BTV Vier Länder Bank AG financials
BTV Vier Länder Bank AG
Country: AT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
5299003ATVTQVPTW4735 Financial statements
(EUR, as reported — unscaled; 101 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €280.2M | €267.8M |
| Profit before tax | €183.2M | €264.9M |
| Income tax expense | €25.4M | €41.1M |
| Profit for the year | €157.7M | €223.7M |
| — attributable to owners | €153.5M | €217.8M |
| — attributable to NCI | €4.3M | €5.9M |
| Total comprehensive income | €179.1M | €223.0M |
| Per share | ||
| Basic EPS | €4.14 | €5.87 |
| Free cash flow / share | €15.97 | €5.18 |
| Cash flow statement | ||
| Net cash from operating activities | €661.3M | €244.9M |
| Income taxes paid | €29.1M | €34.8M |
| Net cash from investing activities | -€58.7M | -€100.8M |
| Net cash from financing activities | €16.7M | -€24.9M |
| Dividends paid | €22.3M | €14.8M |
| Balance sheet | ||
| Total assets | €15.91B | €15.39B |
| Property, plant & equipment | €378.7M | €378.3M |
| Intangible assets & goodwill | €7.6M | €6.8M |
| Cash & equivalents | €3.80B | €3.18B |
| Total equity | €2.64B | €2.49B |
| — attributable to owners | €2.58B | €2.43B |
| Non-controlling interests | €59.8M | €55.8M |
| Deferred tax liabilities | €21.9M | €14.4M |
| Derived metrics | ||
| Free cash flow | €608.4M | €197.3M |
| Return on equity | 6.0% | 9.0% |
| Cash conversion ratio | 4.19× | 1.09× |
| Capex coverage | 12.50× | 5.14× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €19.4M | -€23.8M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | €374.4M | -€93.5M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -€289.2M | -€249.6M |
| Adjustments For Decrease Increase In Other Assets | -€3.8M | €29.9M |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €40.5M | €38.0M |
| Adjustments For Increase Decrease In Deposits From Banks | -€14.9M | -€437.6M |
| Adjustments For Increase Decrease In Deposits From Customers | €301.2M | €727.3M |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€13.1M | -€27.4M |
| Adjustments For Increase Decrease In Other Liabilities | -€7.4M | €37.9M |
| Adjustments For Losses Gains On Disposal of Noncurrent Assets | -€8.4M | -€3.8M |
| Adjustments For Provisions | -€12.6M | -€11.4M |
| Adjustments For Undistributed Profits of Investments Accounted For Using Equity Method | €79.6M | €93.4M |
| Cash and Bank Balances At Central Banks | €3.75B | €3.12B |
| Cash Flows From Used In Operations Before Changes In Working Capital | -€46.7M | -€26.5M |
| Comprehensive Income Attributable To Noncontrolling Interests | €4.0M | €5.7M |
| Comprehensive Income Attributable To Owners of Parent | €175.0M | €217.2M |
| Current Tax Assets | €1.3M | €1.7M |
| Current Tax Liabilities | €4.6M | €11.5M |
| Deferred Tax Assets | €1.5M | €3.5M |
| Deposits From Banks | €1.04B | €1.06B |
| Deposits From Customers | €10.06B | €9.76B |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €22.3M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.50 | — |
| Dividends Received Classified As Operating Activities | €21.0M | €19.5M |
| Dividends Recognised As Distributions To Owners Per Share | — | €0.40 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €1.7M | €3.5M |
| Equity and Liabilities | €15.91B | €15.39B |
| Fee and Commission Expense | €12.6M | €15.8M |
| Fee and Commission Income | €79.4M | €77.1M |
| Fee and Commission Income Expense | €66.8M | €61.3M |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €56.4M | €67.2M |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €5.9M | €8.7M |
| Gains Losses On Exchange Differences On Translation Before Tax | €488.0K | €180.0K |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €38.9M | €39.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | €181.0K | €969.0K |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €5.2M | -€666.0K |
| Income Taxes Refund Classified As Operating Activities | €25.4M | €41.1M |
| Increase Decrease Through Transfers and Other Changes Equity | -€913.0K | €1.2M |
| Increase Decrease Through Treasury Share Transactions | -€758.0K | -€107.0K |
| Interest Expense | €229.1M | €322.8M |
| Interest Paid Classified As Operating Activities | €215.7M | €313.4M |
| Interest Received Classified As Operating Activities | €463.0M | €579.6M |
| Interest Revenue Calculated Using Effective Interest Method | €428.5M | €540.1M |
| Interest Revenue Expense | €247.8M | €266.2M |
| Investment Accounted For Using Equity Method | €1.05B | €991.8M |
| Investment Property | €55.8M | €58.1M |
| Issue of Equity | €2.0K | €0 |
| Loans and Advances To Banks | €88.1M | €467.7M |
| Loans and Advances To Customers | €9.04B | €8.79B |
| Miscellaneous Other Operating Expense | €62.1M | €29.8M |
| Miscellaneous Other Operating Income | €167.9M | €181.6M |
| Other Adjustments For Noncash Items | -€2.2M | €202.0K |
| Other Assets | €68.1M | €71.0M |
| Other Comprehensive Income | €21.3M | -€743.0K |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | €993.0K | -€1.2M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €717.0K | €4.3M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €23.0M | €5.3M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €2.5M | -€7.3M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €343.0K | €3.6M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €21.0M | -€4.4M |
| Other Financial Assets | €1.41B | €1.43B |
| Other Financial Liabilities | €1.87B | €1.78B |
| Other Liabilities | €105.6M | €120.7M |
| Other Operating Income Expense | €105.9M | €151.8M |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €22.0M | €11.2M |
| Proceeds From Issuing Shares | €0 | €0 |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | €116.3M | €181.0M |
| Provisions | €166.3M | €154.7M |
| Purchase of Financial Instruments Classified As Investing Activities | €144.2M | €245.3M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €52.9M | €47.6M |
| Revenue From Interest | €48.4M | €48.8M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | -€681.0K | €137.0K |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Before Tax | -€261.0K | -€1.8M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €79.6M | €93.4M |
| Trading Income Expense | €2.4M | €3.2M |
Methodology
Every line item above is a fact tagged in BTV Vier Länder Bank AG's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.