CREDIT AGRICOLE ASSURANCES financials
CREDIT AGRICOLE ASSURANCES
Country: FR Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
969500K2MUPSI57XK083 Financial statements
(EUR, as reported — unscaled; 102 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Operating profit (EBIT) | €2.86B | €2.75B |
| Profit before tax | €2.86B | €2.75B |
| Income tax expense | €570.0M | €580.0M |
| Profit for the year | €2.03B | €1.96B |
| — attributable to owners | €2.03B | €1.96B |
| — attributable to NCI | €0 | €0 |
| Total comprehensive income | €2.07B | €1.95B |
| Cash flow statement | ||
| Net cash from operating activities | €23.30B | €5.53B |
| Net cash from investing activities | -€21.93B | -€3.71B |
| Net cash from financing activities | -€1.57B | -€1.67B |
| Dividends paid | €1.58B | €1.76B |
| Proceeds from borrowings | €815.0M | €1.76B |
| Repayments of borrowings | €1.29B | €1.46B |
| Balance sheet | ||
| Total assets | €447.90B | €420.42B |
| Intangible assets & goodwill | €1.22B | €1.15B |
| Cash & equivalents | €1.17B | €1.53B |
| Total equity | €10.75B | €9.83B |
| — attributable to owners | €10.51B | €9.70B |
| Non-controlling interests | €246.0M | €125.0M |
| Deferred tax liabilities | €211.0M | €137.0M |
| Derived metrics | ||
| Return on equity | 18.9% | 19.9% |
| Cash conversion ratio | 11.48× | 2.82× |
| Other reported items | ||
| Accumulated Other Comprehensive Income | -€675.0M | -€715.0M |
| Additional Paidin Capital | €5.57B | €5.57B |
| Adjustments For Amortisation Expense | €144.0M | €107.0M |
| Adjustments For Fair Value Gains Losses | -€6.02B | -€6.08B |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €31.0M | €40.0M |
| Adjustments For Increase Decrease In Insurance Reinsurance and Investment Contract Liabilities | €24.88B | €14.36B |
| Adjustments For Provisions | €2.0M | €5.0M |
| Adjustments For Reconcile Profit Loss | €19.80B | €8.72B |
| Bank Overdrafts Classified As Cash Equivalents | €51.0M | €204.0M |
| Borrowing Costs Recognised As Expense | €262.0M | €215.0M |
| Borrowings | €2.70B | €2.72B |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €1.11B | €1.33B |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 |
| Cash Flows From Used In Financing Activities Discontinued Operations | €0 | €0 |
| Cash Flows From Used In Investing Activities Discontinued Operations | €0 | €0 |
| Cash Flows From Used In Operating Activities Discontinued Operations | €0 | €0 |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | -€17.0M | -€2.0M |
| Current Tax Assets | €219.0M | €79.0M |
| Current Tax Liabilities | €43.0M | €87.0M |
| Debt Securities | €0 | €0 |
| Deferred Tax Assets | €257.0M | €539.0M |
| Derivative Financial Assets | €528.0M | €730.0M |
| Derivative Financial Liabilities | €69.0M | €305.0M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €681.0M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €4.57 | — |
| Dividends Received Classified As Operating Activities | €0 | €0 |
| Dividends Recognised As Distributions To Owners Per Share | €10.11 | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€1.0M | €19.0M |
| Equity and Liabilities | €447.90B | €420.42B |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | €41.0M | €49.0M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | €7.70B | €6.40B |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €43.0M | €49.0M |
| Income Expenses From Reinsurance Contracts Held Other Than Finance Income Expenses | -€150.0M | -€166.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | €9.0M | €33.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €22.0M | €30.0M |
| Income Tax Relating To Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss | €0 | €0 |
| Income Tax Relating To Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss | €0 | €0 |
| Income Taxes Paid Refund Classified As Operating Activities | €464.0M | €259.0M |
| Increase Decrease Through Change In Equity of Subsidiaries | €121.0M | €0 |
| Increase Decrease Through Transfers and Other Changes Equity | €31.0M | €16.0M |
| Insurance Contracts Issued That Are Assets | €49.0M | €10.0M |
| Insurance Contracts Issued That Are Liabilities | €388.22B | €362.74B |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -€15.07B | -€12.58B |
| Insurance Revenue | €15.40B | €14.02B |
| Insurance Service Expenses From Insurance Contracts Issued | €12.52B | €11.09B |
| Insurance Service Result | €2.73B | €2.76B |
| Interest Paid Classified As Financing Activities | €262.0M | €206.0M |
| Investment Property | €9.68B | €10.21B |
| Investments For Risk of Policyholders | €115.60B | €103.30B |
| Investments Other Than Investments Accounted For Using Equity Method | €307.74B | €292.10B |
| Issued Capital | €1.49B | €1.49B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €0 | €0 |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €0 | €0 |
| Other Adjustments For Noncash Items | €95.0M | -€93.0M |
| Other Comprehensive Income | €41.0M | -€7.0M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | -€5.0M | -€2.0M |
| Other Comprehensive Income Before Tax Finance Income Expenses From Reinsurance Contracts Held Excluded From Profit Or Loss | -€37.0M | -€5.0M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€1.91B | -€319.0M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €238.0M | €5.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €1.0M | €0 |
| Other Comprehensive Income Before Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | €2.04B | €407.0M |
| Other Comprehensive Income Before Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Not Be Reclassified To Profit Or Loss | -€166.0M | -€82.0M |
| Other Intangible Assets | €271.0M | €280.0M |
| Other Liabilities | €29.16B | €26.63B |
| Other Receivables | €1.68B | €1.53B |
| Other Revenue | €115.0M | €87.0M |
| Proceeds From Issuing Shares | €742.0M | €1.0M |
| Proceeds From Sales of Investment Property | €679.0M | €778.0M |
| Proceeds From Sales of Investments Accounted For Using Equity Method | €0 | €0 |
| Profit Loss From Discontinued Operations | €0 | €0 |
| Property Plant and Equipment Including Rightofuse Assets | €581.0M | €269.0M |
| Provisions | €160.0M | €149.0M |
| Purchase of Interests In Investments Accounted For Using Equity Method | €0 | €0 |
| Purchase of Investment Property | €457.0M | €564.0M |
| Reinsurance Contracts Held That Are Assets | €1.16B | €1.04B |
| Reinsurance Contracts Held That Are Liabilities | €108.0M | €70.0M |
| Retained Earnings Profit Loss For Reporting Period | €2.03B | €1.96B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | €0 | €0 |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Before Tax | €0 | €0 |
| Subordinated Liabilities | €5.59B | €5.58B |
Methodology
Every line item above is a fact tagged in CREDIT AGRICOLE ASSURANCES's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.