NATIONAL BANK OF CANADA financials
NATIONAL BANK OF CANADA
Country: LU Reporting currency: CAD Latest annual report: 2024-10-31
LEI:
BSGEFEIOM18Y80CKCV46 Financial statements
(CAD, as reported — unscaled; 112 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Revenue | C$11.40B | C$10.06B |
| Employee benefits expense | C$3.73B | C$3.42B |
| Operating profit (EBIT) | C$5.35B | C$4.30B |
| Profit before tax | C$4.78B | C$3.91B |
| Income tax expense | C$961.0M | C$619.0M |
| Profit for the year | C$3.82B | C$3.29B |
| — attributable to owners | C$3.82B | C$3.29B |
| — attributable to NCI | -C$1.0M | -C$2.0M |
| Total comprehensive income | C$3.39B | C$3.25B |
| Per share | ||
| Basic EPS | C$10.78 | C$9.33 |
| Diluted EPS | C$10.68 | C$9.24 |
| Cash flow statement | ||
| Net cash from operating activities | C$4.65B | C$5.17B |
| Net cash from investing activities | -C$7.34B | -C$80.0M |
| Net cash from financing activities | -C$1.10B | -C$2.27B |
| Dividends paid | C$1.64B | C$1.50B |
| Lease liability payments | C$110.0M | C$102.0M |
| Balance sheet | ||
| Total assets | C$462.23B | C$423.48B |
| Property, plant & equipment | C$1.87B | C$1.59B |
| Intangible assets & goodwill | C$1.52B | C$1.52B |
| Cash & equivalents | C$31.55B | C$35.23B |
| Total equity | C$25.55B | C$23.58B |
| — attributable to owners | C$25.55B | C$23.58B |
| Non-controlling interests | C$0 | C$2.0M |
| Derived metrics | ||
| Operating margin | 46.9% | 42.8% |
| Net margin | 33.5% | 32.7% |
| Return on equity | 14.9% | 13.9% |
| Cash conversion ratio | 1.22× | 1.57× |
| Other reported items | ||
| Accumulated Other Comprehensive Income | C$219.0M | C$420.0M |
| Additional Allowance Recognised In Profit Or Loss Allowance Account For Credit Losses of Financial Assets | C$569.0M | C$397.0M |
| Adjustments For Decrease Increase In Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | -C$5.00B | C$15.23B |
| Adjustments For Deferred Tax Expense | -C$138.0M | -C$243.0M |
| Adjustments For Fair Value Gains Losses | -C$174.0M | -C$91.0M |
| Adjustments For Increase Decrease In Deposits From Customers | C$45.37B | C$21.78B |
| Adjustments For Increase Decrease In Repurchase Agreements and Cash Collateral On Securities Lent | -C$170.0M | C$4.87B |
| Adjustments For Undistributed Profits of Investments Accounted For Using Equity Method | C$8.0M | C$11.0M |
| Allowance Account For Credit Losses of Financial Assets | C$1.34B | C$1.18B |
| Amortisation Intangible Assets Other Than Goodwill | C$281.0M | C$313.0M |
| Bank Acceptance Assets | C$0 | C$6.63B |
| Bank Acceptance Liabilities | C$0 | C$6.63B |
| Brokerage Fee Income | C$194.0M | C$174.0M |
| Cash and Bank Balances At Central Banks | C$6.50B | C$6.50B |
| Communication Expense | C$56.0M | C$58.0M |
| Comprehensive Income Attributable To Noncontrolling Interests | -C$1.0M | -C$2.0M |
| Creditrelated Fee and Commission Income | C$460.0M | C$574.0M |
| Deposits From Customers | C$333.55B | C$288.17B |
| Derivative Financial Assets | C$12.31B | C$17.52B |
| Derivative Financial Liabilities | C$15.76B | C$19.89B |
| Dividends Paid Ordinary Shares Per Share | C$4.32 | C$3.98 |
| Dividends Recognised As Distributions To Owners Per Share | C$4.32 | C$3.98 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | C$96.0M | C$545.0M |
| Equity and Liabilities | C$462.23B | C$423.48B |
| Financial Assets At Amortised Cost | C$14.61B | C$12.58B |
| Financial Assets At Fair Value Through Other Comprehensive Income | C$14.62B | C$9.24B |
| Financial Assets At Fair Value Through Profit Or Loss | C$115.94B | C$99.99B |
| Foreign Exchange Gain | C$225.0M | C$183.0M |
| Gains Losses On Exchange Differences On Translation Net of Tax | -C$67.0M | -C$52.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | C$68.0M | -C$87.0M |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | -C$86.0M | C$44.0M |
| Income Tax Relating To Changes In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability of Other Comprehensive Income | -C$135.0M | -C$63.0M |
| Income Tax Relating To Components of Other Comprehensive Income | -C$193.0M | -C$71.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | -C$87.0M | -C$98.0M |
| Income Tax Relating To Exchange Differences On Translation of Other Comprehensive Income | -C$23.0M | -C$17.0M |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | C$16.0M | C$8.0M |
| Income Tax Relating To Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss | C$0 | C$0 |
| Income Taxes Paid Refund Classified As Operating Activities | C$1.08B | C$741.0M |
| Increase Decrease In Cash and Cash Equivalents | -C$3.69B | C$3.36B |
| Intangible Assets Other Than Goodwill | C$1.23B | C$1.26B |
| Interest Expense | C$17.03B | C$13.19B |
| Interest Expense On Debt Instruments Issued | C$62.0M | C$47.0M |
| Interest Expense On Deposits From Customers | C$13.20B | C$10.02B |
| Interest Expense On Other Financial Liabilities | C$3.02B | C$2.50B |
| Interest Income For Financial Assets Measured At Amortised Cost | C$468.0M | C$473.0M |
| Interest Income On Deposits | C$1.55B | C$1.67B |
| Interest Income On Financial Assets Designated At Fair Value Through Profit Or Loss | C$1.83B | C$1.68B |
| Interest Income On Loans and Receivables | C$15.58B | C$12.68B |
| Interest Paid Classified As Operating Activities | C$16.77B | C$12.24B |
| Interest Revenue Expense | C$2.94B | C$3.59B |
| Interest Revenue For Financial Assets Measured At Fair Value Through Other Comprehensive Income | C$541.0M | C$279.0M |
| Investments In Associates Accounted For Using Equity Method | C$40.0M | C$49.0M |
| Issued Capital Ordinary Shares | C$3.46B | C$3.29B |
| Loans and Receivables | C$244.37B | C$220.00B |
| Occupancy Expense | C$366.0M | C$350.0M |
| Other Assets | C$9.24B | C$7.79B |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | C$17.33B | C$8.85B |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | C$6.22B | C$5.17B |
| Other Comprehensive Income | -C$425.0M | -C$40.0M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | -C$223.0M | C$115.0M |
| Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -C$350.0M | -C$163.0M |
| Other Comprehensive Income Net of Tax Exchange Differences On Translation | C$13.0M | C$103.0M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | C$9.0M | -C$1.0M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | C$43.0M | C$45.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -C$224.0M | -C$258.0M |
| Other Expense By Nature | C$545.0M | C$586.0M |
| Other Inflows Outflows of Cash Classified As Operating Activities | -C$1.21B | -C$938.0M |
| Other Liabilities | C$8.69B | C$7.42B |
| Other Revenue | C$180.0M | C$261.0M |
| Portfolio and Other Management Fee Income | C$1.14B | C$1.00B |
| Proceeds From Issue of Subordinated Liabilities | C$500.0M | C$0 |
| Professional Fees Expense | C$316.0M | C$256.0M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | C$59.0M | -C$85.0M |
| Repayments of Subordinated Liabilities | C$0 | C$750.0M |
| Repurchase Agreements and Cash Collateral On Securities Lent | C$38.18B | C$38.35B |
| Reserve of Exchange Differences On Translation | C$320.0M | C$307.0M |
| Restricted Cash and Cash Equivalents | C$11.70B | C$9.30B |
| Retained Earnings | C$18.63B | C$16.65B |
| Revenue From Interest | C$19.97B | C$16.78B |
| Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | C$16.27B | C$11.26B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | C$0 | C$1.0M |
| Share of Profit Loss of Associates Accounted For Using Equity Method | C$8.0M | C$11.0M |
| Share Premium | C$85.0M | C$68.0M |
| Subordinated Liabilities | C$1.26B | C$748.0M |
| Trading Income Expense | C$4.30B | C$2.68B |
Methodology
Every line item above is a fact tagged in NATIONAL BANK OF CANADA's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (CAD), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.