Kuntarahoitus Oyj financials

Kuntarahoitus Oyj

Country: FI Reporting currency: EUR Latest annual report: 2025-12-31
LEI: 529900HEKOENJHPNN480
Source filing ↗
Financial statements (EUR, as reported — unscaled; 66 line items across 3 annual periods)
Line item 202520242023
Income statement
Other income €86.0K€31.0K
Administrative expenses €49.4M€43.6M
Depreciation & amortisation €4.0M€6.0M
Profit before tax €192.6M€165.6M
Income tax expense €38.6M€32.9M
Profit for the year €154.1M€132.7M
Total comprehensive income €63.4M€267.6M
Cash flow statement
Net cash from operating activities -€2.55B-€110.2M
Net cash from investing activities -€2.5M-€590.0K
Purchase of PP&E (capex) €2.4M€386.0K
Purchase of intangibles €103.0K€223.0K
Net cash from financing activities -€74.0M-€67.7M
Dividends paid €72.7M€66.0M
Lease liability payments €1.3M€1.6M
Balance sheet
Total assets €55.63B€53.09B€49.74B
Total equity €1.94B€1.95B€1.74B
— attributable to owners €1.94B€1.95B€1.74B
Deferred tax liabilities €369.7M€372.1M€323.5M
Derived metrics
Free cash flow -€2.55B-€110.6M
Return on equity 8.0%6.8%
Cash conversion ratio -16.55×-0.83×
Capex coverage -1084.79×-285.55×
Other reported items
Accruals and Deferred Income Including Contract Liabilities €47.3M€45.5M€43.1M
Cash and Bank Balances At Central Banks €5.17B€7.78B€7.95B
Cash and Cash Equivalents If Different From Statement of Financial Position €5.21B€7.84B€8.02B
Cumulative Gain Loss Previously Recognised In Other Comprehensive Income Arising From Reclassification of Financial Assets Out of Fair Value Through Other Comprehensive Income Into Fair Value Through Profit Or Loss Measurement Category €811.0K€3.0K
Current Tax Assets €37.0K€16.6M€18.1M
Debt Instruments Held €8.06B€5.88B€5.17B
Debt Securities €47.13B€44.53B€40.87B
Deferred Tax Assets €29.0K€10.0K€9.0K
Derivative Financial Assets €1.49B€2.32B€2.04B
Derivative Financial Liabilities €3.37B€2.56B€3.50B
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners €71.5M€72.7M
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share €1.83
Dividends Recognised As Distributions To Owners of Parent Relating To Prior Years €72.7M€66.0M
Dividends Recognised As Distributions To Owners Per Share €1.86
Equity and Liabilities €55.63B€53.09B€49.74B
Fee and Commission Expense €18.2M€16.9M
Fee and Commission Income €1.2M€1.5M
Income Tax Relating To Change In Value of Foreign Currency Basis Spreads of Other Comprehensive Income -€6.8M€6.0M
Income Tax Relating To Changes In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability of Other Comprehensive Income -€15.5M€27.4M
Income Taxes Paid Refund Classified As Operating Activities €1.8M€16.9M
Increase Decrease In Cash and Cash Equivalents -€2.63B-€178.5M
Intangible Assets Other Than Goodwill €836.0K€2.7M€6.3M
Interest Revenue Calculated Using Effective Interest Method €1.39B€1.93B
Interest Revenue Expense €260.1M€260.2M
Issued Capital €42.6M€42.6M€42.6M
Liabilities €53.70B€51.15B€47.99B
Loans and Advances To Banks €1.99B€789.7M€1.24B
Other Assets €831.5M€915.9M€1.08B
Other Comprehensive Income -€90.7M€134.9M
Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability -€77.7M€137.2M
Other Comprehensive Income Before Tax Change In Value of Foreign Currency Basis Spreads -€33.8M€29.9M
Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability -€62.1M€109.8M
Other Comprehensive Income Net of Tax Change In Value of Foreign Currency Basis Spreads -€27.0M€23.9M
Other Expense By Nature €14.4M€14.1M
Other Liabilities €275.2M€285.2M€418.4M
Prepayments and Accrued Income Including Contract Assets €3.1M€2.2M€2.5M
Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities €0€19.0K
Property Plant and Equipment Including Rightofuse Assets €8.9M€8.2M€9.6M
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax €728.0K€124.0K
Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax €582.0K€100.0K
Reserve of Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability €107.9M€170.0M€60.2M
Reserve of Change In Value of Foreign Currency Basis Spreads €18.7M€45.7M€21.8M
Reserve of Gains and Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income €1.8M€3.3M€2.1M
Retained Earnings €1.72B€1.64B€1.58B
Methodology

Every line item above is a fact tagged in Kuntarahoitus Oyj's annual report filed in the European Single Electronic Format (ESEF) under the IFRS taxonomy (ifrs-full) — the income statement, balance sheet and cash-flow statement as the filer reported them. Values are shown as-is, in the reporting currency (EUR), without rescaling; the row labels map to the underlying concept name (e.g. Revenue → ifrs-full:Revenue, Operating profit → ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS → ifrs-full:DilutedEarningsLossPerShare), and any concept without a curated label is shown under “Other reported items” with its de-camel-cased tag name. Only consolidated, default-member facts are shown (segment / dimensional breakdowns are excluded).

“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.

Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.