Länsförsäkringar Bank Aktiebolag financials
Länsförsäkringar Bank Aktiebolag
Country: SE Reporting currency: SEK Latest annual report: 2021-12-31
LEI:
549300C6TUMDXNOVXS82 Financial statements
(SEK, as reported — unscaled; 79 line items across 2 annual periods)
| Line item | 2021 | 2020 |
|---|---|---|
| Income statement | ||
| Other income | SEK 23.8M | SEK 19.7M |
| Administrative expenses | SEK 1.97B | SEK 1.90B |
| Operating expenses | SEK 2.52B | SEK 2.11B |
| Employee benefits expense | SEK 712.9M | SEK 636.0M |
| Profit before tax | SEK 2.30B | SEK 1.84B |
| Income tax expense | SEK 445.4M | SEK 404.4M |
| Profit for the year | SEK 1.85B | SEK 1.44B |
| Total comprehensive income | SEK 2.00B | SEK 1.43B |
| Cash flow statement | ||
| Net cash from operating activities | SEK 14.75B | -SEK 9.36B |
| Net cash from investing activities | -SEK 335.1M | -SEK 261.8M |
| Purchase of PP&E (capex) | SEK 8.0M | SEK 4.2M |
| Purchase of intangibles | SEK 327.1M | SEK 257.6M |
| Net cash from financing activities | -SEK 127.1M | -SEK 113.3M |
| Lease liability payments | SEK 46.2M | SEK 38.6M |
| Balance sheet | ||
| Total assets | SEK 451.19B | SEK 409.61B |
| Cash & equivalents | SEK 14.72B | SEK 434.5M |
| Total equity | SEK 21.75B | SEK 19.83B |
| Deferred tax liabilities | SEK 563.2M | SEK 505.2M |
| Derived metrics | ||
| Free cash flow | SEK 14.74B | -SEK 9.36B |
| Return on equity | 8.5% | 7.3% |
| Cash conversion ratio | 7.97× | -6.50× |
| Capex coverage | 1843.51× | -2228.45× |
| Other reported items | ||
| Accruals and Deferred Income | SEK 2.94B | SEK 2.87B |
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Assets | SEK 735.3M | SEK 304.9M |
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Liabilities | SEK 375.7M | SEK 1.81B |
| Additional Paidin Capital | SEK 8.24B | SEK 8.24B |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -SEK 21.97B | -SEK 33.12B |
| Adjustments For Decrease Increase In Other Assets | SEK 1.99B | -SEK 2.05B |
| Adjustments For Increase Decrease In Deposits From Customers | SEK 9.88B | SEK 17.08B |
| Adjustments For Increase Decrease In Other Liabilities | -SEK 949.1M | SEK 338.7M |
| Cash and Bank Balances At Central Banks | SEK 14.36B | SEK 53.0M |
| Dated Subordinated Liabilities | SEK 2.59B | SEK 2.60B |
| Debt Instruments Held | SEK 50.42B | SEK 46.82B |
| Debt Securities | SEK 266.87B | SEK 236.14B |
| Deferred Tax Assets | SEK 67.9M | SEK 99.3M |
| Deposits From Banks | SEK 7.89B | SEK 7.40B |
| Deposits From Customers | SEK 146.26B | SEK 136.39B |
| Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | SEK 551.5M | SEK 207.3M |
| Derivative Financial Assets Held For Hedging | SEK 4.11B | SEK 5.41B |
| Derivative Financial Liabilities Held For Hedging | SEK 946.6M | SEK 1.02B |
| Equity and Liabilities | SEK 451.19B | SEK 409.61B |
| Fee and Commission Expense | SEK 2.21B | SEK 2.11B |
| Fee and Commission Income | SEK 1.88B | SEK 1.55B |
| Fee and Commission Income Expense | -SEK 330.7M | -SEK 558.8M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | SEK 94.7M | SEK 95.6M |
| Government Debt Instruments Held | SEK 15.53B | SEK 11.80B |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | -SEK 331.0M | SEK 325.5M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | SEK 41.3M | -SEK 900.0K |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | SEK 400.0K | SEK 200.0K |
| Increase Decrease In Cash and Cash Equivalents | SEK 14.29B | -SEK 9.73B |
| Intangible Assets Other Than Goodwill | SEK 1.17B | SEK 1.34B |
| Interest Expense | SEK 1.37B | SEK 1.70B |
| Interest Revenue Calculated Using Effective Interest Method | SEK 6.11B | SEK 6.54B |
| Interest Revenue Expense | SEK 4.74B | SEK 4.85B |
| Issued Capital | SEK 2.86B | SEK 2.86B |
| Liabilities | SEK 429.44B | SEK 389.78B |
| Loans and Advances To Banks | SEK 1.48B | SEK 2.56B |
| Loans and Advances To Customers | SEK 361.99B | SEK 340.01B |
| Noncurrent Investments In Equity Instruments Designated At Fair Value Through Other Comprehensive Income | SEK 88.8M | SEK 91.2M |
| Other Adjustments For Noncash Items | SEK 302.3M | SEK 396.1M |
| Other Assets | SEK 572.0M | SEK 550.9M |
| Other Comprehensive Income | SEK 149.7M | -SEK 14.1M |
| Other Comprehensive Income Before Tax Cash Flow Hedges | SEK 2.95B | -SEK 553.1M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | -SEK 9.0M | SEK 1.2M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | SEK 159.1M | -SEK 15.1M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -SEK 9.4M | SEK 1.0M |
| Other Liabilities | SEK 927.8M | SEK 995.2M |
| Other Reserves | SEK 59.3M | -SEK 90.3M |
| Payments of Other Equity Instruments | SEK 0 | SEK 1.20B |
| Prepayments and Accrued Income | SEK 545.0M | SEK 458.1M |
| Proceeds From Issue of Subordinated Liabilities | SEK 300.0K | SEK 0 |
| Proceeds From Issuing Other Equity Instruments | SEK 0 | SEK 1.20B |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | SEK 0 | SEK 0 |
| Provisions | SEK 64.7M | SEK 54.4M |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | SEK 2.84B | -SEK 443.4M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | SEK 5.0M | SEK 1.9M |
| Retained Earnings | SEK 8.38B | SEK 6.61B |
| Revenue and Operating Income | SEK 4.49B | SEK 4.28B |
| Revenue From Dividends | SEK 500.0K | SEK 500.0K |
Methodology
Every line item above is a fact tagged in Länsförsäkringar Bank Aktiebolag's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (SEK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.