ΕΘΝΙΚΗ ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ Α.Ε. financials
ΕΘΝΙΚΗ ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ Α.Ε.
Country: GR Reporting currency: EUR Latest annual report: 2024-12-31
LEI:
5UMCZOEYKCVFAW8ZLO05 Financial statements
(EUR, as reported — unscaled; 101 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Revenue | €2.88B | €2.76B |
| Employee benefits expense | €581.0M | €485.0M |
| Depreciation & amortisation | €186.0M | €188.0M |
| Profit before tax | €1.52B | €1.48B |
| Income tax expense | €356.0M | €370.0M |
| Profit for the year | €1.16B | €1.11B |
| — attributable to owners | €1.16B | €1.11B |
| — attributable to NCI | €3.0M | €3.0M |
| Total comprehensive income | €1.16B | €1.16B |
| Per share | ||
| Basic EPS | €1.27 | €1.21 |
| Cash flow statement | ||
| Net cash from operating activities | -€2.50B | -€4.78B |
| Net cash from investing activities | -€2.90B | -€3.13B |
| Net cash from financing activities | €793.0M | €490.0M |
| Dividends paid | €332.0M | €0 |
| Proceeds from borrowings | €1.76B | €540.0M |
| Repayments of borrowings | €565.0M | -€14.0M |
| Lease liability payments | €43.0M | €62.0M |
| Balance sheet | ||
| Total assets | €74.96B | €74.58B |
| Property, plant & equipment | €1.30B | €1.34B |
| Cash & equivalents | €5.17B | €9.79B |
| Total equity | €8.45B | €7.65B |
| — attributable to owners | €8.42B | €7.63B |
| Non-controlling interests | €29.0M | €26.0M |
| Deferred tax liabilities | €24.0M | €15.0M |
| Derived metrics | ||
| Net margin | 40.2% | 40.2% |
| Return on equity | 13.7% | 14.5% |
| Cash conversion ratio | -2.15× | -4.31× |
| Other reported items | ||
| Adjustments For Decrease Increase In Derivative Financial Assets | €147.0M | -€141.0M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €21.0M | -€1.0M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -€2.84B | -€1.33B |
| Adjustments For Decrease Increase In Other Assets | €305.0M | €287.0M |
| Adjustments For Depreciation and Amortisation Expense | €186.0M | €188.0M |
| Adjustments For Dividend Income | €2.0M | €3.0M |
| Adjustments For Gain Loss On Disposals Property Plant and Equipment | €17.0M | €22.0M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €318.0M | €356.0M |
| Adjustments For Increase Decrease In Derivative Financial Liabilities | -€128.0M | -€530.0M |
| Adjustments For Increase Decrease In Employee Benefit Liabilities | €11.0M | €11.0M |
| Adjustments For Increase Decrease In Other Liabilities | €41.0M | -€379.0M |
| Adjustments For Reconcile Profit Loss | €240.0M | €316.0M |
| Adjustments For Undistributed Profits of Investments Accounted For Using Equity Method | €2.0M | €0 |
| Balances With Banks | €2.68B | €2.79B |
| Borrowings | €91.0M | €96.0M |
| Cash and Bank Balances At Central Banks | €5.38B | €9.02B |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 |
| Comprehensive Income Attributable To Noncontrolling Interests | €3.0M | €3.0M |
| Comprehensive Income Attributable To Owners of Parent | €1.16B | €1.16B |
| Computer Software | €626.0M | €524.0M |
| Current Tax Assets | €220.0M | €220.0M |
| Current Tax Liabilities | €6.0M | €6.0M |
| Debt Securities | €3.62B | €2.32B |
| Deferred Tax Assets | €4.01B | €4.35B |
| Deposits From Banks | €1.67B | €3.80B |
| Deposits From Customers | €57.59B | €57.13B |
| Derivative Financial Assets | €1.93B | €2.07B |
| Derivative Financial Liabilities | €1.28B | €1.41B |
| Dividends Received Classified As Investing Activities | €3.0M | €3.0M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€10.0M | -€7.0M |
| Equity and Liabilities | €74.96B | €74.58B |
| Expense of Restructuring Activities | €92.0M | €28.0M |
| Fee and Commission Expense | €84.0M | €80.0M |
| Fee and Commission Income | €511.0M | €462.0M |
| Fee and Commission Income Expense | €427.0M | €382.0M |
| Financial Assets At Fair Value Through Profit Or Loss | €866.0M | €707.0M |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | €61.0M | €49.0M |
| General and Administrative Expense | €286.0M | €255.0M |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | €180.0M | €268.0M |
| Income Taxes Paid Refund Classified As Operating Activities | -€67.0M | €19.0M |
| Increase Decrease In Cash and Cash Equivalents | -€4.62B | -€7.42B |
| Increase Decrease Through Change In Equity of Subsidiaries | €1.0M | -€1.0M |
| Interest Expense | €696.0M | €522.0M |
| Interest Revenue Expense | €2.36B | €2.26B |
| Investment Accounted For Using Equity Method | €228.0M | €175.0M |
| Investment Property | €40.0M | €60.0M |
| Investments In Subsidiaries Joint Ventures and Associates | €0 | €0 |
| Issued Capital | €915.0M | €915.0M |
| Liabilities | €66.50B | €66.93B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €29.0M | €28.0M |
| Loans and Advances To Customers | €36.14B | €34.22B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €446.0M | €695.0M |
| Other Adjustments For Noncash Items | -€1.0M | €21.0M |
| Other Assets | €1.58B | €1.92B |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €8.90B | €8.34B |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €6.33B | €5.67B |
| Other Comprehensive Income | €2.0M | €54.0M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | €0 | €3.0M |
| Other Comprehensive Income Net of Tax Exchange Differences On Translation | -€15.0M | -€21.0M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €3.0M | €78.0M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €24.0M | €6.0M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | -€10.0M | -€12.0M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -€12.0M | €60.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €14.0M | -€6.0M |
| Other Liabilities | €1.91B | €1.88B |
| Payments To Acquire Or Redeem Entitys Shares | €37.0M | €17.0M |
| Proceeds From Sale Or Issue of Treasury Shares | €14.0M | €15.0M |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | €19.0M | €57.0M |
| Purchase of Treasury Shares | €19.0M | €2.0M |
| Recognised Liabilities Defined Benefit Plan | €281.0M | €248.0M |
| Revenue From Interest | €3.05B | €2.79B |
| Share of Profit Loss of Associates Accounted For Using Equity Method | €2.0M | €0 |
| Share Premium | €3.54B | €3.54B |
| Treasury Shares | €21.0M | €2.0M |
Methodology
Every line item above is a fact tagged in ΕΘΝΙΚΗ ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣ Α.Ε.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.