FUNDING CIRCLE HOLDINGS financials
FUNDING CIRCLE HOLDINGS
2138003EK6UAINBBUS19 ISIN: GB00BG0TPX62 | Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Operating expenses | £165.7M | £150.7M |
| Employee benefits expense | £68.4M | £70.4M |
| Profit before tax | £20.3M | £800.0K |
| Income tax expense | -£25.7M | £500.0K |
| Profit for the year | £46.0M | £8.6M |
| Total comprehensive income | £46.0M | -£300.0K |
| Per share | ||
| Basic EPS | £0.15 | £0.03 |
| Diluted EPS | £0.14 | £0.02 |
| Free cash flow / share | £-0.10 | £-0.19 |
| Cash flow statement | ||
| Net cash from operating activities | -£33.8M | -£67.4M |
| Net cash from investing activities | -£126.2M | £23.3M |
| Purchase of PP&E (capex) | £600.0K | £2.9M |
| Purchase of intangibles | £8.9M | £9.0M |
| Net cash from financing activities | £124.7M | £10.2M |
| Proceeds from borrowings | £176.8M | £52.6M |
| Repayments of borrowings | £11.4M | £6.0M |
| Lease liability payments | £1.9M | £3.6M |
| Net change in cash | -£35.3M | -£33.9M |
| Balance sheet | ||
| Total assets | £535.9M | £358.0M |
| Non-current assets | £68.4M | £50.6M |
| Current assets | £467.5M | £307.4M |
| Trade & other receivables | £20.5M | £20.8M |
| Cash & equivalents | £152.4M | £187.6M |
| Total equity | £228.4M | £216.5M |
| Lease liabilities (non-current) | £4.5M | £5.8M |
| Current liabilities | £302.4M | £135.1M |
| Short-term borrowings | £267.3M | £101.9M |
| Lease liabilities (current) | £1.8M | £1.8M |
| Trade & other payables | £30.8M | £27.8M |
| Derived metrics | ||
| Free cash flow | -£34.4M | -£70.3M |
| Return on equity | 20.1% | 4.0% |
| Cash conversion ratio | -0.73× | -7.84× |
| Capex coverage | -56.33× | -23.24× |
| Other reported items | ||
| Basic Earnings Loss Per Share From Continuing Operations | £0.15 | £0.00 |
| Basic Earnings Loss Per Share From Discontinued Operations | £0.00 | £0.02 |
| Borrowing Costs Recognised As Expense | £11.5M | £5.8M |
| Comprehensive Income Attributable To Owners of Parent | £46.0M | -£300.0K |
| Comprehensive Income From Continuing Operations Attributable To Owners of Parent | £46.0M | £300.0K |
| Comprehensive Income From Discontinued Operations Attributable To Owners of Parent | £0 | -£600.0K |
| Deferred Tax Assets | £26.1M | £0 |
| Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | £11.1M | £13.5M |
| Diluted Earnings Loss Per Share From Continuing Operations | £0.14 | £0.00 |
| Diluted Earnings Loss Per Share From Discontinued Operations | £0.00 | £0.02 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | £100.0K | £100.0K |
| Equity and Liabilities | £535.9M | £358.0M |
| Increase Decrease Through Exercise of Options | £0 | £0 |
| Increase Decrease Through Sharebased Payment Transactions | £4.7M | £3.2M |
| Intangible Assets Other Than Goodwill | £21.3M | £21.2M |
| Investment Income | £24.3M | £2.8M |
| Investments In Associates Accounted For Using Equity Method | £0 | £600.0K |
| Issue of Equity | £400.0K | £500.0K |
| Issued Capital | £300.0K | £300.0K |
| Liabilities | £307.5M | £141.5M |
| Other Comprehensive Income Net of Tax Exchange Differences On Translation | £0 | -£8.9M |
| Other Expense By Nature | £24.2M | £21.2M |
| Other Fee and Commission Income | £5.1M | £5.2M |
| Other Operating Income Expense | £198.2M | £158.9M |
| Proceeds From Exercise of Options | £400.0K | £500.0K |
| Proceeds From Sales of Investments Accounted For Using Equity Method | £0 | £32.6M |
| Profit Loss From Continuing Operations | £46.0M | £300.0K |
| Profit Loss From Discontinued Operations | £0 | £8.3M |
| Property Plant and Equipment Including Rightofuse Assets | £7.9M | £9.6M |
| Purchase of Treasury Shares | £30.6M | £33.7M |
| Reduction of Issued Capital | — | £0 |
| Reserve of Exchange Differences On Translation | £5.3M | £5.3M |
| Reserve of Sharebased Payments | £21.1M | £20.6M |
| Retained Earnings | £201.2M | £190.2M |
| Revenue From Interest | £50.2M | £30.9M |
| Sales and Marketing Expense | £62.0M | £45.6M |
| Share Premium | £500.0K | £100.0K |
Every line item above is a fact tagged in FUNDING CIRCLE HOLDINGS's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.