HSBC BANK MALTA P.L.C. financials
HSBC BANK MALTA P.L.C.
Country: MT Reporting currency: EUR Latest annual report: 2024-12-31
LEI:
549300X34UUBDEUL1Z91 Financial statements
(EUR, as reported — unscaled; 103 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Operating expenses | €112.8M | €102.4M |
| Employee benefits expense | €42.3M | €42.6M |
| Profit before tax | €154.5M | €133.9M |
| Income tax expense | €54.4M | €47.1M |
| Profit for the year | €100.1M | €86.8M |
| Total comprehensive income | €102.4M | €97.1M |
| Per share | ||
| Basic EPS | €0.28 | €0.24 |
| Free cash flow / share | €1.13 | €0.41 |
| Cash flow statement | ||
| Cash generated from operations | €477.5M | €176.9M |
| Net cash from operating activities | €427.5M | €165.3M |
| Net cash from investing activities | -€945.4M | -€290.8M |
| Net cash from financing activities | -€44.5M | €5.8M |
| Dividends paid | €44.5M | €27.2M |
| Net change in cash | -€562.4M | -€119.7M |
| Balance sheet | ||
| Total assets | €7.74B | €7.66B |
| Property, plant & equipment | €58.8M | €51.7M |
| Right-of-use assets | €2.6M | €2.3M |
| Cash & equivalents | €1.24B | €1.83B |
| Total equity | €600.9M | €543.0M |
| Deferred tax liabilities | €3.4M | €3.7M |
| Derived metrics | ||
| Free cash flow | €404.3M | €149.2M |
| Return on equity | 16.7% | 16.0% |
| Cash conversion ratio | 4.27× | 1.91× |
| Capex coverage | 18.45× | 10.30× |
| Other reported items | ||
| Adjustments For Decrease Increase In Trade and Other Receivables | -€1.7M | €2.9M |
| Adjustments For Increase Decrease In Other Operating Payables | -€4.9M | -€2.3M |
| Cash Advances and Loans From Related Parties | €0 | €30.0M |
| Cash Flows From Used In Decrease Increase In Restricted Cash and Cash Equivalents | -€1.1M | €1.6M |
| Cash Flows From Used In Operations Before Changes In Working Capital | €64.1M | €96.6M |
| Current Tax Assets | €2.6M | €1.2M |
| Current Tax Liabilities | €35.9M | €35.2M |
| Deferred Tax Assets | €22.9M | €31.0M |
| Deposits From Banks | €2.4M | €5.1M |
| Deposits From Customers | €6.16B | €6.14B |
| Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €3.2M | €3.2M |
| Derivative Financial Assets | €17.2M | €13.6M |
| Derivative Financial Liabilities | €13.7M | €5.7M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €28.1M | €21.1M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.08 | €0.06 |
| Dividends Received Classified As Investing Activities | €0 | €0 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -€26.0M | €12.4M |
| Equity and Liabilities | €7.74B | €7.66B |
| Fee and Commission Expense | €2.8M | €2.8M |
| Fee and Commission Income | €23.6M | €22.3M |
| Fee and Commission Income Expense | €20.9M | €19.5M |
| Financial Assets | €2.29B | €1.32B |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €714.9M | €693.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €9.5M | €13.4M |
| General and Administrative Expense | €60.5M | €51.4M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | -€14.6M | -€4.6M |
| Income Expenses From Reinsurance Contracts Held Other Than Finance Income Expenses | -€2.8M | -€5.5M |
| Income Tax Relating To Changes In Revaluation Surplus of Other Comprehensive Income | -€392.0K | €183.0K |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | €3.3M | €4.7M |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | €1.0K | €2.0K |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | -€171.0K | -€8.0K |
| Income Taxes Paid Refund Classified As Operating Activities | €50.0M | €11.6M |
| Increase Decrease Through Insurance Revenue Insurance Contracts Liability Asset | €39.7M | €48.1M |
| Increase Decrease Through Sharebased Payment Transactions | -€34.0K | -€108.0K |
| Increase Decrease Through Transactions With Owners | -€44.5M | -€27.3M |
| Insurance Contracts Issued That Are Liabilities | €519.2M | €519.4M |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -€38.6M | -€44.3M |
| Insurance Revenue | €25.1M | €18.3M |
| Insurance Service Expenses From Insurance Contracts Issued | €8.2M | €7.8M |
| Insurance Service Result | €14.1M | €5.0M |
| Intangible Assets Other Than Goodwill | €23.2M | €20.8M |
| Interest Expense | €26.0M | €18.1M |
| Interest Income On Debt Instruments Held | €39.6M | €18.0M |
| Interest Income On Loans and Receivables | €192.5M | €195.9M |
| Interest Received Classified As Investing Activities | €20.8M | €11.1M |
| Interest Revenue Expense | €206.1M | €195.8M |
| Investment Contracts Liabilities | €165.7M | €157.0M |
| Investments In Subsidiaries | €0 | €0 |
| Issued Capital | €108.1M | €108.1M |
| Items In Course of Collection From Other Banks | €4.1M | €8.4M |
| Items In Course of Transmission To Other Banks | €10.9M | €18.4M |
| Liabilities | €7.14B | €7.12B |
| Loans and Advances To Banks | €615.4M | €720.6M |
| Loans and Advances To Customers | €2.87B | €3.08B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €3.7M | €5.8M |
| Other Comprehensive Income | €2.3M | €10.3M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €2.0K | €6.0K |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | -€489.0K | -€22.0K |
| Other Comprehensive Income Before Tax Gains Losses On Revaluation | -€3.9M | €1.8M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €6.2M | €8.7M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | €1.0K | €4.0K |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | -€318.0K | -€14.0K |
| Other Comprehensive Income Net of Tax Gains Losses On Revaluation | -€3.5M | €1.6M |
| Other Operating Income Expense | €781.0K | -€42.0K |
| Payments To Suppliers For Goods and Services and To and On Behalf of Employees | €102.3M | €86.1M |
| Proceeds From Issue of Subordinated Liabilities | €0 | €65.0M |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | €192.6M | €283.1M |
| Provisions | €20.8M | €21.8M |
| Purchase of Financial Instruments Classified As Investing Activities | €1.14B | €568.9M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €23.2M | €16.1M |
| Reinsurance Contracts Held That Are Assets | €2.9M | €2.6M |
| Repayments of Subordinated Liabilities | €0 | €62.0M |
| Retained Earnings | €481.3M | €424.5M |
| Revaluation Surplus | €11.5M | €10.4M |
| Revenue and Operating Income | €252.6M | €231.7M |
| Revenue From Dividends | €0 | €0 |
| Subordinated Liabilities | €65.0M | €65.0M |
| Trade and Other Payables To Related Parties | €90.0M | €90.0M |
| Trading Income Expense | €9.7M | €7.6M |
Methodology
Every line item above is a fact tagged in HSBC BANK MALTA P.L.C.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.