Raiffeisenlandesbank Oberösterreich Aktiengesellschaft financials
Raiffeisenlandesbank Oberösterreich Aktiengesellschaft
Country: AT Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
I6SS27Q1Q3385V753S50 Financial statements
(EUR, as reported — unscaled; 115 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Administrative expenses | €1.25B | €1.23B |
| Operating expenses | €780.4M | €749.1M |
| Profit before tax | €748.3M | €486.4M |
| Income tax expense | €51.5M | €49.7M |
| Profit for the year | €696.8M | €436.7M |
| — attributable to owners | €690.3M | €429.2M |
| — attributable to NCI | €6.5M | €7.5M |
| Total comprehensive income | €874.2M | €341.5M |
| Cash flow statement | ||
| Net cash from operating activities | €615.5M | €455.7M |
| Net cash from investing activities | -€580.5M | -€572.4M |
| Net cash from financing activities | -€39.8M | €115.4M |
| Dividends paid | €54.4M | €52.7M |
| Balance sheet | ||
| Total assets | €48.68B | €49.29B |
| Property, plant & equipment | €820.9M | €796.2M |
| Intangible assets & goodwill | €178.4M | €169.9M |
| Cash & equivalents | €40.9M | €45.6M |
| Total equity | €6.80B | €5.96B |
| — attributable to owners | €6.69B | €5.86B |
| Non-controlling interests | €114.3M | €102.0M |
| Deferred tax liabilities | €74.2M | €46.1M |
| Derived metrics | ||
| Free cash flow | €385.5M | €247.7M |
| Return on equity | 10.2% | 7.3% |
| Cash conversion ratio | 0.88× | 1.04× |
| Capex coverage | 2.68× | 2.19× |
| Other reported items | ||
| Adjustments For Decrease Increase In Financial Assets Held For Trading | -€5.6M | -€1.2M |
| Adjustments For Decrease Increase In Loans and Advances | €1.11B | -€1.68B |
| Adjustments For Decrease Increase In Other Assets | -€18.7M | €140.9M |
| Adjustments For Dividend Income | €3.5M | €4.3M |
| Adjustments For Gain Loss On Disposal of Investments In Subsidiaries Joint Ventures and Associates | -€30.0K | €1.5M |
| Adjustments For Increase Decrease In Debt Instruments Issued | -€589.3M | -€478.8M |
| Adjustments For Increase Decrease In Deposits | -€485.9M | €1.76B |
| Adjustments For Increase Decrease In Financial Liabilities Held For Trading | €8.2M | €15.6M |
| Adjustments For Increase Decrease In Other Liabilities | -€75.1M | -€162.5M |
| Adjustments For Interest Income | €30.6M | €60.4M |
| Cash and Bank Balances At Central Banks | €40.9M | €45.6M |
| Cash Flows From Losing Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €641.0K | €0 |
| Cash Flows From Used In Operations Before Changes In Working Capital | €672.1M | €860.1M |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | €17.4M | €9.1M |
| Comprehensive Income Attributable To Noncontrolling Interests | €8.6M | €5.9M |
| Comprehensive Income Attributable To Owners of Parent | €865.7M | €335.6M |
| Current Tax Assets | €11.0M | €16.9M |
| Current Tax Liabilities | €80.5M | €145.0M |
| Debt Securities | €9.12B | €9.77B |
| Deferred Tax Assets | €37.5M | €36.7M |
| Deposits From Customers | €14.16B | €14.62B |
| Derivative Financial Liabilities Held For Trading | €876.5M | €1.11B |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €49.0M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €25.23 | — |
| Dividends Received Classified As Operating Activities | €199.9M | €164.3M |
| Dividends Recognised As Distributions To Owners Per Share | — | €25.23 |
| Equity and Liabilities | €48.68B | €49.29B |
| Fee and Commission Expense | €105.7M | €95.3M |
| Fee and Commission Income | €317.0M | €283.9M |
| Fee and Commission Income Expense | €211.3M | €188.6M |
| Financial Assets At Fair Value Through Profit Or Loss Classified As Held For Trading | €991.2M | €1.19B |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | €156.5M | €175.5M |
| Income Tax Relating To Changes In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability of Other Comprehensive Income | -€2.8M | -€654.0K |
| Income Tax Relating To Exchange Differences On Translation of Other Comprehensive Income | €0 | €0 |
| Income Tax Relating To Financial Assets Measured At Fair Value Through Other Comprehensive Income | €9.9M | -€8.0M |
| Income Tax Relating To Hedges of Net Investments In Foreign Operations of Other Comprehensive Income | -€327.0K | €156.0K |
| Income Tax Relating To Remeasurements of Defined Benefit Plans of Other Comprehensive Income | €2.3M | -€798.0K |
| Income Tax Relating To Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss | €0 | €0 |
| Income Tax Relating To Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss | -€1.0K | -€1.0K |
| Income Taxes Paid Refund Classified As Operating Activities | €71.2M | €12.8M |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | €1.9M | €1.2M |
| Increase Decrease Through Transfers and Other Changes Equity | €11.4M | -€3.3M |
| Interest Expense | €1.14B | €1.59B |
| Interest Paid Classified As Operating Activities | €1.17B | €1.58B |
| Interest Received Classified As Operating Activities | €1.67B | €2.08B |
| Interest Revenue Calculated Using Effective Interest Method | €1.21B | €1.55B |
| Interest Revenue Expense | €582.1M | €605.1M |
| Investment Accounted For Using Equity Method | €3.10B | €2.59B |
| Investment Property | €484.1M | €456.7M |
| Liabilities Included In Disposal Groups Classified As Held For Sale | €9.8M | €0 |
| Loans and Advances To Banks | €10.39B | €11.92B |
| Loans and Advances To Customers | €25.72B | €25.46B |
| Noncurrent Assets Or Disposal Groups Classified As Held For Sale | €25.1M | €0 |
| Other Adjustments To Reconcile Profit Loss | -€18.7M | €51.0M |
| Other Assets | €957.3M | €965.8M |
| Other Cash Payments To Acquire Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €1.08B | €992.4M |
| Other Cash Receipts From Sales of Equity Or Debt Instruments of Other Entities Classified As Investing Activities | €683.8M | €568.3M |
| Other Comprehensive Income | €177.5M | -€95.2M |
| Other Comprehensive Income Before Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -€12.2M | -€2.8M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | -€319.0K | -€131.0K |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €45.0M | -€32.6M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €10.0M | -€3.5M |
| Other Comprehensive Income Before Tax Hedges of Net Investments In Foreign Operations | -€1.4M | €678.0K |
| Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -€9.4M | -€2.2M |
| Other Comprehensive Income Net of Tax Exchange Differences On Translation | -€319.0K | -€131.0K |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | €33.1M | -€26.7M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | €7.7M | -€2.7M |
| Other Comprehensive Income Net of Tax Hedges of Net Investments In Foreign Operations | -€1.1M | €522.0K |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | €160.6M | -€70.6M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €16.9M | -€24.5M |
| Other Liabilities | €715.7M | €698.0M |
| Other Operating Income Expense | €827.9M | €832.3M |
| Proceeds From Contributions of Noncontrolling Interests | €0 | €13.0K |
| Proceeds From Disposals of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €61.2M | €68.8M |
| Proceeds From Issue of Subordinated Liabilities | €84.2M | €316.2M |
| Proceeds From Issuing Shares | €0 | €0 |
| Provisions | €326.4M | €357.1M |
| Purchase of Property Plant and Equipment Intangible Assets Other Than Goodwill Investment Property and Other Noncurrent Assets | €230.1M | €208.0M |
| Reclassification Adjustments On Exchange Differences On Translation Before Tax | €0 | €0 |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Before Tax | €2.0M | €2.0M |
| Reclassification Adjustments On Hedges of Net Investments In Foreign Operations Before Tax | €0 | €0 |
| Repayments of Subordinated Liabilities | €69.6M | €132.7M |
| Revenue and Operating Income | €1.61B | €1.58B |
| Revenue From Interest | €1.72B | €2.20B |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Before Tax | €128.8M | -€44.4M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Be Reclassified To Profit Or Loss Net of Tax | €128.8M | -€44.4M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Before Tax | €18.6M | -€19.6M |
| Share of Other Comprehensive Income of Associates and Joint Ventures Accounted For Using Equity Method That Will Not Be Reclassified To Profit Or Loss Net of Tax | €18.6M | -€19.6M |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | €462.3M | €269.8M |
| Subordinated Liabilities | €1.09B | €1.08B |
| Trading Income Expense | €14.6M | €9.5M |
Methodology
Every line item above is a fact tagged in Raiffeisenlandesbank Oberösterreich Aktiengesellschaft's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.