FINECOBANK BANCA FINECO S.P.A. financials
FINECOBANK BANCA FINECO S.P.A.
Country: IT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
549300L7YCATGO57ZE10 Financial statements
(EUR, as reported — unscaled; 78 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €564.5M | €543.2M |
| Profit before tax | €935.5M | €939.3M |
| Income tax expense | €288.5M | €287.0M |
| Profit for the year | €647.0M | €652.3M |
| — attributable to owners | €647.0M | €652.3M |
| Total comprehensive income | €647.2M | €640.0M |
| Cash flow statement | ||
| Cash generated from operations | €746.0M | €727.9M |
| Net cash from operating activities | €436.4M | €154.9M |
| Net cash from investing activities | -€17.4M | -€18.6M |
| Purchase of intangibles | €3.1M | €5.4M |
| Net cash from financing activities | -€489.1M | -€451.8M |
| Dividends paid | €489.0M | €452.1M |
| Net change in cash | -€70.1M | -€315.5M |
| Balance sheet | ||
| Total assets | €37.30B | €34.69B |
| Intangible assets & goodwill | €123.6M | €124.8M |
| Cash & equivalents | €1.87B | €1.96B |
| Derived metrics | ||
| Cash conversion ratio | 0.67× | 0.24× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | €0 | €0 |
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | -€781.0K | €2.4M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€28.1M | -€13.7M |
| Adjustments For Decrease Increase In Financial Assets Measured At Amortised Cost | -€2.96B | -€1.66B |
| Adjustments For Decrease Increase In Financial Assets Measured At Fair Value Through Other Comprehensive Income | €0 | -€261.3M |
| Adjustments For Decrease Increase In Other Financial Assets | €263.1M | €274.4M |
| Adjustments For Increase Decrease In Financial Liabilities At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | €0 | €0 |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | €15.5M | €1.7M |
| Adjustments For Increase Decrease In Financial Liabilities Measured At Amortised Cost | €2.46B | €1.19B |
| Adjustments For Increase Decrease In Other Financial Liabilities | -€57.5M | -€106.5M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 |
| Comprehensive Income Attributable To Owners of Parent | €647.2M | €640.0M |
| Current Tax Assets | €34.6M | €0 |
| Current Tax Liabilities | €24.5M | €19.5M |
| Debt Instruments Issued At Amortised Cost | €811.2M | €810.2M |
| Deferred Tax Assets | €25.5M | €53.3M |
| Deposits From Banks At Amortised Cost | €850.0M | €850.6M |
| Deposits From Customers At Amortised Cost | €32.45B | €29.99B |
| Derivative Financial Assets Held For Hedging | €610.4M | €677.5M |
| Derivative Financial Liabilities Held For Hedging | €26.5M | €48.5M |
| Dividends Received Classified As Investing Activities | €0 | €0 |
| Dividends Recognised As Distributions To Owners Per Share | €0.74 | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€18.3M | €12.3M |
| Equity and Liabilities | €37.30B | €34.69B |
| Fee and Commission Expense | €547.7M | €504.2M |
| Fee and Commission Income | €1.13B | €1.03B |
| Fee and Commission Income Expense | €582.2M | €525.3M |
| Financial Assets At Amortised Cost | €32.70B | €29.73B |
| Financial Assets At Fair Value Through Profit Or Loss | €61.4M | €34.2M |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €55.0M | €28.5M |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value Other Than Those Classified As Held For Trading | €6.4M | €5.6M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €297.2M | €296.4M |
| Financial Liabilities At Amortised Cost | €34.11B | €31.65B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €23.5M | €8.1M |
| Gains Losses On Disposals of Investments | €5.0K | €0 |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €5.4M | €567.0K |
| Interest Revenue Calculated Using Effective Interest Method | €544.1M | €506.6M |
| Investment Accounted For Using Equity Method | €1.8M | €1.7M |
| Issued Capital | €201.8M | €201.6M |
| Loans and Advances To Banks At Amortised Cost | €2.63B | €2.51B |
| Loans and Advances To Customers At Amortised Cost | €30.07B | €27.22B |
| Other Adjustments To Reconcile Profit Loss | €46.9M | €5.3M |
| Other Assets | €1.59B | €1.81B |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €1.0K | €1.0K |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €0 | €0 |
| Other Comprehensive Income | €136.0K | -€12.3M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €793.0K | -€14.8M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -€658.0K | €2.5M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €794.0K | -€14.8M |
| Other Liabilities | €376.0M | €406.4M |
| Other Operating Income Expense | €233.1M | €203.0M |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | €0 | €0 |
| Profit Loss From Continuing Operations | €647.0M | €652.3M |
| Provisions | €176.1M | €166.1M |
| Revenue From Dividends | €593.0K | €180.0K |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €10.0K | €7.0K |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | €1.0K | -€3.0K |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €70.0K | €17.0K |
| Share Premium | €1.9M | €1.9M |
| Trading Income Expense | €102.2M | €79.6M |
| Treasury Shares | €1.3M | €1.1M |
Methodology
Every line item above is a fact tagged in FINECOBANK BANCA FINECO S.P.A.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.