mBank Spółka Akcyjna financials
mBank Spółka Akcyjna
Country: PL Reporting currency: PLN Latest annual report: 2022-12-31
LEI:
259400DZXF7UJKK2AY35 Financial statements
(PLN, as reported — unscaled; 107 line items across 3 annual periods)
| Line item | 2022 | 2021 | 2020 |
|---|---|---|---|
| Income statement | |||
| Other income | PLN 265.2M | PLN 232.4M | — |
| Administrative expenses | PLN 2.85B | PLN 2.02B | — |
| Depreciation & amortisation | PLN 467.3M | PLN 436.3M | — |
| Operating profit (EBIT) | PLN 576.2M | PLN 17.6M | — |
| Profit before tax | -PLN 108.0M | -PLN 591.0M | — |
| Income tax expense | PLN 594.5M | PLN 587.8M | — |
| Profit for the year | -PLN 702.5M | -PLN 1.18B | — |
| — attributable to owners | -PLN 702.7M | -PLN 1.18B | — |
| — attributable to NCI | PLN 164.0K | -PLN 60.0K | — |
| Total comprehensive income | -PLN 1.02B | -PLN 2.97B | — |
| Per share | |||
| Basic EPS | PLN -16.57 | PLN -27.82 | — |
| Diluted EPS | PLN -16.55 | PLN -27.77 | — |
| Free cash flow / share | PLN 175.83 | PLN 240.63 | — |
| Cash flow statement | |||
| Net cash from operating activities | PLN 8.03B | PLN 10.80B | — |
| Net cash from investing activities | -PLN 495.7M | -PLN 508.0M | — |
| Net cash from financing activities | -PLN 3.78B | -PLN 1.99B | — |
| Lease liability payments | PLN 115.6M | PLN 93.6M | — |
| Net change in cash | PLN 3.75B | PLN 8.30B | — |
| Balance sheet | |||
| Total assets | PLN 209.89B | PLN 198.37B | PLN 178.86B |
| Intangible assets & goodwill | PLN 1.39B | PLN 1.28B | PLN 1.18B |
| Cash & equivalents | PLN 16.29B | PLN 12.54B | PLN 4.25B |
| Total equity | PLN 12.72B | PLN 13.72B | PLN 16.68B |
| — attributable to owners | PLN 12.71B | PLN 13.72B | PLN 16.67B |
| Non-controlling interests | PLN 2.0M | PLN 1.9M | PLN 1.9M |
| Deferred tax liabilities | PLN 0 | PLN 89.0K | PLN 690.0K |
| Derived metrics | |||
| Free cash flow | PLN 7.46B | PLN 10.21B | — |
| Return on equity | -5.5% | -8.6% | — |
| Cash conversion ratio | -11.43× | -9.17× | — |
| Capex coverage | 14.25× | 18.33× | — |
| Other reported items | |||
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Assets | PLN 3.1M | -PLN 110.0M | -PLN 11.0M |
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Liabilities | -PLN 1.53B | -PLN 1.06B | PLN 48.6M |
| Accumulated Other Comprehensive Income | -PLN 1.52B | -PLN 1.20B | PLN 584.5M |
| Adjustments For Decrease Increase In Loans and Advances To Banks | -PLN 2.49B | PLN 96.4M | — |
| Adjustments For Decrease Increase In Loans and Advances To Customers | -PLN 2.89B | -PLN 9.45B | — |
| Adjustments For Decrease Increase In Other Assets | -PLN 382.6M | -PLN 142.1M | — |
| Adjustments For Depreciation and Amortisation Expense | PLN 498.7M | PLN 468.6M | — |
| Adjustments For Dividend Income | PLN 5.2M | PLN 5.0M | — |
| Adjustments For Increase Decrease In Other Liabilities | PLN 739.6M | PLN 144.2M | — |
| Adjustments For Interest Expense | PLN 3.36B | PLN 327.7M | — |
| Adjustments For Interest Income | PLN 9.27B | PLN 4.45B | — |
| Adjustments For Provisions | PLN 528.8M | PLN 301.7M | — |
| Adjustments For Reconcile Profit Loss | PLN 8.14B | PLN 11.39B | — |
| Adjustments For Unrealised Foreign Exchange Losses Gains | PLN 473.5M | PLN 205.1M | — |
| Cash and Bank Balances At Central Banks | PLN 16.01B | PLN 12.20B | PLN 3.97B |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | PLN 0 | PLN 14.6M | — |
| Comprehensive Income Attributable To Noncontrolling Interests | PLN 164.0K | -PLN 60.0K | — |
| Comprehensive Income Attributable To Owners of Parent | -PLN 1.02B | -PLN 2.97B | — |
| Current Tax Assets | PLN 28.3M | PLN 28.1M | PLN 24.0M |
| Current Tax Liabilities | PLN 571.5M | PLN 61.9M | PLN 225.8M |
| Debt Securities | PLN 9.47B | PLN 13.43B | PLN 14.00B |
| Deferred Tax Assets | PLN 1.88B | PLN 1.39B | PLN 853.9M |
| Dividends Received Classified As Investing Activities | PLN 5.2M | PLN 5.0M | — |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | PLN 4.0M | -PLN 9.6M | — |
| Equity and Liabilities | PLN 209.89B | PLN 198.37B | PLN 178.86B |
| Fee and Commission Expense | PLN 906.0M | PLN 824.9M | — |
| Fee and Commission Income | PLN 3.03B | PLN 2.69B | — |
| Fee and Commission Income Expense | PLN 2.12B | PLN 1.87B | — |
| Financial Assets At Amortised Cost | PLN 148.14B | PLN 139.92B | PLN 129.88B |
| Financial Assets At Fair Value Through Profit Or Loss Mandatorily Measured At Fair Value | PLN 1.04B | PLN 1.42B | PLN 1.78B |
| Financial Assets Measured At Fair Value Through Other Comprehensive Income | PLN 35.12B | PLN 36.21B | PLN 35.50B |
| Financial Liabilities At Amortised Cost | PLN 190.57B | PLN 179.35B | PLN 156.67B |
| Gains Losses On Exchange Differences On Translation Net of Tax | PLN 6.2M | PLN 4.9M | — |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | PLN 803.2M | PLN 873.2M | — |
| Income Taxes Paid Refund Classified As Operating Activities | PLN 454.9M | PLN 837.7M | — |
| Increase Decrease Through Appropriation of Retained Earnings | PLN 0 | PLN 0 | — |
| Increase Decrease Through Sharebased Payment Transactions | PLN 12.7M | PLN 10.5M | — |
| Increase Decrease Through Transfers and Other Changes Equity | — | -PLN 8.0K | — |
| Interest Expense | PLN 3.36B | PLN 327.7M | — |
| Interest Paid Classified As Financing Activities | PLN 94.5M | PLN 59.7M | — |
| Interest Paid Classified As Operating Activities | PLN 2.66B | PLN 234.4M | — |
| Interest Received Classified As Operating Activities | PLN 9.23B | PLN 4.70B | — |
| Interest Revenue Calculated Using Effective Interest Method | PLN 9.09B | PLN 3.97B | — |
| Interest Revenue Expense | PLN 5.91B | PLN 4.13B | — |
| Investment Property | PLN 136.9M | PLN 127.5M | PLN 0 |
| Issue of Equity | PLN 194.0K | PLN 72.0K | — |
| Issued Capital | PLN 169.7M | PLN 169.5M | PLN 169.5M |
| Lease Liabilities | PLN 960.3M | PLN 956.8M | PLN 771.9M |
| Liabilities | PLN 197.18B | PLN 184.66B | PLN 162.19B |
| Liabilities Included In Disposal Groups Classified As Held For Sale | PLN 7.4M | PLN 7.4M | PLN 0 |
| Loans and Advances To Banks | PLN 9.81B | PLN 7.23B | PLN 7.35B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | PLN 26.7M | PLN 31.2M | PLN 0 |
| Other Assets | PLN 2.11B | PLN 1.74B | PLN 1.58B |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | PLN 122.0K | PLN 5.1M | — |
| Other Comprehensive Income | -PLN 313.2M | -PLN 1.79B | — |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | -PLN 296.7M | -PLN 919.3M | — |
| Other Comprehensive Income Net of Tax Change In Value of Foreign Currency Basis Spreads | PLN 27.1M | PLN 0 | — |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | -PLN 53.3M | -PLN 893.0M | — |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | PLN 3.5M | PLN 7.1M | — |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -PLN 316.7M | -PLN 1.81B | — |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | PLN 3.5M | PLN 18.5M | — |
| Other Expense By Nature | PLN 443.6M | PLN 320.9M | — |
| Other Inflows Outflows of Cash Classified As Investing Activities | PLN 289.0K | PLN 0 | — |
| Other Liabilities | PLN 4.11B | PLN 3.44B | PLN 3.36B |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | PLN 61.7M | PLN 85.8M | — |
| Proceeds From Issue of Bonds Notes and Debentures | PLN 1.79B | PLN 3.50B | — |
| Proceeds From Issue of Ordinary Shares | PLN 194.0K | PLN 72.0K | — |
| Provisions | PLN 1.36B | PLN 836.9M | PLN 535.2M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | PLN 563.1M | PLN 589.4M | — |
| Repayments of Bonds Notes and Debentures | PLN 5.37B | PLN 3.98B | — |
| Retained Earnings | PLN 10.63B | PLN 11.33B | PLN 12.50B |
| Retained Earnings Excluding Profit Loss For Reporting Period | PLN 11.33B | PLN 12.51B | PLN 12.40B |
| Retained Earnings Profit Loss For Reporting Period | -PLN 702.7M | -PLN 1.18B | PLN 103.8M |
| Revenue From Dividends | PLN 5.2M | PLN 5.0M | — |
| Revenue From Interest | PLN 9.27B | PLN 4.45B | — |
| Share Premium | PLN 3.44B | PLN 3.42B | PLN 3.42B |
| Subordinated Liabilities | PLN 2.74B | PLN 2.62B | PLN 2.58B |
| Tax Expense Other Than Income Tax Expense | PLN 684.2M | PLN 608.6M | — |
Methodology
Every line item above is a fact tagged in mBank Spółka Akcyjna's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (PLN), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.