Kvika banki hf. financials
Kvika banki hf.
Country: IS Reporting currency: ISK Latest annual report: 2024-12-31
LEI:
254900WR3I1Z9NPC7D84 Financial statements
(ISK, as reported — unscaled; 97 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | ISK 1.37B | ISK 915.0M |
| Administrative expenses | ISK 10.61B | ISK 10.78B |
| Net finance income / (cost) | ISK 1.05B | ISK 442.4M |
| Profit before tax | ISK 5.82B | ISK 3.01B |
| Income tax expense | ISK 766.5M | ISK 389.7M |
| Profit for the year | ISK 8.15B | ISK 4.03B |
| — attributable to owners | ISK 8.14B | ISK 4.02B |
| — attributable to NCI | ISK 6.5M | ISK 15.8M |
| Total comprehensive income | ISK 8.49B | ISK 3.71B |
| Per share | ||
| Basic EPS | ISK 1.73 | ISK 0.84 |
| Diluted EPS | ISK 1.73 | ISK 0.84 |
| Free cash flow / share | ISK 3.81 | ISK -3.36 |
| Cash flow statement | ||
| Net cash from operating activities | ISK 18.04B | -ISK 15.81B |
| Income taxes paid | ISK 614.3M | ISK 494.5M |
| Net cash from investing activities | ISK 558.2M | -ISK 1.88B |
| Purchase of PP&E (capex) | ISK 91.0M | ISK 342.7M |
| Purchase of intangibles | ISK 608.4M | ISK 1.54B |
| Net cash from financing activities | -ISK 12.35B | ISK 5.29B |
| Dividends paid | ISK 0 | ISK 1.91B |
| Lease liability payments | ISK 407.7M | ISK 424.1M |
| Net change in cash | ISK 6.25B | -ISK 12.40B |
| Balance sheet | ||
| Total assets | ISK 354.59B | ISK 335.40B |
| Property, plant & equipment | ISK 543.4M | ISK 618.4M |
| Right-of-use assets | ISK 215.2M | ISK 530.1M |
| Intangible assets & goodwill | ISK 21.69B | ISK 21.91B |
| Total equity | ISK 89.52B | ISK 81.96B |
| — attributable to owners | ISK 89.44B | ISK 81.89B |
| Non-controlling interests | ISK 78.6M | ISK 72.1M |
| Deferred tax liabilities | ISK 466.1M | ISK 272.6M |
| Derived metrics | ||
| Free cash flow | ISK 17.95B | -ISK 16.16B |
| Return on equity | 9.1% | 4.9% |
| Cash conversion ratio | 2.21× | -3.92× |
| Capex coverage | 198.31× | -46.15× |
| Other reported items | ||
| Adjustments For Decrease Increase In Derivative Financial Assets | ISK 1.30B | ISK 2.44B |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -ISK 11.22B | -ISK 29.42B |
| Adjustments For Decrease Increase In Other Assets | ISK 772.6M | ISK 484.2M |
| Adjustments For Depreciation and Amortisation Expense | ISK 1.11B | ISK 1.11B |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | ISK 605.0M | ISK 1.03B |
| Adjustments For Income Tax Expense | ISK 1.13B | ISK 705.1M |
| Adjustments For Increase Decrease In Deposits From Customers | ISK 20.41B | ISK 19.68B |
| Adjustments For Increase Decrease In Derivative Financial Liabilities | ISK 713.1M | ISK 529.3M |
| Adjustments For Increase Decrease In Other Liabilities | -ISK 2.69B | ISK 8.29B |
| Adjustments For Undistributed Profits of Associates | ISK 41.4M | ISK 35.8M |
| Bonds Issued | ISK 37.12B | ISK 45.72B |
| Cash and Bank Balances At Central Banks | ISK 28.32B | ISK 23.68B |
| Cash and Cash Equivalents Classified As Part of Disposal Group Held For Sale | -ISK 2.07B | -ISK 995.6M |
| Cash Flows From Used In Operations Before Changes In Working Capital | -ISK 2.17B | -ISK 828.4M |
| Comprehensive Income Attributable To Noncontrolling Interests | ISK 6.5M | ISK 15.8M |
| Comprehensive Income Attributable To Owners of Parent | ISK 8.48B | ISK 3.69B |
| Deferred Tax Assets | ISK 2.27B | ISK 2.90B |
| Deposits From Customers | ISK 163.38B | ISK 142.57B |
| Derivative Financial Assets | ISK 1.20B | ISK 2.50B |
| Derivative Financial Liabilities | ISK 2.93B | ISK 2.20B |
| Dividends Received From Associates Classified As Investing Activities | ISK 19.8M | ISK 27.5M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -ISK 539.4M | ISK 403.6M |
| Equity and Liabilities | ISK 354.59B | ISK 335.40B |
| Fee and Commission Expense | ISK 651.1M | ISK 539.2M |
| Fee and Commission Income | ISK 6.79B | ISK 6.46B |
| Fee and Commission Income Expense | ISK 6.14B | ISK 5.92B |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | ISK 5.43B | ISK 3.86B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | ISK 153.0M | ISK 131.7M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | ISK 346.5M | -ISK 433.0M |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | ISK 605.0M | ISK 1.03B |
| Increase Decrease In Working Capital | -ISK 11.69B | ISK 22.32B |
| Increase Decrease Through Acquisition of Subsidiary | — | -ISK 17.8M |
| Increase Decrease Through Exercise of Options | ISK 26.4M | — |
| Increase Decrease Through Sharebased Payment Transactions | ISK 42.7M | ISK 91.7M |
| Interest Expense | ISK 19.18B | ISK 14.40B |
| Interest Paid Classified As Operating Activities | ISK 18.85B | ISK 13.56B |
| Interest Received Classified As Operating Activities | ISK 27.99B | ISK 21.39B |
| Interest Revenue Expense | ISK 9.68B | ISK 8.02B |
| Investments In Associates Accounted For Using Equity Method | ISK 112.9M | ISK 96.2M |
| Issued Capital | ISK 4.66B | ISK 4.72B |
| Liabilities | ISK 265.08B | ISK 253.44B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | ISK 27.33B | ISK 24.94B |
| Loans and Advances To Customers | ISK 150.20B | ISK 136.32B |
| Loans Received | ISK 14.39B | ISK 15.02B |
| Miscellaneous Other Operating Income | ISK 271.4M | ISK 436.9M |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | ISK 57.70B | ISK 50.75B |
| Other Adjustments To Reconcile Profit Loss | ISK 42.7M | ISK 94.8M |
| Other Assets | ISK 9.51B | ISK 10.40B |
| Other Comprehensive Income Net of Tax Exchange Differences On Translation | -ISK 7.1M | ISK 28.8M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | ISK 347.4M | -ISK 355.9M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | ISK 340.4M | -ISK 327.1M |
| Other Liabilities | ISK 13.63B | ISK 16.59B |
| Other Reserves | ISK 9.36B | ISK 4.33B |
| Payments To Acquire Or Redeem Entitys Shares | ISK 1.00B | ISK 1.00B |
| Proceeds From Sale Or Issue of Treasury Shares | ISK 26.4M | ISK 0 |
| Profit Loss From Continuing Operations | ISK 4.69B | ISK 2.30B |
| Profit Loss From Discontinued Operations | ISK 3.46B | ISK 1.73B |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | -ISK 893.0K | -ISK 77.1M |
| Retained Earnings | ISK 28.67B | ISK 25.17B |
| Revenue and Operating Income | ISK 17.18B | ISK 14.85B |
| Revenue From Interest | ISK 28.86B | ISK 22.43B |
| Share of Profit Loss of Associates Accounted For Using Equity Method | ISK 41.4M | ISK 35.8M |
| Share Premium | ISK 46.75B | ISK 47.66B |
| Subordinated Liabilities | ISK 5.63B | ISK 5.99B |
Methodology
Every line item above is a fact tagged in Kvika banki hf.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (ISK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.