NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY financials

NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY

Country: GB Reporting currency: GBP Latest annual report: 2025-12-31
LEI: 213800IBT39XQ9C4CP71
Source filing ↗
Financial statements (GBP, as reported — unscaled; 77 line items across 2 annual periods)
Line item 20252024
Income statement
Administrative expenses £1.59B£1.58B
Operating expenses £7.24B£6.96B
Employee benefits expense £3.39B£3.30B
Depreciation & amortisation £1.08B£987.0M
Profit before tax £5.73B£4.66B
Income tax expense £1.53B£1.24B
Profit for the year £4.20B£3.42B
— attributable to NCI £0-£6.0M
Total comprehensive income £4.34B£3.57B
Cash flow statement
Net cash from operating activities £14.62B-£330.0M
Net cash from investing activities -£12.27B-£9.96B
Purchase of PP&E (capex) £659.0M£452.0M
Net cash from financing activities -£1.97B-£2.33B
Dividends paid £3.23B£2.71B
Balance sheet
Total assets £449.54B£424.31B
Total equity £24.13B£23.12B
— attributable to owners £24.12B£23.09B
Non-controlling interests £8.0M£25.0M
Derived metrics
Free cash flow £13.96B-£782.0M
Return on equity 17.4%14.8%
Cash conversion ratio 3.48×-0.10×
Capex coverage 22.19×-0.73×
Other reported items
Adjustments To Reconcile Profit Loss Other Than Changes In Working Capital £540.0M£2.17B
Cash and Bank Balances At Central Banks £29.94B£35.09B
Cash and Cash Equivalents If Different From Statement of Financial Position £39.65B£39.13B
Cash Outflow For Leases £75.0M£78.0M
Comprehensive Income Attributable To Noncontrolling Interests £0-£5.0M
Deposits From Banks At Amortised Cost £33.02B£24.78B
Deposits From Customers At Amortised Cost £325.07B£318.29B
Derivative Financial Assets £1.09B£2.87B
Derivative Financial Liabilities £764.0M£1.18B
Dividends Received Classified As Investing Activities £0£0
Effect of Exchange Rate Changes On Cash and Cash Equivalents £131.0M-£256.0M
Equity and Liabilities £449.54B£424.31B
Fee and Commission Expense £597.0M£542.0M
Fee and Commission Income £2.42B£2.28B
Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 £653.0M£347.0M
Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss £54.0M£107.0M
Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss £1.0M-£39.0M
Income Taxes Paid Refund Classified As Operating Activities £1.76B£1.19B
Increase Decrease In Cash and Cash Equivalents £515.0M-£12.87B
Increase Decrease In Working Capital -£10.11B£5.98B
Interest Expense £9.50B£9.89B
Interest Paid Classified As Operating Activities £9.68B£9.81B
Interest Received Classified As Operating Activities £18.82B£17.97B
Interest Revenue Calculated Using Effective Interest Method £19.15B£18.10B
Interest Revenue Expense £9.65B£8.21B
Investments In Subsidiaries £0£0
Liabilities £425.41B£401.19B
Loans and Advances To Banks At Amortised Cost £4.51B£3.43B
Loans and Advances To Customers At Amortised Cost £345.64B£332.01B
Notes and Debentures Issued £1.05B£935.0M
Other Assets £8.04B£7.59B
Other Comprehensive Income £140.0M£141.0M
Other Comprehensive Income Before Tax Cash Flow Hedges £73.0M£405.0M
Other Comprehensive Income Before Tax Exchange Differences On Translation £6.0M-£18.0M
Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income £115.0M-£28.0M
Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans £1.0M-£150.0M
Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax £140.0M£252.0M
Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax £0-£111.0M
Other Financial Assets £53.12B£39.57B
Other Financial Liabilities £5.33B£5.00B
Other Liabilities £2.95B£3.16B
Other Operating Income Expense £2.15B£2.03B
Payments From Changes In Ownership Interests In Subsidiaries £21.0M£0
Payments To Acquire Or Redeem Entitys Shares £1.91B£0
Proceeds From Issue of Subordinated Liabilities £830.0M£600.0M
Proceeds From Issuing Other Equity Instruments £1.74B£799.0M
Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities £52.0M£183.0M
Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities £32.66B£34.96B
Profit Loss Attributable To Ordinary Equity Holders of Parent Entity £3.96B£3.24B
Purchase of Financial Instruments Classified As Investing Activities £45.40B£42.56B
Repayments of Subordinated Liabilities £500.0M£579.0M
Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed £15.00B£8.98B
Subordinated Liabilities £122.0M£122.0M
Trade and Other Payables To Related Parties £57.11B£47.72B
Trade and Other Receivables Due From Related Parties £7.19B£3.74B
Methodology

Every line item above is a fact tagged in NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY's annual report filed in the European Single Electronic Format (ESEF) under the IFRS taxonomy (ifrs-full) — the income statement, balance sheet and cash-flow statement as the filer reported them. Values are shown as-is, in the reporting currency (GBP), without rescaling; the row labels map to the underlying concept name (e.g. Revenue → ifrs-full:Revenue, Operating profit → ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS → ifrs-full:DilutedEarningsLossPerShare), and any concept without a curated label is shown under “Other reported items” with its de-camel-cased tag name. Only consolidated, default-member facts are shown (segment / dimensional breakdowns are excluded).

“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.

Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.