IBERCAJA BANCO S.A. financials
IBERCAJA BANCO S.A.
Country: ES Reporting currency: EUR Latest annual report: 2021-12-31
LEI:
549300OLBL49CW8CT155 Financial statements
(EUR, as reported — unscaled; 126 line items across 2 annual periods)
| Line item | 2021 | 2020 |
|---|---|---|
| Income statement | ||
| Gross profit | €952.3M | €1.00B |
| Administrative expenses | €544.2M | €655.6M |
| Employee benefits expense | €375.2M | €502.6M |
| Depreciation & amortisation | €67.0M | €62.9M |
| Profit before tax | €214.8M | €53.5M |
| Income tax expense | €63.8M | €29.9M |
| Profit for the year | €151.0M | €23.6M |
| — attributable to owners | €151.0M | €23.6M |
| Total comprehensive income | €119.3M | €13.6M |
| Cash flow statement | ||
| Net cash from operating activities | -€1.07B | €3.66B |
| Net cash from investing activities | -€35.5M | €25.9M |
| Purchase of PP&E (capex) | €94.8M | €98.3M |
| Purchase of intangibles | €42.6M | €32.6M |
| Net cash from financing activities | -€93.5M | -€42.0M |
| Dividends paid | €50.8M | €17.5M |
| Balance sheet | ||
| Total assets | €58.63B | €58.40B |
| Property, plant & equipment | €748.1M | €714.1M |
| Intangible assets & goodwill | €269.2M | €237.2M |
| Inventories | €89.7M | €108.1M |
| Cash & equivalents | €6.39B | €7.57B |
| Total equity | €3.27B | €3.22B |
| Deferred tax liabilities | €159.4M | €167.2M |
| Derived metrics | ||
| Free cash flow | -€1.16B | €3.56B |
| Return on equity | 4.6% | 0.7% |
| Cash conversion ratio | -7.06× | 155.07× |
| Capex coverage | -11.25× | 37.23× |
| Other reported items | ||
| Accumulated Other Comprehensive Income | €16.5M | €57.8M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€2.6M | -€3.5M |
| Adjustments For Decrease Increase In Other Assets | -€35.4M | -€3.5M |
| Adjustments For Depreciation and Amortisation Expense | €67.0M | €62.9M |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€3.1M | €3.8M |
| Adjustments For Increase Decrease In Other Liabilities | €476.8M | €106.9M |
| Adjustments For Reconcile Profit Loss | €384.9M | €222.2M |
| Assets Under Insurance Contracts and Reinsurance Contracts Issued | €390.0K | €429.0K |
| Cash and Bank Balances At Central Banks | €5.96B | €7.08B |
| Cash On Hand | €221.5M | €239.0M |
| Comprehensive Income Attributable To Owners of Parent | €119.3M | €13.6M |
| Current Tax Assets | €11.9M | €9.5M |
| Current Tax Liabilities | €772.0K | €165.0K |
| Debt Securities | €1.32B | €1.34B |
| Deferred Tax Assets | €1.29B | €1.34B |
| Deposits From Banks | €745.2M | €1.21B |
| Deposits From Customers | €38.27B | €37.88B |
| Derivative Financial Assets Held For Hedging | €71.9M | €142.0M |
| Derivative Financial Assets Held For Trading | €2.9M | €5.5M |
| Derivative Financial Liabilities Held For Hedging | €275.7M | €216.2M |
| Derivative Financial Liabilities Held For Trading | €8.8M | €5.6M |
| Equity and Liabilities | €58.63B | €58.40B |
| Expense Arising From Insurance Contracts | €904.8M | €960.5M |
| Fair Value of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income | €345.7M | €353.9M |
| Fee and Commission Expense | €19.5M | €16.6M |
| Fee and Commission Income | €457.5M | €390.8M |
| Financial Assets At Amortised Cost | €40.99B | €39.73B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €2.9M | €5.5M |
| Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €7.5M | €8.6M |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €1.67B | €853.7M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €6.46B | €7.02B |
| Financial Liabilities At Amortised Cost | €47.29B | €46.63B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €8.8M | €5.6M |
| Gain Loss Arising From Derecognition of Financial Assets Measured At Amortised Cost | €40.8M | €125.4M |
| Gains Losses On Cash Flow Hedges Before Tax | -€42.2M | €39.0K |
| Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss | €557.0K | €852.0K |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €103.0K | -€10.5M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€24.9M | €3.7M |
| Impairment Loss On Financial Assets | €78.0M | €219.6M |
| Impairment Loss Recognised In Profit Or Loss Property Plant and Equipment | €4.4M | €1.5M |
| Income Arising From Insurance Contracts | €904.5M | €960.2M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | -€24.1M | -€2.7M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €12.0M | -€3.5M |
| Income Taxes Paid Refund Classified As Operating Activities | -€69.9M | -€29.1M |
| Increase Decrease In Cash and Cash Equivalents | -€1.20B | €3.64B |
| Increase Decrease Through Transfers and Other Changes Equity | -€67.3M | -€36.3M |
| Inflows of Cash From Investing Activities | €107.0M | €165.7M |
| Intangible Assets Other Than Goodwill | €124.2M | €92.3M |
| Interest Expense | €57.1M | €99.1M |
| Interest Income For Financial Assets Measured At Amortised Cost | €423.1M | €493.3M |
| Interest Income On Other Financial Assets | €31.6M | €28.0M |
| Interest Revenue Expense | €492.8M | €533.7M |
| Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income | €95.3M | €111.5M |
| Investment Property | €256.0M | €246.9M |
| Investments In Associates | €75.8M | €76.8M |
| Investments In Joint Ventures | €25.5M | €29.7M |
| Investments In Subsidiaries Joint Ventures and Associates | €101.3M | €106.5M |
| Issued Capital | €214.4M | €214.4M |
| Legal Proceedings Provision | €7.2M | €7.8M |
| Liabilities | €55.36B | €55.18B |
| Liabilities Arising From Insurance Contracts | €7.12B | €7.52B |
| Liabilities Due To Central Banks | €5.87B | €5.37B |
| Loans and Advances To Banks | €361.4M | €311.7M |
| Loans and Advances To Customers | €30.65B | €30.94B |
| Miscellaneous Other Operating Expense | €78.6M | €78.6M |
| Miscellaneous Other Operating Income | €37.9M | €47.0M |
| Noncash Assets Pledged As Collateral For Which Transferee Has Right By Contract Or Custom To Sell Or Repledge Collateral | €3.62B | €3.12B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €211.4M | €262.4M |
| Other Adjustments To Reconcile Profit Loss | €317.9M | €159.3M |
| Other Assets | €148.3M | €155.5M |
| Other Cash Payments To Acquire Interests In Joint Ventures Classified As Investing Activities | €597.0K | €0 |
| Other Cash Receipts From Sales of Interests In Joint Ventures Classified As Investing Activities | €833.0K | €1.6M |
| Other Comprehensive Income | -€31.7M | -€10.0M |
| Other Comprehensive Income Before Tax Cash Flow Hedges | -€47.9M | €39.0K |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | -€32.4M | -€9.2M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | €22.2M | -€8.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €14.5M | €779.0K |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Before Tax | -€56.4M | -€6.3M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Before Tax | €24.7M | -€3.7M |
| Other Financial Assets | €184.4M | €244.1M |
| Other Liabilities | €223.0M | €213.3M |
| Other Provisions | €154.3M | €246.6M |
| Other Reserves | €1.96B | €1.97B |
| Outflows of Cash From Investing Activities | €142.6M | €139.9M |
| Proceeds From Disposal of Noncurrent Assets Or Disposal Groups Classified As Held For Sale and Discontinued Operations | €64.8M | €49.6M |
| Proceeds From Issue of Subordinated Liabilities | €0 | €500.0M |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | €0 | €0 |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | €41.4M | €61.3M |
| Profit Loss From Continuing Operations | €151.0M | €23.6M |
| Provisions | €268.9M | €393.1M |
| Provisions For Employee Benefits | €89.2M | €119.1M |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | €5.6M | €0 |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €7.5M | €12.9M |
| Repayments of Subordinated Liabilities | €0 | €500.0M |
| Retained Earnings | €621.6M | €602.7M |
| Revaluation Surplus | €3.3M | €3.3M |
| Revenue From Dividends | €9.5M | €5.2M |
| Revenue From Interest | €549.9M | €632.8M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | -€169.0K | €131.0K |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €5.6M | €579.0K |
Methodology
Every line item above is a fact tagged in IBERCAJA BANCO S.A.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.