INVESTEC BANK PLC financials
INVESTEC BANK PLC
Country: GB Reporting currency: GBP Latest annual report: 2025-03-31
LEI:
84S0VF8TSMH0T6D4K848 Financial statements
(GBP, as reported — unscaled; 97 line items across 3 annual periods)
| Line item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Income statement | |||
| Other income | £6.7M | £2.9M | — |
| Operating expenses | £597.7M | £626.7M | — |
| Depreciation & amortisation | £0 | £940.0K | — |
| Profit before tax | £446.8M | £421.7M | — |
| Profit for the year | £366.4M | £720.8M | — |
| — attributable to owners | £366.4M | £719.6M | — |
| — attributable to NCI | £12.0K | £1.2M | — |
| Total comprehensive income | £340.8M | £712.8M | — |
| Cash flow statement | |||
| Net cash from operating activities | -£961.9M | £259.5M | — |
| Income taxes paid | £64.7M | £110.3M | — |
| Net cash from investing activities | -£3.7M | -£204.9M | — |
| Net cash from financing activities | -£314.1M | -£9.5M | — |
| Lease liability payments | £43.8M | £42.4M | — |
| Balance sheet | |||
| Total assets | £29.73B | £29.84B | £28.19B |
| Intangible assets & goodwill | £56.9M | £58.1M | £249.5M |
| Cash & equivalents | £5.05B | £6.33B | £6.29B |
| Total equity | £3.67B | £3.61B | £2.79B |
| Non-controlling interests | £1.2M | £2.9M | £951.0K |
| Derived metrics | |||
| Free cash flow | -£965.8M | £255.7M | — |
| Return on equity | 10.0% | 20.0% | — |
| Cash conversion ratio | -2.63× | 0.36× | — |
| Capex coverage | -243.95× | 67.44× | — |
| Other reported items | |||
| Additional Paidin Capital | £350.0M | £458.1M | £250.0M |
| Bank Debt Instruments Held | £324.2M | £297.3M | £204.7M |
| Capital Reserve | £0 | £11.3M | £153.2M |
| Cash and Bank Balances At Central Banks | £4.19B | £5.66B | £5.40B |
| Cash Flows From Used In Financing Activities Discontinued Operations | — | -£56.4M | — |
| Cash Flows From Used In Investing Activities Discontinued Operations | — | -£600.0K | — |
| Cash Flows From Used In Operating Activities Discontinued Operations | — | £13.0M | — |
| Cash Flows From Used In Operations Before Changes In Working Capital | £552.8M | £567.1M | — |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | £0 | £28.6M | — |
| Comprehensive Income Attributable To Noncontrolling Interests | £12.0K | £1.2M | — |
| Comprehensive Income From Continuing Operations | £340.8M | £317.2M | — |
| Comprehensive Income From Continuing Operations Attributable To Noncontrolling Interests | £12.0K | £1.2M | — |
| Comprehensive Income From Discontinued Operations | £0 | £395.6M | — |
| Comprehensive Income From Discontinued Operations Attributable To Noncontrolling Interests | £0 | £0 | — |
| Comprehensive Income From Discontinued Operations Attributable To Owners of Parent | £0 | £395.6M | — |
| Computer Software | £4.7M | £4.6M | £9.4M |
| Current Tax Assets | £7.0M | £13.3M | £9.9M |
| Current Tax Liabilities | £9.0M | £8.6M | £4.8M |
| Debt Securities | £974.4M | £956.9M | £1.14B |
| Deferred Tax Assets | £120.9M | £119.7M | £111.5M |
| Deposits From Banks | £1.48B | £2.17B | £2.17B |
| Deposits From Customers | £21.56B | £20.85B | £19.25B |
| Derivative Financial Assets | £325.9M | £432.4M | £640.6M |
| Derivative Financial Liabilities | £274.8M | £409.3M | £645.9M |
| Dividends Received Classified As Operating Activities | £4.5M | £1.5M | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -£1.1M | -£498.0K | — |
| Equity and Liabilities | £29.73B | £29.84B | £28.19B |
| Expense of Restructuring Activities | £16.0M | £0 | — |
| Fee and Commission Expense | £13.9M | £16.4M | — |
| Fee and Commission Income | £194.3M | £178.8M | — |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | £149.9M | £157.3M | £127.5M |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | £16.2M | £18.4M | £28.2M |
| Gains Losses On Cash Flow Hedges Net of Tax | -£11.3M | -£10.0M | — |
| Gains Losses On Exchange Differences On Translation Net of Tax | -£4.3M | -£3.6M | — |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | -£6.1M | £6.1M | — |
| Government Debt Instruments Held | £2.52B | £1.93B | £1.22B |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | £97.0M | £86.0M | — |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | £7.0M | £8.8M | — |
| Increase Decrease In Cash and Cash Equivalents | -£1.28B | £44.7M | — |
| Increase Decrease Through Sharebased Payment Transactions | £107.0K | £5.4M | — |
| Increase Decrease Through Transactions With Owners | — | -£3.0M | — |
| Interest Expense | £1.19B | £1.11B | — |
| Interest Paid Classified As Operating Activities | £1.25B | £886.0M | — |
| Interest Received Classified As Operating Activities | £1.95B | £1.85B | — |
| Interest Revenue Calculated Using Effective Interest Method | £1.89B | £1.84B | — |
| Interest Revenue Expense | £790.5M | £829.0M | — |
| Investment Accounted For Using Equity Method | £832.1M | £791.3M | £10.9M |
| Investment Income | £41.8M | £2.6M | — |
| Investments Other Than Investments Accounted For Using Equity Method | £211.8M | £244.1M | £311.6M |
| Issued Capital | £1.28B | £1.28B | £1.28B |
| Liabilities | £26.06B | £26.23B | £25.40B |
| Loans and Advances To Banks | £859.8M | £676.0M | £892.8M |
| Loans and Advances To Customers | £16.81B | £16.57B | £15.57B |
| Other Assets | £677.3M | £750.3M | £980.4M |
| Other Debt Instruments Held | £770.7M | £708.3M | £697.3M |
| Other Intangible Assets | £0 | £0 | £43.9M |
| Other Liabilities | £893.5M | £987.4M | £1.20B |
| Other Reserves | £4.7M | £26.5M | £34.8M |
| Payments of Other Equity Instruments | £108.1M | £140.5M | — |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | £204.0K | £157.0K | — |
| Proceeds From Issuing Other Equity Instruments | £0 | £350.0M | — |
| Profit Loss From Continuing Operations | £366.4M | £325.2M | — |
| Profit Loss From Discontinued Operations | £0 | £395.6M | — |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | £3.9M | £3.8M | — |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | £166.0K | £817.0K | — |
| Repayments of Subordinated Liabilities | £0 | £70.0M | — |
| Repurchase Agreements and Cash Collateral On Securities Lent | £178.2M | £85.1M | £139.5M |
| Retained Earnings | £1.84B | £1.63B | £870.4M |
| Revenue and Operating Income | £1.16B | £1.14B | — |
| Revenue From Interest | £1.98B | £1.93B | — |
| Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | £1.64B | £1.14B | £1.34B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | -£3.8M | £257.0K | — |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | £38.1M | £9.0M | — |
| Share Premium | £199.5M | £199.5M | £199.5M |
| Subordinated Liabilities | £682.2M | £668.8M | £731.5M |
Methodology
Every line item above is a fact tagged in INVESTEC BANK PLC's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.