COVENTRY BUILDING SOCIETY financials

COVENTRY BUILDING SOCIETY

Country: GB Reporting currency: GBP Latest annual report: 2025-12-31
LEI: 2138004G59FXEAZ6IO10
Source filing ↗
Financial statements (GBP, as reported — unscaled; 77 line items across 2 annual periods)
Line item 20252024
Income statement
Gross profit £1.08B£664.0M
Administrative expenses £673.0M£307.0M
Profit before tax £801.0M£323.0M
Income tax expense -£11.0M£76.0M
Profit for the year £812.0M£247.0M
Total comprehensive income £719.0M£198.0M
Cash flow statement
Net cash from operating activities -£681.0M-£941.0M
Net cash from investing activities £2.39B£1.03B
Purchase of PP&E (capex) £68.0M£26.0M
Net cash from financing activities £402.0M£1.41B
Lease liability payments £9.0M£5.0M
Balance sheet
Total assets £88.24B£64.03B
Property, plant & equipment £101.0M£47.0M
Cash & equivalents £11.95B£9.89B
Total equity £4.29B£3.63B
Deferred tax liabilities £0£86.0M
Derived metrics
Free cash flow -£749.0M-£967.0M
Return on equity 18.9%6.8%
Cash conversion ratio -0.84×-3.81×
Capex coverage -10.01×-36.19×
Other reported items
Accruals and Deferred Income Including Contract Liabilities £152.0M£61.0M
Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Assets £169.0M-£448.0M
Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Liabilities £29.0M-£68.0M
Acquisitionrelated Costs Recognised As Expense For Transaction Recognised Separately From Acquisition of Assets and Assumption of Liabilities In Business Combination £67.0M£26.0M
Adjustments For Depreciation and Amortisation Expense £104.0M£26.0M
Amortisation Intangible Assets Other Than Goodwill £79.0M£14.0M
Current Tax Assets Current £12.0M£0
Current Tax Liabilities £0£29.0M
Debt Instruments Held £1.56B£502.0M
Debt Securities £8.31B£6.54B
Deferred Tax Assets £205.0M£0
Deposits From Banks £3.01B£3.93B
Deposits From Customers £20.89B£82.0M
Depreciation Property Plant and Equipment £25.0M£12.0M
Derivative Financial Assets £533.0M£1.08B
Derivative Financial Liabilities £320.0M£305.0M
Equity and Liabilities £88.24B£64.03B
Equity Instruments Held £5.0M£9.0M
Fee and Commission Expense £47.0M£10.0M
Fee and Commission Income £75.0M£4.0M
Gain Loss That Relates To Identifiable Assets Acquired Or Liabilities Assumed In Business Combination £584.0M£0
Gains Losses On Cash Flow Hedges Before Tax £107.0M-£11.0M
Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax £32.0M-£6.0M
Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances £24.0M-£18.0M
Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income -£36.0M-£16.0M
Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income £0-£1.0M
Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income -£1.0M-£2.0M
Intangible Assets Other Than Goodwill £269.0M£55.0M
Interest Expense £2.85B£2.62B
Interest Paid Classified As Operating Activities £2.94B£2.56B
Interest Received Classified As Operating Activities £3.97B£3.29B
Interest Revenue Calculated Using Effective Interest Method £3.99B£3.29B
Interest Revenue Expense £1.14B£679.0M
Investments In Subsidiaries £0£0
Liabilities £83.95B£60.40B
Loans and Advances To Banks £383.0M£329.0M
Loans and Advances To Customers £72.94B£51.80B
Miscellaneous Other Operating Income £15.0M£2.0M
Other Adjustments For Noncash Items £18.0M-£28.0M
Other Assets £0£725.0M
Other Comprehensive Income -£93.0M-£49.0M
Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans -£3.0M-£9.0M
Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans -£2.0M-£7.0M
Other Liabilities £108.0M£28.0M
Other Reserves £3.51B£2.75B
Payments of Other Equity Instruments £0£417.0M
Prepayments and Accrued Income Including Contract Assets £85.0M£34.0M
Proceeds From Issuing Other Equity Instruments £0£658.0M
Provisions For Employee Benefits £13.0M£5.0M
Reclassification Adjustments On Cash Flow Hedges Before Tax £235.0M£45.0M
Reclassification Adjustments On Cash Flow Hedges Net of Tax £92.0M£40.0M
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax £31.0M-£3.0M
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax -£1.0M£2.0M
Recognised Assets Defined Benefit Plan £28.0M£0
Reserve of Cash Flow Hedges £118.0M£210.0M
Reserve of Gains and Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income £0-£1.0M
Subordinated Liabilities £248.0M£15.0M
Methodology

Every line item above is a fact tagged in COVENTRY BUILDING SOCIETY's annual report filed in the European Single Electronic Format (ESEF) under the IFRS taxonomy (ifrs-full) — the income statement, balance sheet and cash-flow statement as the filer reported them. Values are shown as-is, in the reporting currency (GBP), without rescaling; the row labels map to the underlying concept name (e.g. Revenue → ifrs-full:Revenue, Operating profit → ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS → ifrs-full:DilutedEarningsLossPerShare), and any concept without a curated label is shown under “Other reported items” with its de-camel-cased tag name. Only consolidated, default-member facts are shown (segment / dimensional breakdowns are excluded).

“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.

Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.