Enity Bank Group AB (publ) financials
Enity Bank Group AB (publ)
Country: NO Reporting currency: SEK Latest annual report: 2024-12-31
LEI:
5493004FETDD2Z2FY510 Financial statements
(SEK, as reported — unscaled; 90 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | SEK 9.3M | SEK 9.0M |
| Administrative expenses | SEK 596.7M | SEK 572.8M |
| Profit before tax | SEK 399.6M | SEK 297.7M |
| Income tax expense | SEK 143.4M | SEK 73.7M |
| Profit for the year | SEK 256.2M | SEK 224.0M |
| — attributable to owners | SEK 255.0M | SEK 223.2M |
| Total comprehensive income | SEK 227.4M | SEK 202.9M |
| Cash flow statement | ||
| Net cash from operating activities | SEK 273.3M | SEK 1.57B |
| Net cash from investing activities | -SEK 2.3M | -SEK 433.9M |
| Purchase of PP&E (capex) | SEK 2.4M | SEK 7.0M |
| Purchase of intangibles | SEK 53.3M | SEK 71.4M |
| Net cash from financing activities | SEK 323.7M | -SEK 760.8M |
| Dividends paid | SEK 0 | SEK 37.0M |
| Lease liability payments | SEK 26.5M | SEK 0 |
| Net change in cash | SEK 594.7M | SEK 375.6M |
| Balance sheet | ||
| Total assets | SEK 34.19B | SEK 31.24B |
| Property, plant & equipment | SEK 69.1M | SEK 46.4M |
| Intangible assets & goodwill | SEK 75.6M | SEK 77.4M |
| Cash & equivalents | SEK 3.16B | SEK 2.55B |
| Total equity | SEK 2.63B | SEK 2.46B |
| Deferred tax liabilities | SEK 4.2M | SEK 5.8M |
| Derived metrics | ||
| Free cash flow | SEK 270.9M | SEK 1.56B |
| Return on equity | 9.7% | 9.1% |
| Cash conversion ratio | 1.07× | 7.01× |
| Capex coverage | 113.88× | 224.33× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | SEK 88.1M | SEK 79.6M |
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Assets | -SEK 4.4M | -SEK 82.6M |
| Additional Paidin Capital | SEK 1.12B | SEK 1.12B |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -SEK 2.92B | -SEK 1.41B |
| Adjustments For Decrease Increase In Trade and Other Receivables | -SEK 45.4M | SEK 130.0M |
| Adjustments For Fair Value Gains Losses | SEK 9.5M | SEK 51.0M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | SEK 51.6M | SEK 53.1M |
| Adjustments For Increase Decrease In Deposits From Customers | SEK 2.81B | SEK 2.47B |
| Adjustments For Increase Decrease In Trade and Other Payables | -SEK 328.9M | -SEK 64.7M |
| Adjustments For Interest Expense | SEK 600.0K | SEK 47.3M |
| Adjustments To Reconcile Profit Loss Other Than Changes In Working Capital | SEK 92.3M | SEK 292.3M |
| Balances With Banks | SEK 604.7M | SEK 1.04B |
| Bonds Issued | SEK 7.93B | SEK 7.58B |
| Cash and Bank Balances At Central Banks | SEK 604.7M | SEK 1.04B |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | SEK 53.4M | SEK 0 |
| Cash Flows From Used In Operations Before Changes In Working Capital | SEK 397.9M | SEK 519.5M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | SEK 0 | SEK 355.6M |
| Comprehensive Income Attributable To Owners of Parent | SEK 227.4M | SEK 202.9M |
| Current Tax Assets | SEK 91.8M | SEK 88.7M |
| Current Tax Liabilities | SEK 65.6M | SEK 56.4M |
| Deferred Tax Assets | SEK 4.4M | SEK 33.8M |
| Deposits From Customers | SEK 23.20B | SEK 20.51B |
| Derivative Financial Assets | SEK 102.0M | SEK 186.4M |
| Derivative Financial Liabilities | SEK 77.0M | SEK 83.6M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | SEK 20.7M | -SEK 25.3M |
| Equity and Liabilities | SEK 34.19B | SEK 31.24B |
| Fee and Commission Expense | SEK 1.0M | SEK 900.0K |
| Fee and Commission Income | SEK 3.9M | SEK 300.0K |
| Gains Losses On Exchange Differences On Translation Before Tax | -SEK 34.7M | -SEK 53.4M |
| Gains Losses On Hedges of Net Investments In Foreign Operations Before Tax | -SEK 6.7M | SEK 4.2M |
| Government Debt Instruments Held | SEK 668.8M | SEK 1.00B |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | SEK 41.0M | SEK 48.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | — | -SEK 28.1M |
| Income Tax Relating To Exchange Differences On Translation of Other Comprehensive Income | -SEK 11.3M | -SEK 29.0M |
| Income Tax Relating To Hedges of Net Investments In Foreign Operations of Other Comprehensive Income | -SEK 1.4M | SEK 900.0K |
| Income Taxes Paid Refund Classified As Operating Activities | SEK 94.0M | SEK 70.5M |
| Increase Decrease Through Other Contributions By Owners | — | SEK 587.4M |
| Increase Decrease Through Other Distributions To Owners | — | SEK 32.0M |
| Increase Decrease Through Transfers and Other Changes Equity | -SEK 60.4M | SEK 0 |
| Intangible Assets Other Than Goodwill | SEK 167.4M | SEK 173.9M |
| Interest Expense | SEK 1.35B | SEK 849.3M |
| Interest Income On Other Financial Assets | SEK 173.9M | SEK 121.3M |
| Interest Paid Classified As Operating Activities | SEK 1.33B | SEK 809.5M |
| Interest Received Classified As Operating Activities | SEK 2.53B | SEK 1.98B |
| Interest Revenue Calculated Using Effective Interest Method | SEK 2.29B | SEK 1.69B |
| Interest Revenue Expense | SEK 1.11B | SEK 958.9M |
| Investments In Associates Accounted For Using Equity Method | SEK 89.9M | SEK 96.2M |
| Issued Capital | SEK 100.0M | SEK 100.0M |
| Liabilities | SEK 31.55B | SEK 28.77B |
| Loans and Advances To Banks | SEK 2.56B | SEK 1.50B |
| Loans and Advances To Customers | SEK 28.83B | SEK 26.21B |
| Other Adjustments To Reconcile Profit Loss | -SEK 58.6M | SEK 64.7M |
| Other Assets | SEK 166.1M | SEK 24.5M |
| Other Comprehensive Income | -SEK 28.7M | -SEK 21.0M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | -SEK 29.9M | -SEK 49.2M |
| Other Debt Instruments Held | SEK 680.0M | SEK 701.5M |
| Other Equity Interest | SEK 0 | SEK 60.4M |
| Other Liabilities | SEK 149.5M | SEK 444.5M |
| Prepayments and Accrued Income Other Than Contract Assets | SEK 79.4M | SEK 73.3M |
| Provisions | SEK 32.3M | SEK 7.6M |
| Reserve of Exchange Differences On Translation | -SEK 51.9M | -SEK 27.9M |
| Retained Earnings Excluding Profit Loss For Reporting Period | SEK 1.21B | SEK 987.5M |
| Retained Earnings Profit Loss For Reporting Period | SEK 256.2M | SEK 224.0M |
| Revenue and Operating Income | SEK 1.13B | SEK 994.6M |
| Share of Profit Loss of Associates Accounted For Using Equity Method | -SEK 5.1M | -SEK 100.0K |
Methodology
Every line item above is a fact tagged in Enity Bank Group AB (publ)'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (SEK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.