NATIONWIDE BUILDING SOCIETY financials
NATIONWIDE BUILDING SOCIETY
Country: GB Reporting currency: GBP Latest annual report: 2026-03-31
LEI:
549300XFX12G42QIKN82 Financial statements
(GBP, as reported — unscaled; 104 line items across 2 annual periods)
| Line item | 2026 | 2025 |
|---|---|---|
| Income statement | ||
| Administrative expenses | £4.16B | £3.55B |
| Profit before tax | £1.49B | £2.30B |
| Income tax expense | £387.0M | -£36.0M |
| Profit for the year | £1.10B | £2.34B |
| — attributable to owners | £1.06B | £2.30B |
| — attributable to NCI | £45.0M | £34.0M |
| Total comprehensive income | £943.0M | £2.12B |
| Cash flow statement | ||
| Net cash from operating activities | £3.90B | -£7.91B |
| Net cash from investing activities | £2.33B | £10.77B |
| Purchase of PP&E (capex) | £96.0M | £98.0M |
| Purchase of intangibles | £330.0M | £303.0M |
| Net cash from financing activities | £2.12B | £1.44B |
| Lease liability payments | £45.0M | £41.0M |
| Balance sheet | ||
| Total assets | £382.33B | £367.88B |
| Property, plant & equipment | £759.0M | £796.0M |
| Intangible assets & goodwill | £1.26B | £1.48B |
| Cash & equivalents | £36.88B | £28.52B |
| Total equity | £21.29B | £20.48B |
| — attributable to owners | £21.09B | £19.72B |
| Non-controlling interests | £204.0M | £759.0M |
| Deferred tax liabilities | £217.0M | £266.0M |
| Derived metrics | ||
| Free cash flow | £3.81B | -£8.01B |
| Return on equity | 5.2% | 11.4% |
| Cash conversion ratio | 3.54× | -3.38× |
| Capex coverage | 40.67× | -80.76× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | £552.0M | £1.22B |
| Additional Paidin Capital | £2.18B | £1.49B |
| Cash and Bank Balances At Central Banks | £38.41B | £29.48B |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | £0 | -£7.43B |
| Comprehensive Income Attributable To Noncontrolling Interests | £45.0M | £34.0M |
| Comprehensive Income Attributable To Owners of Parent | £898.0M | £2.08B |
| Current Tax Assets | £0 | £262.0M |
| Current Tax Liabilities | £68.0M | £0 |
| Debt Securities | £54.82B | £51.11B |
| Deferred Tax Assets | £301.0M | £278.0M |
| Deposits From Banks | £5.45B | £6.05B |
| Deposits From Customers | £76.77B | £74.67B |
| Derivative Financial Assets | £3.34B | £4.74B |
| Derivative Financial Liabilities | £1.18B | £1.55B |
| Dividends Paid To Noncontrolling Interests Classified As Financing Activities | £45.0M | £34.0M |
| Dividends Recognised As Distributions To Noncontrolling Interests | £45.0M | £34.0M |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | -£6.0M | -£121.0M |
| Equity and Liabilities | £382.33B | £367.88B |
| Fee and Commission Expense | £420.0M | £356.0M |
| Fee and Commission Income | £697.0M | £515.0M |
| Gains Losses On Cash Flow Hedges Before Tax | -£136.0M | £30.0M |
| Gains Losses On Change In Value of Foreign Currency Basis Spreads Before Tax | £11.0M | -£8.0M |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | £102.0M | -£103.0M |
| Hedging Gains Losses For Hedge of Group of Items With Offsetting Risk Positions | £35.0M | £12.0M |
| Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss Loans and Advances | £331.0M | £632.0M |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | -£32.0M | £1.0M |
| Income Tax Relating To Change In Value of Foreign Currency Basis Spreads of Other Comprehensive Income | £2.0M | -£1.0M |
| Income Tax Relating To Changes In Revaluation Surplus of Other Comprehensive Income | £0 | £0 |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | £35.0M | -£31.0M |
| Income Tax Relating To Investments In Equity Instruments of Other Comprehensive Income | £0 | £1.0M |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | -£55.0M | -£48.0M |
| Income Taxes Paid Refund Classified As Operating Activities | £84.0M | £225.0M |
| Increase Decrease In Cash and Cash Equivalents | £8.35B | £4.18B |
| Increase Decrease In Working Capital | -£878.0M | £9.87B |
| Increase Decrease Through Acquisition of Subsidiary | — | £759.0M |
| Increase Decrease Through Transfers and Other Changes Equity | — | £0 |
| Interest Expense | £11.03B | £11.09B |
| Interest Paid Classified As Operating Activities | £10.53B | £10.98B |
| Interest Received Classified As Operating Activities | £17.34B | £16.26B |
| Interest Revenue Expense | £6.08B | £4.99B |
| Investments In Subsidiaries | £0 | £0 |
| Investments Other Than Investments Accounted For Using Equity Method | £25.91B | £28.66B |
| Liabilities | £361.04B | £347.39B |
| Loans and Advances To Banks | £1.76B | £1.81B |
| Loans and Advances To Customers | £311.48B | £300.89B |
| Other Adjustments For Noncash Items | £1.62B | -£126.0M |
| Other Assets | £146.0M | £224.0M |
| Other Comprehensive Income | -£160.0M | -£222.0M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | £1.0M | -£1.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£224.0M | -£192.0M |
| Other Comprehensive Income Before Tax Gains Losses On Revaluation | £0 | £1.0M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | -£90.0M | £5.0M |
| Other Comprehensive Income Net of Tax Change In Value of Foreign Currency Basis Spreads | £6.0M | -£2.0M |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | £92.0M | -£80.0M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | £1.0M | -£2.0M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | -£169.0M | -£144.0M |
| Other Comprehensive Income Net of Tax Gains Losses On Revaluation | £0 | £1.0M |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | £8.0M | -£77.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -£168.0M | -£145.0M |
| Other Liabilities | £1.98B | £2.43B |
| Other Operating Income Expense | -£9.0M | £21.0M |
| Payments From Changes In Ownership Interests In Subsidiaries | £562.0M | £0 |
| Prepayments and Accrued Income Including Contract Assets | £364.0M | £394.0M |
| Proceeds From Issue of Bonds Notes and Debentures | £4.68B | £4.16B |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | £3.0M | £8.0M |
| Proceeds From Sales Or Maturity of Financial Instruments Classified As Investing Activities | £18.25B | £12.57B |
| Provisions | £78.0M | £70.0M |
| Purchase of Financial Instruments Classified As Investing Activities | £15.49B | £8.83B |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | -£14.0M | £24.0M |
| Reclassification Adjustments On Change In Value of Foreign Currency Basis Spreads Before Tax | £3.0M | -£5.0M |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -£25.0M | £8.0M |
| Recognised Assets Defined Benefit Plan | £716.0M | £892.0M |
| Repayments of Bonds Notes and Debentures | £1.52B | £1.82B |
| Reserve of Cash Flow Hedges | £42.0M | £132.0M |
| Reserve of Change In Value of Foreign Currency Basis Spreads | -£47.0M | -£53.0M |
| Revaluation Surplus | £35.0M | £35.0M |
| Subordinated Liabilities | £2.93B | £2.44B |
| Trade and Other Payables To Related Parties | £0 | £0 |
| Trade and Other Receivables Due From Related Parties | £0 | £0 |
Methodology
Every line item above is a fact tagged in NATIONWIDE BUILDING SOCIETY's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (GBP), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.