8M |
| Fee and Commission Income Expense | €74.5M | €70.4M |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €26.2M | €26.2M |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | -€5.7M | -€233.0K |
| Gains Losses On Exchange Differences On Translation Before Tax | -€2.0K | €7.0K |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €1.4M | €494.0K |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €214.0K | €718.0K |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €42.6M | €40.1M |
| Income Tax Relating To Changes In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability of Other Comprehensive Income | €7.0K | €50.0K |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | €49.0K | €164.0K |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | €3.4M | €3.5M |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | €1.3M | €713.0K |
| Income Taxes Paid Refund Classified As Operating Activities | €9.7M | €35.8M |
| Increase Decrease Through Appropriation of Retained Earnings | €0 | €0 |
| Increase Decrease Through Transfer Between Revaluation Reserve and Retained Earnings | €0 | €0 |
| Increase Decrease Through Treasury Share Transactions | €68.0K | €2.5M |
| Intangible Assets Other Than Goodwill | €7.7M | €9.0M |
| Interest Expense | €125.4M | €171.1M |
| Interest Paid Classified As Operating Activities | €132.2M | €154.7M |
| Interest Received Classified As Operating Activities | €343.8M | €405.9M |
| Interest Revenue Calculated Using Effective Interest Method | €296.3M | €355.0M |
| Interest Revenue Expense | €230.2M | €241.6M |
| Investment Accounted For Using Equity Method | €929.8M | €875.7M |
| Investment Property | €127.1M | €125.5M |
| Issue of Equity | €0 | €0 |
| Loans and Advances To Banks | €176.3M | €38.9M |
| Loans and Advances To Customers | €7.54B | €7.44B |
| Miscellaneous Other Operating Expense | €12.3M | €12.1M |
| Miscellaneous Other Operating Income | €10.8M | €11.6M |
| Other Adjustments For Noncash Items | -€10.0M | -€12.3M |
| Other Assets | €22.8M | €20.8M |
| Other Comprehensive Income | €14.5M | €13.4M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | €30.0K | €217.0K |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €14.6M | €15.2M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €5.8M | €3.1M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Before Tax | -€201.0K | €1.6M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Before Tax | €14.7M | €11.8M |
| Other Equity Interest | €65.2M | €65.2M |
| Other Gains Losses | €20.0K | €72.0K |
| Other Liabilities | €42.7M | €46.4M |
| Payments of Other Equity Instruments | €4.0M | €4.0M |
| Proceeds From Issue of Ordinary Shares | €0 | €0 |
| Proceeds From Issuing Other Equity Instruments | €0 | €0 |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | €122.0K | €163.0K |
| Provisions | €130.8M | €132.3M |
| Purchase of Investment Property | €622.0K | €0 |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €0 | €4.0K |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | -€364.0K | €996.0K |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Before Tax | -€1.1M | -€2.4M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €70.9M | €78.9M |
| Subordinated Liabilities | €293.8M | €269.4M |
| Weighted Average Shares | 45.7M | 45.7M |
Methodology
Every line item above is a fact tagged in BKS Bank AG's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.