NORION BANK AB financials

NORION BANK AB

Country: SE Reporting currency: SEK Latest annual report: 2024-12-31
LEI: 529900AGWAKUTYNETM62 ISIN: SE0017831795
Source filing ↗
Financial statements (SEK, as reported — unscaled; 75 line items across 2 annual periods)
Line item 20242023
Income statement
Other income SEK 31.0MSEK 38.0M
Operating expenses SEK 1.07BSEK 934.0M
Employee benefits expense SEK 435.0MSEK 357.0M
Operating profit (EBIT) SEK 1.61BSEK 1.64B
Income tax expense SEK 344.0MSEK 342.0M
Profit for the year SEK 1.26BSEK 1.29B
— attributable to owners SEK 1.25BSEK 1.24B
Total comprehensive income SEK 1.26BSEK 1.29B
Per share
Basic EPS SEK 6.09SEK 6.02
Diluted EPS SEK 6.09SEK 6.02
Free cash flow / share SEK -0.49SEK 10.98
Cash flow statement
Net cash from operating activities -SEK 101.0MSEK 2.36B
Income taxes paid SEK 378.0MSEK 272.0M
Net cash from investing activities -SEK 139.0M-SEK 58.0M
Purchase of PP&E (capex) SEK 1.0MSEK 1.0M
Purchase of intangibles SEK 76.0MSEK 57.0M
Net cash from financing activities SEK 1.12B-SEK 2.14B
Repayments of borrowings SEK 30.0MSEK 33.0M
Balance sheet
Total assets SEK 67.21BSEK 54.06B
Cash & equivalents SEK 4.16BSEK 3.20B
Total equity SEK 9.05BSEK 8.30B
Deferred tax liabilities SEK 341.0MSEK 274.0M
Derived metrics
Free cash flow -SEK 102.0MSEK 2.36B
Return on equity 14.0%15.6%
Cash conversion ratio -0.08×1.83×
Capex coverage -101.00×2362.00×
Other reported items
Accruals and Deferred Income Including Contract Liabilities SEK 1.49BSEK 1.04B
Adjustments For Decrease Increase In Financial Assets Held For Trading SEK 0-SEK 157.0M
Adjustments For Decrease Increase In Loans and Advances To Customers -SEK 5.25B-SEK 5.29B
Adjustments For Decrease Increase In Other Assets -SEK 7.25B-SEK 1.02B
Adjustments For Depreciation Expense SEK 71.0MSEK 67.0M
Adjustments For Fair Value Gains Losses -SEK 23.0MSEK 70.0M
Adjustments For Increase Decrease In Deposits From Customers SEK 9.68BSEK 5.91B
Adjustments For Increase Decrease In Other Liabilities SEK 331.0MSEK 175.0M
Cash Flows From Used In Operations Before Changes In Working Capital SEK 2.39BSEK 2.74B
Comprehensive Income Attributable To Owners of Parent SEK 1.25BSEK 1.23B
Debt Securities SEK 2.32BSEK 1.25B
Deposits From Customers SEK 53.02BSEK 42.66B
Depreciation Amortisation and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss SEK 71.0MSEK 67.0M
Derivative Financial Assets SEK 12.0MSEK 47.0M
Derivative Financial Liabilities SEK 0SEK 0
Effect of Exchange Rate Changes On Cash and Cash Equivalents SEK 78.0M-SEK 10.0M
Equity and Liabilities SEK 67.21BSEK 54.06B
Fee and Commission Expense SEK 53.0MSEK 44.0M
Fee and Commission Income SEK 377.0MSEK 339.0M
Fee and Commission Income Expense SEK 324.0MSEK 295.0M
Government Debt Instruments Held SEK 5.28BSEK 346.0M
Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 SEK 1.01BSEK 1.08B
Increase Decrease In Cash and Cash Equivalents SEK 883.0MSEK 163.0M
Increase Decrease Through Transactions With Owners -SEK 515.0M-SEK 58.0M
Intangible Assets Other Than Goodwill SEK 141.0MSEK 104.0M
Interest Expense SEK 1.92BSEK 1.32B
Interest Paid Classified As Operating Activities SEK 2.60BSEK 1.13B
Interest Received Classified As Operating Activities SEK 5.24BSEK 4.58B
Interest Revenue Expense SEK 3.31BSEK 3.29B
Issued Capital SEK 149.0MSEK 149.0M
Liabilities SEK 58.16BSEK 45.75B
Loans and Advances To Banks SEK 4.16BSEK 3.20B
Loans and Advances To Customers SEK 50.29BSEK 45.47B
Other Adjustments For Noncash Items SEK 1.16BSEK 1.37B
Other Assets SEK 160.0MSEK 42.0M
Other Comprehensive Income -SEK 1.0M-SEK 3.0M
Other Comprehensive Income Net of Tax Exchange Differences On Translation -SEK 1.0M-SEK 3.0M
Other Debt Instruments Held SEK 6.21BSEK 3.96B
Other Expense By Nature SEK 568.0MSEK 509.0M
Other Liabilities SEK 393.0MSEK 524.0M
Other Reserves -SEK 2.0MSEK 0
Prepayments and Accrued Income Including Contract Assets SEK 121.0MSEK 112.0M
Proceeds From Issue of Bonds Notes and Debentures SEK 2.79BSEK 247.0M
Purchase of Financial Instruments Classified As Investing Activities SEK 62.0MSEK 0
Repayments of Bonds Notes and Debentures SEK 1.12BSEK 2.30B
Retained Earnings SEK 8.90BSEK 7.65B
Revenue and Operating Income SEK 3.70BSEK 3.65B
Revenue From Interest SEK 5.24BSEK 4.61B
Subordinated Liabilities SEK 598.0MSEK 0
Methodology

Every line item above is a fact tagged in NORION BANK AB's annual report filed in the European Single Electronic Format (ESEF) under the IFRS taxonomy (ifrs-full) — the income statement, balance sheet and cash-flow statement as the filer reported them. Values are shown as-is, in the reporting currency (SEK), without rescaling; the row labels map to the underlying concept name (e.g. Revenue → ifrs-full:Revenue, Operating profit → ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS → ifrs-full:DilutedEarningsLossPerShare), and any concept without a curated label is shown under “Other reported items” with its de-camel-cased tag name. Only consolidated, default-member facts are shown (segment / dimensional breakdowns are excluded).

“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.

Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.