PARAGON BANKING GROUP PLC financials

PARAGON BANKING GROUP PLC

Country: GB Reporting currency: GBP Latest annual report: 2025-09-30
LEI: 213800S1TDKIB1IUTS72 ISIN: GB00B2NGPM57
Source filing ↗
Financial statements (GBP, as reported — unscaled; 60 line items across 3 annual periods)
Line item 202520242023
Income statement
Other income £6.7M£7.0M
Operating expenses £179.3M£179.2M
Profit before tax £256.5M£253.8M
Income tax expense £76.2M£67.8M
Profit for the year £180.3M£186.0M
Total comprehensive income £179.1M£191.4M
Per share
Basic EPS £0.91£0.89
Diluted EPS £0.88£0.85
Cash flow statement
Net cash from operating activities -£377.4M£2.22B
Net cash from investing activities -£236.9M-£424.7M
Net cash from financing activities £478.3M-£2.26B
Dividends paid £81.0M£83.5M
Balance sheet
Total assets £19.93B£19.27B£18.42B
Property, plant & equipment £77.0M£71.0M£74.7M
Intangible assets & goodwill £172.1M£171.5M£168.2M
Cash & equivalents £2.39B£2.52B£2.99B
Total equity £1.42B£1.42B£1.41B
Short-term borrowings £500.0K£400.0K£200.0K
Deferred tax liabilities £13.9M£13.4M£17.7M
Derived metrics
Return on equity 12.7%13.1%
Cash conversion ratio -2.09×11.92×
Other reported items
Cancellation of Treasury Shares £0£0
Cash £2.39B£2.53B
Cash and Bank Balances At Central Banks £2.18B£2.32B£2.78B
Changes In Equity £700.0K£8.9M
Current Tax Assets £6.2M£9.7M£8.9M
Decrease Increase Through Tax On Sharebased Payment Transactions -£2.3M-£4.4M
Deposits From Customers £16.27B£16.31B£13.23B
Derivative Financial Assets £275.4M£391.8M£615.4M
Derivative Financial Liabilities £68.2M£99.7M£39.9M
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners £57.7M£55.6M
Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share £0.30£0.27
Dividends Recognised As Distributions To Owners Per Share £0.41£0.40
Equity and Liabilities £19.93B£19.27B£18.42B
Gains Losses On Change In Fair Value of Derivatives -£11.9M-£38.9M
Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 £41.9M£24.5M
Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income -£200.0K£1.8M
Increase Decrease In Cash and Cash Equivalents -£136.0M-£469.1M
Increase Decrease Through Exercise of Options £800.0K£700.0K
Increase Decrease Through Sharebased Payment Transactions £8.1M£9.2M
Interest Expense £746.7M£831.5M
Interest Revenue Expense £502.3M£483.2M
Investments Other Than Investments Accounted For Using Equity Method £626.2M£427.4M£0
Issued Capital £197.4M£210.6M£228.7M
Liabilities £18.51B£17.85B£17.01B
Loans and Advances To Banks £213.8M£209.9M£211.0M
Loans and Advances To Customers £16.34B£15.63B£14.49B
Operating Lease Income £6.1M£6.2M
Other Assets £24.2M£20.7M£51.0M
Other Comprehensive Income -£1.2M£5.4M
Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans -£1.4M£7.2M
Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax -£1.2M£5.4M
Other Expense By Function £25.6M£24.2M
Other Liabilities £431.6M£417.4M£631.2M
Other Operating Income Expense £515.1M£496.4M
Provisions £25.5M£0£0
Purchase of Treasury Shares £132.4M£89.5M
Recognised Assets Defined Benefit Plan £23.5M£22.2M£12.7M
Revenue From Interest £1.25B£1.31B
Treasury Shares £53.8M£65.4M£75.6M
Methodology

Every line item above is a fact tagged in PARAGON BANKING GROUP PLC's annual report filed in the European Single Electronic Format (ESEF) under the IFRS taxonomy (ifrs-full) — the income statement, balance sheet and cash-flow statement as the filer reported them. Values are shown as-is, in the reporting currency (GBP), without rescaling; the row labels map to the underlying concept name (e.g. Revenue → ifrs-full:Revenue, Operating profit → ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS → ifrs-full:DilutedEarningsLossPerShare), and any concept without a curated label is shown under “Other reported items” with its de-camel-cased tag name. Only consolidated, default-member facts are shown (segment / dimensional breakdowns are excluded).

“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.

Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.