KREDYT INKASO SPÓŁKA AKCYJNA financials
KREDYT INKASO SPÓŁKA AKCYJNA
Country: PL Reporting currency: PLN Latest annual report: 2024-03-31
LEI:
259400XWM5B5P4ONAG56 Financial statements
(PLN, as reported — unscaled; 117 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Operating expenses | PLN 176.5M | PLN 143.7M |
| Employee benefits expense | PLN 59.0M | PLN 48.7M |
| Depreciation & amortisation | PLN 8.5M | PLN 7.5M |
| Operating profit (EBIT) | PLN 81.7M | PLN 51.9M |
| Finance costs | PLN 53.7M | PLN 41.3M |
| Profit before tax | PLN 31.1M | PLN 18.8M |
| Income tax expense | PLN 5.2M | -PLN 521.0K |
| Profit for the year | PLN 34.1M | PLN 23.2M |
| — attributable to owners | PLN 33.3M | PLN 22.5M |
| — attributable to NCI | PLN 769.0K | PLN 723.0K |
| Total comprehensive income | PLN 30.9M | PLN 24.7M |
| Per share | ||
| Basic EPS | PLN 2.59 | PLN 1.75 |
| Diluted EPS | PLN 2.59 | PLN 1.75 |
| Free cash flow / share | PLN 13.28 | PLN 12.48 |
| Cash flow statement | ||
| Cash generated from operations | PLN 182.4M | PLN 173.1M |
| Net cash from operating activities | PLN 176.3M | PLN 166.8M |
| Net cash from investing activities | -PLN 203.9M | -PLN 129.8M |
| Purchase of PP&E (capex) | PLN 1.4M | PLN 1.1M |
| Purchase of intangibles | PLN 3.0M | PLN 2.4M |
| Net cash from financing activities | PLN 87.9M | -PLN 91.1M |
| Dividends paid | PLN 700.0K | PLN 840.0K |
| Proceeds from borrowings | PLN 86.8M | PLN 46.1M |
| Repayments of borrowings | PLN 49.8M | PLN 34.6M |
| Lease liability payments | PLN 5.2M | PLN 5.0M |
| Net change in cash | PLN 60.3M | -PLN 54.0M |
| Balance sheet | ||
| Total assets | PLN 868.9M | PLN 696.4M |
| Non-current assets | PLN 511.9M | PLN 437.2M |
| Property, plant & equipment | PLN 14.6M | PLN 17.3M |
| Intangible assets & goodwill | PLN 4.9M | PLN 7.0M |
| Current assets | PLN 357.0M | PLN 259.3M |
| Trade & other receivables | PLN 9.4M | PLN 9.4M |
| Cash & equivalents | PLN 92.5M | PLN 45.6M |
| Total equity | PLN 353.2M | PLN 323.0M |
| — attributable to owners | PLN 352.5M | PLN 322.4M |
| Non-controlling interests | PLN 684.0K | PLN 606.0K |
| Non-current liabilities | PLN 381.1M | PLN 271.6M |
| Long-term borrowings | PLN 369.8M | PLN 258.4M |
| Lease liabilities (non-current) | PLN 8.0M | PLN 11.5M |
| Current liabilities | PLN 134.5M | PLN 101.8M |
| Lease liabilities (current) | PLN 3.7M | PLN 3.1M |
| Trade & other payables | PLN 15.4M | PLN 19.7M |
| Deferred tax liabilities | PLN 3.3M | PLN 1.7M |
| Derived metrics | ||
| Free cash flow | PLN 174.9M | PLN 165.7M |
| Return on equity | 9.7% | 7.2% |
| Cash conversion ratio | 5.17× | 7.18× |
| Capex coverage | 126.67× | 147.24× |
| Other reported items | ||
| Accruals Classified As Current | PLN 6.1M | PLN 5.2M |
| Accruals Classified As Noncurrent | PLN 7.0K | PLN 0 |
| Adjustments For Amortisation Expense | PLN 4.4M | PLN 4.0M |
| Adjustments For Decrease Increase In Trade and Other Receivables | -PLN 939.0K | -PLN 196.0K |
| Adjustments For Depreciation Expense | PLN 4.3M | PLN 3.6M |
| Adjustments For Finance Costs | PLN 47.0M | PLN 40.8M |
| Adjustments For Finance Income | PLN 4.0M | PLN 8.7M |
| Adjustments For Increase Decrease In Trade and Other Payables | -PLN 779.0K | PLN 2.2M |
| Adjustments For Unrealised Foreign Exchange Losses Gains | PLN 6.8M | PLN 677.0K |
| Adjustments To Reconcile Profit Loss Other Than Changes In Working Capital | PLN 139.0M | PLN 146.0M |
| Basic Earnings Loss Per Share From Continuing Operations | PLN 1.96 | PLN 1.45 |
| Cash and Cash Equivalents Classified As Part of Disposal Group Held For Sale | PLN 10.4M | PLN 10.4M |
| Cash and Cash Equivalents If Different From Statement of Financial Position | PLN 102.9M | PLN 45.6M |
| Changes In Equity | PLN 30.2M | PLN 24.0M |
| Comprehensive Income Attributable To Noncontrolling Interests | PLN 769.0K | PLN 723.0K |
| Comprehensive Income Attributable To Owners of Parent | PLN 30.1M | PLN 24.0M |
| Current Borrowings and Current Portion of Noncurrent Borrowings | PLN 88.4M | PLN 61.3M |
| Current Financial Assets At Amortised Cost | PLN 239.2M | PLN 201.1M |
| Current Prepaid Expenses | PLN 3.1M | PLN 1.8M |
| Current Provisions | PLN 15.8M | PLN 11.4M |
| Current Tax Assets Current | PLN 33.0K | PLN 185.0K |
| Current Tax Liabilities Current | PLN 2.3M | PLN 1.0M |
| Deferred Tax Assets | PLN 1.1M | PLN 676.0K |
| Diluted Earnings Loss Per Share From Continuing Operations | PLN 1.96 | PLN 1.45 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -PLN 3.1M | PLN 1.4M |
| Equity and Liabilities | PLN 868.9M | PLN 696.4M |
| Finance Income | PLN 3.1M | PLN 8.2M |
| Gains Losses On Cash Flow Hedges Before Tax | PLN 729.0K | PLN 4.7M |
| Gains Losses On Financial Assets At Amortised Cost | PLN 98.3M | PLN 71.2M |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | PLN 86.0K | -PLN 343.0K |
| Income Taxes Paid Refund Classified As Operating Activities | PLN 6.1M | PLN 6.2M |
| Increase Decrease In Cash and Cash Equivalents | PLN 57.2M | -PLN 52.6M |
| Increase Decrease Through Appropriation of Retained Earnings | PLN 0 | PLN 0 |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | PLN 9.0K | — |
| Increase Decrease Through Transfers and Other Changes Equity | — | PLN 91.0K |
| Intangible Assets Other Than Goodwill | PLN 6.2M | PLN 7.4M |
| Interest Expense For Financial Liabilities Not At Fair Value Through Profit Or Loss | PLN 45.5M | PLN 36.3M |
| Interest Income For Financial Assets Measured At Amortised Cost | PLN 2.8M | PLN 1.8M |
| Interest Paid Classified As Financing Activities | PLN 40.3M | PLN 37.0M |
| Interest Received Classified As Investing Activities | PLN 3.7M | PLN 2.2M |
| Interest Revenue Calculated Using Effective Interest Method | PLN 156.4M | PLN 120.5M |
| Investment Property | PLN 10.2M | PLN 11.4M |
| Issued Capital | PLN 12.9M | PLN 12.9M |
| Liabilities | PLN 515.6M | PLN 373.4M |
| Liabilities Included In Disposal Groups Classified As Held For Sale | PLN 2.7M | PLN 0 |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale Or As Held For Distribution To Owners | PLN 12.8M | PLN 0 |
| Noncurrent Derivative Financial Assets | PLN 461.0K | PLN 0 |
| Noncurrent Financial Assets At Amortised Cost | PLN 474.2M | PLN 392.8M |
| Noncurrent Receivables | PLN 241.0K | PLN 464.0K |
| Other Adjustments To Reconcile Profit Loss | PLN 3.2M | PLN 2.9M |
| Other Comprehensive Income | -PLN 3.2M | PLN 1.5M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | -PLN 3.6M | PLN 3.0M |
| Other Current Financial Assets | PLN 0 | PLN 1.1M |
| Other Expense By Nature | PLN 16.2M | PLN 7.9M |
| Other Gains Losses | PLN 3.5M | PLN 3.9M |
| Proceeds From Issue of Bonds Notes and Debentures | PLN 122.5M | PLN 32.7M |
| Proceeds From Sales of Investment Property | PLN 1.6M | PLN 3.3M |
| Proceeds From Sales of Investments Other Than Investments Accounted For Using Equity Method | PLN 800.0K | PLN 800.0K |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | PLN 95.0K | PLN 160.0K |
| Profit Loss From Continuing Operations | PLN 26.0M | PLN 19.4M |
| Profit Loss From Discontinued Operations | PLN 8.1M | PLN 3.9M |
| Purchase of Financial Instruments Classified As Investing Activities | PLN 205.8M | PLN 132.5M |
| Purchase of Investment Property | PLN 0 | PLN 176.0K |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | PLN 278.0K | PLN 6.5M |
| Repayments of Bonds Notes and Debentures | PLN 25.5M | PLN 93.1M |
| Reserve of Cash Flow Hedges | PLN 365.0K | PLN 0 |
| Reserve of Exchange Differences On Translation | -PLN 5.7M | -PLN 2.1M |
| Retained Earnings | PLN 240.9M | PLN 219.5M |
| Retained Earnings Excluding Profit Loss For Reporting Period | PLN 207.5M | PLN 197.0M |
| Retained Earnings Profit Loss For Reporting Period | PLN 33.3M | PLN 22.5M |
| Services Expense | PLN 49.4M | PLN 39.7M |
Methodology
Every line item above is a fact tagged in KREDYT INKASO SPÓŁKA AKCYJNA's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (PLN), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.