HRVATSKA POŠTANSKA BANKA, dioničko društvo financials
HRVATSKA POŠTANSKA BANKA, dioničko društvo
Country: HR Reporting currency: EUR Latest annual report: 2024-12-31
LEI:
529900D5G4V6THXC5P79 Financial statements
(EUR, as reported — unscaled; 92 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Operating expenses | €135.0M | €114.6M |
| Depreciation & amortisation | €13.4M | €14.5M |
| Profit before tax | €90.0M | €97.2M |
| Income tax expense | €16.5M | €14.1M |
| Profit for the year | €73.5M | €83.1M |
| Total comprehensive income | €74.4M | €83.7M |
| Per share | ||
| Basic EPS | €3632.00 | €4104.00 |
| Free cash flow / share | €35970.95 | €72025.06 |
| Cash flow statement | ||
| Cash generated from operations | €755.7M | €1.47B |
| Net cash from operating activities | €738.6M | €1.47B |
| Net cash from investing activities | -€10.1M | -€9.4M |
| Net cash from financing activities | -€33.5M | €157.4M |
| Dividends paid | €5.3M | €0 |
| Proceeds from borrowings | €50.4M | €226.6M |
| Repayments of borrowings | €75.1M | €66.4M |
| Balance sheet | ||
| Total assets | €7.88B | €7.05B |
| Cash & equivalents | €3.81B | €3.12B |
| Total equity | €559.5M | €533.5M |
| Derived metrics | ||
| Free cash flow | €728.3M | €1.46B |
| Return on equity | 13.1% | 15.6% |
| Cash conversion ratio | 10.04× | 17.66× |
| Capex coverage | 71.35× | 156.80× |
| Other reported items | ||
| Adjustments For Decrease Increase In Loans and Advances To Banks | €0 | €9.0M |
| Adjustments For Decrease Increase In Loans and Advances To Customers | €41.2M | €113.1M |
| Adjustments For Decrease Increase In Other Assets | €20.0K | -€25.0K |
| Adjustments For Depreciation and Amortisation Expense | €13.4M | €14.5M |
| Adjustments For Dividend Income | €225.0K | €0 |
| Adjustments For Fair Value Gains Losses | -€5.4M | -€4.4M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | €14.4M | €8.8M |
| Adjustments For Increase Decrease In Deposits From Banks | €25.4M | €1.7M |
| Adjustments For Increase Decrease In Deposits From Customers | €784.1M | €1.28B |
| Adjustments For Increase Decrease In Other Liabilities | -€25.7M | €645.0K |
| Adjustments For Interest Income | €177.7M | €164.2M |
| Adjustments For Provisions | €7.8M | -€6.7M |
| Adjustments For Unrealised Foreign Exchange Losses Gains | -€607.0K | €1.1M |
| Borrowings | €456.9M | €484.3M |
| Capital Redemption Reserve | €594.0K | €594.0K |
| Current Tax Assets | €9.0K | €29.0K |
| Current Tax Liabilities | €6.0M | €7.5M |
| Deferred Tax Assets | €4.4M | €5.3M |
| Deposits From Banks | €76.8M | €51.4M |
| Deposits From Customers | €6.66B | €5.87B |
| Dividends Received Classified As Investing Activities | €225.0K | €0 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €6.0K | -€143.0K |
| Equity and Liabilities | €7.88B | €7.05B |
| Fee and Commission Expense | €41.4M | €43.4M |
| Fee and Commission Income | €77.3M | €76.3M |
| Fee and Commission Income Expense | €35.9M | €32.9M |
| Financial Assets At Amortised Cost | €1.03B | €855.9M |
| Financial Assets At Fair Value Through Other Comprehensive Income | €5.5M | €4.4M |
| Financial Assets At Fair Value Through Profit Or Loss | €66.6M | €55.4M |
| Financial Liabilities At Fair Value Through Profit Or Loss | €542.0K | €16.0K |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | €5.6M | €6.8M |
| General and Administrative Expense | €99.5M | €98.1M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €14.4M | €8.8M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | €238.0K | €83.0K |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | €238.0K | -€83.0K |
| Income Taxes Paid Refund Classified As Operating Activities | €17.1M | €0 |
| Increase Decrease In Cash and Cash Equivalents | €695.0M | €1.62B |
| Increase Decrease Through Acquisition of Subsidiary | — | -€7.0K |
| Increase Decrease Through Sharebased Payment Transactions | -€4.0K | €7.0K |
| Increase Decrease Through Transfer To Statutory Reserve | €0 | €0 |
| Increase Decrease Through Transfers and Other Changes Equity | — | -€1.8M |
| Intangible Assets Other Than Goodwill | €14.9M | €14.6M |
| Interest Expense For Financial Liabilities Not At Fair Value Through Profit Or Loss | €83.2M | €28.7M |
| Interest Expense On Other Financial Liabilities | €218.0K | €99.0K |
| Interest Income On Other Financial Assets | €2.5M | €1.6M |
| Interest Paid Classified As Operating Activities | €83.4M | €28.8M |
| Interest Received Classified As Operating Activities | €261.1M | €193.0M |
| Interest Revenue Calculated Using Effective Interest Method | €258.6M | €191.4M |
| Interest Revenue Expense | €177.7M | €164.2M |
| Investment Property | €4.8M | €5.9M |
| Investments In Subsidiaries | €0 | €0 |
| Issued Capital | €162.0M | €162.0M |
| Liabilities | €7.32B | €6.51B |
| Loans and Advances To Banks | €2.3M | €3.7M |
| Loans and Advances To Customers | €2.87B | €2.91B |
| Miscellaneous Other Operating Income | €5.8M | €7.9M |
| Other Assets | €32.2M | €31.5M |
| Other Comprehensive Income | €837.0K | €625.0K |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €1.1M | €708.0K |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Before Tax | €837.0K | €625.0K |
| Other Gains Losses | €28.0K | €20.0K |
| Other Inflows Outflows of Cash Classified As Financing Activities | -€3.6M | -€2.8M |
| Other Liabilities | €84.3M | €55.3M |
| Other Reserves | €80.6M | €80.6M |
| Provisions | €41.5M | €41.6M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €10.4M | €9.4M |
| Purchase of Treasury Shares | €4.0K | — |
| Retained Earnings | €298.8M | €274.9M |
| Revaluation Surplus | €5.0M | €5.0M |
| Statutory Reserve | €8.1M | €6.8M |
Methodology
Every line item above is a fact tagged in HRVATSKA POŠTANSKA BANKA, dioničko društvo's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.