HSBC UK BANK PLC financials
HSBC UK BANK PLC
Country: GB Reporting currency: GBP Latest annual report: 2025-12-31
LEI:
21380081EP12LC86CB82 Financial statements
(GBP, as reported — unscaled; 108 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Operating expenses | £4.31B | £4.02B |
| Employee benefits expense | £1.21B | £1.13B |
| Operating profit (EBIT) | £5.62B | £5.65B |
| Profit before tax | £5.62B | £5.65B |
| Income tax expense | £1.52B | £1.51B |
| Profit for the year | £4.10B | £4.14B |
| — attributable to owners | £4.10B | £4.13B |
| — attributable to NCI | £5.0M | £5.0M |
| Total comprehensive income | £4.83B | £3.46B |
| Cash flow statement | ||
| Net cash from operating activities | -£2.27B | £3.76B |
| Net cash from investing activities | -£4.04B | -£11.19B |
| Purchase of PP&E (capex) | £73.0M | £71.0M |
| Purchase of intangibles | £438.0M | £363.0M |
| Net cash from financing activities | -£1.79B | -£2.50B |
| Dividends paid | £3.03B | £3.57B |
| Net change in cash | -£8.11B | -£9.93B |
| Balance sheet | ||
| Total assets | £355.93B | £340.88B |
| Intangible assets & goodwill | £4.41B | £4.37B |
| Cash & equivalents | £55.30B | £63.37B |
| Total equity | £28.26B | £25.97B |
| — attributable to owners | £28.24B | £25.91B |
| Non-controlling interests | £20.0M | £60.0M |
| Deferred tax liabilities | £1.32B | £949.0M |
| Derived metrics | ||
| Free cash flow | -£2.35B | £3.69B |
| Return on equity | 14.5% | 15.9% |
| Cash conversion ratio | -0.55× | 0.91× |
| Capex coverage | -31.16× | 53.01× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets At Fair Value Through Profit Or Loss Designated Upon Initial Recognition Or Subsequently | -£1.0M | -£39.0M |
| Adjustments For Decrease Increase In Other Assets | -£730.0M | -£748.0M |
| Adjustments For Decrease Increase In Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | -£4.76B | -£1.95B |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | £495.0M | £447.0M |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £616.0M | £386.0M |
| Adjustments For Increase Decrease In Other Liabilities | -£113.0M | -£900.0M |
| Adjustments For Increase Decrease In Repurchase Agreements and Cash Collateral On Securities Lent | £5.86B | -£4.23B |
| Adjustments For Provisions | -£181.0M | -£198.0M |
| Adjustments For Sharebased Payments | £30.0M | £28.0M |
| Adjustments For Unrealised Foreign Exchange Losses Gains | £143.0M | £142.0M |
| Amortisation Intangible Assets Other Than Goodwill | £390.0M | £348.0M |
| Cash and Bank Balances At Central Banks | £40.37B | £52.28B |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | £1.0M | £0 |
| Comprehensive Income Attributable To Noncontrolling Interests | £5.0M | £5.0M |
| Comprehensive Income Attributable To Owners of Parent | £4.83B | £3.45B |
| Current Tax Assets | £3.0M | £0 |
| Current Tax Liabilities | £218.0M | £449.0M |
| Debt Securities | £3.02B | £2.04B |
| Deposits From Banks | £7.71B | £11.14B |
| Deposits From Customers | £288.76B | £280.37B |
| Depreciation Property Plant and Equipment | £105.0M | £99.0M |
| Derivative Financial Assets | £167.0M | £298.0M |
| Derivative Financial Liabilities | £162.0M | £107.0M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | £45.0M | -£90.0M |
| Equity and Liabilities | £355.93B | £340.88B |
| Fee and Commission Expense | £335.0M | £297.0M |
| Fee and Commission Income | £1.62B | £1.60B |
| Fee and Commission Income Expense | £1.29B | £1.31B |
| Gains Losses On Cash Flow Hedges Before Tax | £543.0M | -£1.50B |
| Gains Losses On Exchange Differences On Translation Net of Tax | £1.0M | £1.0M |
| Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss | -£234.0M | -£55.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | £122.0M | -£17.0M |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | £539.0M | £315.0M |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | £285.0M | -£142.0M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | £29.0M | -£13.0M |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | -£31.0M | -£113.0M |
| Income Taxes Paid Refund Classified As Operating Activities | £1.63B | £1.21B |
| Increase Decrease Through Sharebased Payment Transactions | £32.0M | £20.0M |
| Increase Decrease Through Transfers and Other Changes Equity | -£7.0M | £15.0M |
| Interest Expense | £6.21B | £6.71B |
| Interest Income For Financial Assets Measured At Amortised Cost | £13.91B | £13.84B |
| Interest Paid Classified As Operating Activities | £6.18B | £6.63B |
| Interest Received Classified As Operating Activities | £14.46B | £14.46B |
| Interest Revenue Expense | £8.65B | £8.08B |
| Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income | £947.0M | £953.0M |
| Investments In Joint Ventures | £10.0M | £9.0M |
| Issue of Equity | £495.0M | £0 |
| Issued Capital | £0 | £0 |
| Liabilities | £327.67B | £314.91B |
| Loans and Advances To Banks | £6.64B | £7.26B |
| Loans and Advances To Customers | £231.22B | £217.60B |
| Other Adjustments For Noncash Items | -£249.0M | -£249.0M |
| Other Comprehensive Income | £728.0M | -£684.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£111.0M | -£398.0M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | £734.0M | -£365.0M |
| Other Comprehensive Income Net of Tax Exchange Differences On Translation | £1.0M | £1.0M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | £73.0M | -£35.0M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£80.0M | -£285.0M |
| Other Equity Interest | £2.69B | £2.20B |
| Other Operating Income Expense | £102.0M | £133.0M |
| Other Provisions | £264.0M | £265.0M |
| Other Reserves | £2.39B | £1.58B |
| Proceeds From Issue of Subordinated Liabilities | £3.19B | £3.26B |
| Proceeds From Issuing Shares | £495.0M | £0 |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | £10.0M | £1.0M |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | £0 | £27.0M |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | £22.52B | £22.62B |
| Purchase of Financial Instruments Classified As Investing Activities | £26.06B | £33.40B |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | -£476.0M | -£989.0M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | £20.0M | £31.0M |
| Repayments of Subordinated Liabilities | £2.41B | £2.19B |
| Repurchase Agreements and Cash Collateral On Securities Lent | £6.28B | £420.0M |
| Restricted Cash and Cash Equivalents | £5.87B | £6.19B |
| Retained Earnings | £23.16B | £22.14B |
| Revenue and Operating Income | £10.47B | £9.98B |
| Revenue From Interest | £14.86B | £14.79B |
| Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | £21.56B | £11.78B |
| Selling General and Administrative Expense | £2.61B | £2.44B |
| Share Premium | £0 | £0 |
| Subordinated Liabilities | £16.42B | £15.69B |
| Trading Income Expense | £430.0M | £454.0M |
Methodology
Every line item above is a fact tagged in HSBC UK BANK PLC's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.