HSBC BANK PLC financials
HSBC BANK PLC
Country: GB Reporting currency: GBP Latest annual report: 2025-12-31
LEI:
MP6I5ZYZBEU3UXPYFY54 Financial statements
(GBP, as reported — unscaled; 145 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Operating expenses | £6.90B | £5.26B |
| Employee benefits expense | £1.98B | £1.67B |
| Operating profit (EBIT) | -£180.0M | £2.05B |
| Profit before tax | -£119.0M | £2.07B |
| Income tax expense | £462.0M | £785.0M |
| Profit for the year | -£581.0M | £1.28B |
| — attributable to owners | -£591.0M | £1.25B |
| — attributable to NCI | £10.0M | £30.0M |
| Total comprehensive income | £636.0M | £887.0M |
| Cash flow statement | ||
| Net cash from operating activities | -£9.23B | £5.81B |
| Net cash from investing activities | -£11.48B | -£19.07B |
| Purchase of PP&E (capex) | £18.0M | £16.0M |
| Net cash from financing activities | -£266.0M | £4.33B |
| Dividends paid | £1.97B | £546.0M |
| Net change in cash | -£20.98B | -£8.93B |
| Balance sheet | ||
| Total assets | £707.70B | £727.33B |
| Intangible assets & goodwill | £276.0M | £303.0M |
| Cash & equivalents | £146.90B | £162.93B |
| Total equity | £25.96B | £27.05B |
| — attributable to owners | £25.80B | £26.89B |
| Non-controlling interests | £163.0M | £158.0M |
| Deferred tax liabilities | £5.0M | £5.0M |
| Derived metrics | ||
| Free cash flow | -£9.25B | £5.79B |
| Return on equity | -2.2% | 4.7% |
| Cash conversion ratio | 15.88× | 4.53× |
| Capex coverage | -512.72× | 363.06× |
| Other reported items | ||
| Accumulated Changes In Fair Value of Financial Liability Attributable To Changes In Credit Risk of Liability | -£92.0M | £70.0M |
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | -£3.14B | -£1.95B |
| Adjustments For Decrease Increase In Loans and Advances | -£3.08B | -£455.0M |
| Adjustments For Decrease Increase In Other Assets | -£3.31B | £4.73B |
| Adjustments For Decrease Increase In Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | -£13.90B | £9.34B |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | £558.0M | £148.0M |
| Adjustments For Fair Value Gains Losses | -£43.0M | £45.0M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £154.0M | £165.0M |
| Adjustments For Increase Decrease In Debt Instruments Issued | -£6.64B | £6.02B |
| Adjustments For Increase Decrease In Deposits | £23.22B | £14.11B |
| Adjustments For Increase Decrease In Financial Liabilities At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | £5.23B | £4.94B |
| Adjustments For Increase Decrease In Other Liabilities | £3.53B | -£10.03B |
| Adjustments For Increase Decrease In Repurchase Agreements and Cash Collateral On Securities Lent | £6.37B | -£13.81B |
| Adjustments For Provisions | £1.18B | £78.0M |
| Adjustments For Sharebased Payments | £81.0M | £61.0M |
| Adjustments For Unrealised Foreign Exchange Losses Gains | -£3.42B | £4.88B |
| Amounts Removed From Equity and Adjusted Against Fair Value of Financial Assets On Reclassification Out of Fair Value Through Other Comprehensive Income Measurement Category Before Tax | £12.0M | -£1.0M |
| Banking Arrangements Classified As Cash Equivalents | £16.51B | £15.91B |
| Cash and Bank Balances At Central Banks | £101.44B | £119.18B |
| Cash and Cash Equivalents Classified As Part of Disposal Group Held For Sale | £13.0M | £1.63B |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | £25.0M | £955.0M |
| Comprehensive Income Attributable To Noncontrolling Interests | £21.0M | £24.0M |
| Comprehensive Income Attributable To Owners of Parent | £615.0M | £863.0M |
| Current Liabilities Other Than Liabilities Included In Disposal Groups Classified As Held For Sale | £15.71B | £23.11B |
| Current Tax Assets | £463.0M | £1.04B |
| Current Tax Liabilities | £266.0M | £250.0M |
| Debt Securities | £12.82B | £19.46B |
| Deferred Tax Assets | £943.0M | £895.0M |
| Deposits From Banks | £39.68B | £26.52B |
| Deposits From Customers | £244.76B | £242.30B |
| Depreciation Property Plant and Equipment | £125.0M | £71.0M |
| Derivative Financial Assets | £168.59B | £198.17B |
| Derivative Financial Liabilities | £166.67B | £197.08B |
| Dividends Paid To Equity Holders of Parent Classified As Financing Activities | £1.95B | £535.0M |
| Dividends Paid To Noncontrolling Interests Classified As Financing Activities | £16.0M | £11.0M |
| Dividends Received | £889.0M | £887.0M |
| Dividends Received Classified As Operating Activities | £18.0M | £0 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | £4.95B | -£5.18B |
| Equity and Liabilities | £707.70B | £727.33B |
| Fee and Commission Expense | £1.69B | £1.48B |
| Fee and Commission Income | £2.92B | £2.76B |
| Fee and Commission Income Expense | £1.23B | £1.27B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | £131.36B | £116.04B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | £41.88B | £42.63B |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | £41.84B | £37.44B |
| Gain Loss Recognised On Measurement To Fair Value Less Costs To Sell Or On Disposal of Assets Or Disposal Groups Constituting Discontinued Operation | -£6.0M | -£100.0M |
| Gains Losses On Cash Flow Hedges Before Tax | £187.0M | -£396.0M |
| Gains Losses On Exchange Differences On Translation Net of Tax | £730.0M | -£540.0M |
| Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss | £276.0M | -£445.0M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | £288.0M | £413.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -£760.0M | £197.0M |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | £82.0M | £39.0M |
| Income Tax Relating To Changes In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability of Other Comprehensive Income | -£48.0M | -£15.0M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | £63.0M | £26.0M |
| Income Tax Relating To Insurance Finance Income Expenses From Insurance Contracts Issued of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | £3.0M | -£38.0M |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | £1.0M | £15.0M |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | £11.0M | -£4.0M |
| Income Taxes Paid Refund Classified As Operating Activities | -£92.0M | £1.09B |
| Increase Decrease In Working Capital | £8.55B | £1.48B |
| Increase Decrease Through Insurance Revenue Insurance Contracts Liability Asset | £1.02B | £857.0M |
| Increase Decrease Through Sharebased Payment Transactions | -£24.0M | -£6.0M |
| Increase Decrease Through Transfers and Other Changes Equity | -£10.0M | -£356.0M |
| Insurance Contracts Issued That Are Liabilities | £465.0M | £3.42B |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -£1.09B | -£984.0M |
| Insurance Revenue | £385.0M | £398.0M |
| Insurance Service Expenses From Insurance Contracts Issued | £221.0M | £227.0M |
| Insurance Service Result | £164.0M | £171.0M |
| Interest Expense | £14.81B | £18.43B |
| Interest Expense For Financial Liabilities Not At Fair Value Through Profit Or Loss | £13.96B | £17.20B |
| Interest Expense On Other Financial Liabilities | — | £9.0M |
| Interest Income For Financial Assets Measured At Amortised Cost | £14.23B | £17.47B |
| Interest Paid Classified As Operating Activities | £17.50B | £20.98B |
| Interest Received Classified As Operating Activities | £19.16B | £22.16B |
| Interest Revenue Expense | £1.27B | £985.0M |
| Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income | £1.84B | £1.94B |
| Investments In Subsidiaries Joint Ventures and Associates | £769.0M | £703.0M |
| Issue of Equity | £276.0M | £2.78B |
| Issued Capital | £797.0M | £797.0M |
| Liabilities | £681.73B | £700.28B |
| Loans and Advances To Banks | £19.35B | £14.52B |
| Loans and Advances To Customers | £79.86B | £82.67B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | £5.56B | £21.61B |
| Other Adjustments For Noncash Items | -£155.0M | -£180.0M |
| Other Comprehensive Income | £1.22B | -£396.0M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -£175.0M | -£55.0M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | £18.0M | £13.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | £55.0M | -£6.0M |
| Other Comprehensive Income Before Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | £10.0M | -£146.0M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | £209.0M | £103.0M |
| Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -£127.0M | -£40.0M |
| Other Comprehensive Income Net of Tax Exchange Differences On Translation | £754.0M | -£491.0M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | £830.0M | £144.0M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | £17.0M | -£2.0M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | £44.0M | -£2.0M |
| Other Comprehensive Income Net of Tax Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss That Will Be Reclassified To Profit Or Loss | -£510.0M | -£108.0M |
| Other Equity Interest | £4.20B | £3.92B |
| Other Operating Income Expense | £158.0M | £106.0M |
| Other Provisions | £1.50B | £275.0M |
| Other Reserves | -£5.15B | -£6.45B |
| Proceeds From Issue of Subordinated Liabilities | £2.70B | £2.78B |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | £33.97B | £23.27B |
| Purchase of Financial Instruments Classified As Investing Activities | £45.05B | £32.59B |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | -£104.0M | -£538.0M |
| Reclassification Adjustments On Exchange Differences On Translation Net of Tax | -£24.0M | -£49.0M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -£1.10B | £28.0M |
| Reclassification Adjustments On Insurance Finance Income Expenses From Insurance Contracts Issued Excluded From Profit Or Loss Before Tax | £517.0M | £0 |
| Reduction of Issued Capital | £0 | £213.0M |
| Repayments of Subordinated Liabilities | £1.28B | £474.0M |
| Repurchase Agreements and Cash Collateral On Securities Lent | £46.76B | £40.38B |
| Restricted Cash and Cash Equivalents | £18.21B | £19.88B |
| Retained Earnings | £22.38B | £25.04B |
| Revenue and Operating Income | £6.88B | £7.47B |
| Revenue From Interest | £16.08B | £19.41B |
| Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | £68.11B | £53.61B |
| Selling General and Administrative Expense | £4.36B | £3.44B |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | £61.0M | £18.0M |
| Share Premium | £3.58B | £3.58B |
| Subordinated Liabilities | £18.92B | £16.91B |
| Trading Income Expense | £4.94B | £4.73B |
Methodology
Every line item above is a fact tagged in HSBC BANK PLC's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.