LIBERBANK S.A. financials
LIBERBANK S.A.
Country: ES Reporting currency: EUR Latest annual report: 2020-12-31
LEI:
635400XT3V7WHLSFYY25 Financial statements
(EUR, as reported — unscaled; 153 line items across 2 annual periods)
| Line item | 2020 | 2019 |
|---|---|---|
| Income statement | ||
| Gross profit | €703.6M | €639.8M |
| Administrative expenses | €332.8M | €339.7M |
| Employee benefits expense | €239.0M | €236.9M |
| Depreciation & amortisation | €43.0M | €43.5M |
| Operating profit (EBIT) | €140.3M | €170.5M |
| Profit before tax | €61.1M | €132.7M |
| Income tax expense | €20.3M | €22.3M |
| Profit for the year | €40.8M | €110.7M |
| — attributable to owners | €40.8M | €110.7M |
| — attributable to NCI | -€2.0K | €0 |
| Total comprehensive income | €255.1M | €286.0M |
| Cash flow statement | ||
| Net cash from operating activities | €1.30B | €41.4M |
| Net cash from investing activities | €114.1M | €167.3M |
| Purchase of PP&E (capex) | €26.4M | €16.4M |
| Purchase of intangibles | €24.0M | €21.7M |
| Net cash from financing activities | -€37.2M | -€42.7M |
| Dividends paid | €0 | €22.0M |
| Balance sheet | ||
| Total assets | €47.51B | €41.95B |
| Property, plant & equipment | €632.3M | €649.5M |
| Intangible assets & goodwill | €162.4M | €149.8M |
| Cash & equivalents | €2.21B | €842.8M |
| Total equity | €3.35B | €3.11B |
| Non-controlling interests | €14.0K | €16.0K |
| Deferred tax liabilities | €124.0M | €97.1M |
| Derived metrics | ||
| Free cash flow | €1.27B | €25.0M |
| Return on equity | 1.2% | 3.6% |
| Cash conversion ratio | 31.73× | 0.37× |
| Capex coverage | 49.00× | 2.53× |
| Other reported items | ||
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Assets | €205.1M | €134.4M |
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Liabilities | €0 | €0 |
| Accumulated Other Comprehensive Income | €443.1M | €228.8M |
| Adjustments For Amortisation Expense | €43.0M | €43.5M |
| Adjustments For Decrease Increase In Financial Assets Held For Trading | €8.8M | €2.0M |
| Adjustments For Decrease Increase In Other Assets | €320.9M | -€26.8M |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | -€8.9M | -€2.5M |
| Adjustments For Increase Decrease In Other Liabilities | -€28.1M | -€42.1M |
| Adjustments To Reconcile Profit Loss Other Than Changes In Working Capital | €248.9M | €30.3M |
| Amounts Removed From Equity and Included In Carrying Amount of Nonfinancial Asset Liability Whose Acquisition Or Incurrence Was Hedged Highly Probable Forecast Transaction Before Tax | €0 | €0 |
| Assets Arising From Insurance Contracts | €0 | €0 |
| Bank Balances At Central Banks Other Than Mandatory Reserve Deposits | €1.87B | €564.2M |
| Bank Overdrafts Classified As Cash Equivalents | €7.6M | €12.1M |
| Basic Earnings Loss Per Share From Continuing Operations | €14.00 | €36.00 |
| Basic Earnings Loss Per Share From Discontinued Operations | €0.00 | €0.00 |
| Cancellation of Treasury Shares | €3.9M | €4.0M |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €0 | €0 |
| Cash On Hand | €285.4M | €228.7M |
| Comprehensive Income Attributable To Noncontrolling Interests | -€2.0K | €0 |
| Comprehensive Income Attributable To Owners of Parent | €255.1M | €286.0M |
| Current Tax Liabilities | €8.1M | €5.7M |
| Debt Securities | €1.62B | €1.43B |
| Deferred Tax Assets | €1.77B | €1.78B |
| Deposits From Banks | €2.29B | €2.48B |
| Deposits From Customers | €33.91B | €30.59B |
| Derivative Financial Assets Held For Hedging | €287.2M | €470.1M |
| Derivative Financial Assets Held For Trading | €2.6M | €11.4M |
| Derivative Financial Liabilities Held For Hedging | €1.27B | €843.4M |
| Derivative Financial Liabilities Held For Trading | €2.5M | €11.5M |
| Diluted Earnings Loss Per Share From Continuing Operations | €14.00 | €36.00 |
| Diluted Earnings Loss Per Share From Discontinued Operations | €0.00 | €0.00 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €0 | €0 |
| Equity and Liabilities | €47.51B | €41.95B |
| Expense Arising From Insurance Contracts | €0 | €0 |
| Fair Value of Investments In Equity Instruments Designated As Measured At Fair Value Through Other Comprehensive Income | €321.2M | €303.3M |
| Fee and Commission Expense | €13.5M | €11.9M |
| Fee and Commission Income | €248.9M | €202.4M |
| Financial Assets At Amortised Cost | €39.02B | €34.62B |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €2.6M | €11.4M |
| Financial Assets At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €0 | €0 |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | €131.5M | €149.4M |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | €884.0M | €1.02B |
| Financial Liabilities At Amortised Cost | €42.54B | €37.66B |
| Financial Liabilities At Fair Value Through Profit Or Loss Classified As Held For Trading | €2.5M | €11.5M |
| Financial Liabilities At Fair Value Through Profit Or Loss Designated As Upon Initial Recognition | €0 | €0 |
| Gain Recognised In Bargain Purchase Transaction | €0 | €0 |
| Gains Losses On Exchange Differences On Translation Before Tax | €0 | €0 |
| Gains Losses On Exchange Differences On Translation Recognised In Profit Or Loss | €998.0K | €519.0K |
| Gains Losses On Financial Assets At Amortised Cost | €8.2M | €12.4M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | -€2.3M | -€2.2M |
| Gains Losses On Hedges of Net Investments In Foreign Operations Before Tax | €0 | €0 |
| Gains Losses On Hedging Instrument | -€3.5M | €6.7M |
| Impairment Loss On Financial Assets | €161.8M | €60.5M |
| Impairment Loss Recognised In Profit Or Loss Intangible Assets and Goodwill | €30.0K | €177.0K |
| Impairment Loss Recognised In Profit Or Loss Property Plant and Equipment | €16.3M | €5.2M |
| Income Arising From Insurance Contracts | €0 | €0 |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | €19.2M | €35.7M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €7.6M | -€125.0K |
| Income Taxes Paid Refund Classified As Operating Activities | €10.8M | -€22.1M |
| Increase Decrease Through Transfers and Other Changes Equity | -€102.0K | €19.0M |
| Increase Decrease Through Treasury Share Transactions | €0 | €0 |
| Inflows of Cash From Investing Activities | €179.2M | €237.5M |
| Intangible Assets Other Than Goodwill | €139.7M | €127.1M |
| Interest Expense | €70.9M | €81.5M |
| Interest Income For Financial Assets Measured At Amortised Cost | €506.4M | €491.0M |
| Interest Revenue Expense | €511.8M | €466.8M |
| Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income | €4.5M | €10.2M |
| Inventories Total | €17.7M | €11.1M |
| Investment Accounted For Using Equity Method | €783.0M | €571.6M |
| Investment Property | €624.1M | €580.7M |
| Investments In Associates | €748.3M | €545.3M |
| Investments In Joint Ventures | €34.7M | €26.3M |
| Issued Capital | €59.6M | €60.8M |
| Legal Proceedings Provision | €2.7M | €2.7M |
| Liabilities | €44.16B | €38.83B |
| Liabilities Arising From Insurance Contracts | €6.4M | €7.2M |
| Liabilities Due To Central Banks | €4.46B | €2.90B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €0 | €0 |
| Loans and Advances To Banks | €1.02B | €572.9M |
| Loans and Advances To Customers | €27.36B | €24.95B |
| Miscellaneous Other Operating Expense | €128.1M | €137.5M |
| Miscellaneous Other Operating Income | €43.0M | €59.1M |
| Miscellaneous Other Provisions | €70.3M | €59.4M |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €628.0M | €788.0M |
| Other Adjustments For Noncash Items | €205.9M | -€13.1M |
| Other Assets | €123.0M | €95.9M |
| Other Cash Payments To Acquire Interests In Joint Ventures Classified As Investing Activities | €459.0K | €449.0K |
| Other Cash Receipts From Sales of Interests In Joint Ventures Classified As Investing Activities | €1.4M | €4.7M |
| Other Comprehensive Income | €214.3M | €175.3M |
| Other Comprehensive Income Before Tax Cash Flow Hedges | €57.5M | €87.1M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | €0 | €0 |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | €0 | €0 |
| Other Comprehensive Income Before Tax Gains Losses On Hedging Instruments That Hedge Investments In Equity Instruments | -€322.0K | €0 |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €25.0M | €959.0K |
| Other Comprehensive Income Before Tax Hedges of Net Investments In Foreign Operations | €0 | €0 |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €204.7M | €188.9M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €9.6M | -€13.5M |
| Other Equity Interest | €0 | €0 |
| Other Expense By Function | €93.9M | €102.8M |
| Other Liabilities | €98.3M | €101.3M |
| Other Nonfinancial Assets | €104.9M | €84.4M |
| Other Reserves | €2.12B | €679.8M |
| Outflows of Cash From Investing Activities | €65.0M | €70.2M |
| Proceeds From Issue of Subordinated Liabilities | €0 | €0 |
| Proceeds From Sales of Intangible Assets Classified As Investing Activities | €15.0K | €16.0K |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | €24.1M | €55.1M |
| Profit Loss From Continuing Operations | €40.8M | €110.4M |
| Profit Loss From Discontinued Operations | €0 | €286.0K |
| Provisions | €105.0M | €102.5M |
| Purchase of Treasury Shares | €20.4M | €4.0M |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | €0 | €0 |
| Reclassification Adjustments On Exchange Differences On Translation Before Tax | €0 | €0 |
| Reclassification Adjustments On Hedges of Net Investments In Foreign Operations Before Tax | €0 | €0 |
| Reduction of Issued Capital | €0 | €0 |
| Repayments of Subordinated Liabilities | €20.6M | €20.6M |
| Retained Earnings | €193.7M | €80.7M |
| Revaluation Surplus | €0 | €0 |
| Revenue From Dividends | €1.6M | €7.5M |
| Revenue From Interest | €582.6M | €548.3M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €159.8M | €105.7M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Before Tax | €0 | €0 |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €34.2M | €30.5M |
| Share Premium | €500.0M | €1.95B |
| Treasury Shares | €275.0K | €336.0K |
Methodology
Every line item above is a fact tagged in LIBERBANK S.A.'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.