Nordea Bank Abp financials
Nordea Bank Abp
Country: FI Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
529900ODI3047E2LIV03 Financial statements
(EUR, as reported — unscaled; 104 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Other income | €42.0M | €47.0M |
| Operating expenses | €5.41B | €5.33B |
| Employee benefits expense | €3.23B | €3.11B |
| Profit before tax | €6.32B | €6.55B |
| Income tax expense | €1.48B | €1.49B |
| Profit for the year | €4.84B | €5.06B |
| — attributable to owners | €4.81B | €5.03B |
| Total comprehensive income | €4.88B | €4.82B |
| Per share | ||
| Basic EPS | €1.39 | €1.44 |
| Diluted EPS | €1.39 | €1.44 |
| Cash flow statement | ||
| Cash generated from operations | -€3.16B | €906.0M |
| Income taxes paid | €1.22B | €1.42B |
| Net cash from investing activities | -€579.0M | -€2.92B |
| Purchase of PP&E (capex) | €79.0M | €91.0M |
| Purchase of intangibles | €577.0M | €469.0M |
| Net cash from financing activities | -€3.34B | -€2.35B |
| Dividends paid | €3.27B | €3.22B |
| Lease liability payments | €111.0M | €151.0M |
| Balance sheet | ||
| Total assets | €654.35B | €623.36B |
| Intangible assets & goodwill | €4.09B | €3.88B |
| Total equity | €32.42B | €32.44B |
| Deferred tax liabilities | €601.0M | €813.0M |
| Derived metrics | ||
| Return on equity | 14.9% | 15.6% |
| Other reported items | ||
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Assets | -€158.0M | -€243.0M |
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Liabilities | -€567.0M | -€458.0M |
| Adjustments For Decrease Increase In Other Assets | -€3.86B | -€748.0M |
| Adjustments For Increase Decrease In Insurance Reinsurance and Investment Contract Liabilities | €8.19B | €5.59B |
| Adjustments For Increase Decrease In Other Liabilities | -€1.94B | €7.89B |
| Cash Flows From Used In Operations Before Changes In Working Capital | €7.88B | €7.44B |
| Comprehensive Income Attributable To Owners of Parent | €4.85B | €4.79B |
| Current Tax Assets | €383.0M | €364.0M |
| Current Tax Liabilities | €672.0M | €208.0M |
| Debt Instruments Held | €79.87B | €73.46B |
| Debt Securities | €196.28B | €188.14B |
| Deferred Tax Assets | €180.0M | €206.0M |
| Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €614.0M | €577.0M |
| Derivative Financial Assets | €17.63B | €25.21B |
| Derivative Financial Liabilities | €18.08B | €25.03B |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €3.28B | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.96 | — |
| Dividends Received Classified As Operating Activities | €5.0M | €33.0M |
| Dividends Recognised As Distributions To Owners Per Share | €0.94 | €0.92 |
| Equity and Liabilities | €654.35B | €623.36B |
| Equity Instruments Held | €39.59B | €35.39B |
| Fee and Commission Expense | €967.0M | €907.0M |
| Fee and Commission Income | €4.22B | €4.06B |
| Fee and Commission Income Expense | €3.25B | €3.16B |
| Gains Losses On Cash Flow Hedges Before Tax | -€2.47B | €1.91B |
| Gains Losses On Hedges of Net Investments In Foreign Operations Net of Tax | -€192.0M | €174.0M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €21.0M | €198.0M |
| Income Expenses From Reinsurance Contracts Held Other Than Finance Income Expenses | -€6.0M | -€6.0M |
| Income Tax Relating To Cash Flow Hedges of Other Comprehensive Income | -€496.0M | €388.0M |
| Income Tax Relating To Changes In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability of Other Comprehensive Income | €1.0M | -€2.0M |
| Income Tax Relating To Exchange Differences On Translation of Other Comprehensive Income | €3.0M | €1.0M |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | €22.0M | -€16.0M |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | -€34.0M | €23.0M |
| Income Tax Relating To Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss | €0 | €1.0M |
| Increase Decrease In Cash and Cash Equivalents | -€7.08B | -€4.36B |
| Increase Decrease Through Sharebased Payment Transactions | €15.0M | €15.0M |
| Increase Decrease Through Treasury Share Transactions | -€873.0M | -€382.0M |
| Insurance Contracts Issued That Are Liabilities | €33.10B | €30.35B |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -€2.30B | -€2.57B |
| Insurance Revenue | €708.0M | €652.0M |
| Insurance Service Expenses From Insurance Contracts Issued | €460.0M | €402.0M |
| Interest Expense | €10.08B | €13.49B |
| Interest Revenue Calculated Using Effective Interest Method | €15.40B | €18.58B |
| Interest Revenue Expense | €7.17B | €7.59B |
| Investment Accounted For Using Equity Method | €462.0M | €482.0M |
| Investment Property | €2.21B | €2.13B |
| Issued Capital | €4.05B | €4.05B |
| Liabilities | €621.93B | €590.92B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale Or As Held For Distribution To Owners | €0 | €95.0M |
| Number of Shares Outstanding | 3434.0M | 3503.0M |
| Other Adjustments For Noncash Items | €2.79B | €2.31B |
| Other Assets | €5.62B | €7.17B |
| Other Comprehensive Income | €40.0M | -€242.0M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | €2.0M | -€8.0M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | €316.0M | -€483.0M |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €83.0M | -€65.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | -€132.0M | €99.0M |
| Other Expense By Nature | €1.44B | €1.53B |
| Other Liabilities | €14.41B | €14.20B |
| Other Reserves | -€2.55B | -€2.59B |
| Proceeds From Issue of Subordinated Liabilities | €1.78B | €2.19B |
| Proceeds From Sales of Investments Accounted For Using Equity Method | €98.0M | €0 |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | €27.0M | €37.0M |
| Provisions | €348.0M | €396.0M |
| Purchase of Interests In Investments Accounted For Using Equity Method | €48.0M | €0 |
| Purchase of Investments Other Than Investments Accounted For Using Equity Method | €0 | €2.39B |
| Reclassification Adjustments On Cash Flow Hedges Before Tax | -€2.39B | €1.86B |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | -€27.0M | -€3.0M |
| Recognised Assets Defined Benefit Plan | €334.0M | €360.0M |
| Recognised Liabilities Defined Benefit Plan | €296.0M | €272.0M |
| Repayments of Subordinated Liabilities | €839.0M | €762.0M |
| Reserve of Exchange Differences On Translation Continuing Hedges | €759.0M | €939.0M |
| Reserve of Exchange Differences On Translation Hedging Relationships For Which Hedge Accounting Is No Longer Applied | €0 | €0 |
| Retained Earnings | €29.84B | €29.17B |
| Revenue and Operating Income | €11.74B | €12.08B |
| Revenue From Interest | €1.85B | €2.50B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Before Tax | -€1.0M | €5.0M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | -€2.0M | €10.0M |
| Shares In Entity Held By Entity Or By Its Subsidiaries Or Associates | 14.0M | 17.1M |
| Shares Reserved For Issue Under Options and Contracts For Sale of Shares | 10.3M | 11.5M |
| Subordinated Liabilities | €8.81B | €7.41B |
Methodology
Every line item above is a fact tagged in Nordea Bank Abp's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.