ROGALAND SPAREBANK financials
ROGALAND SPAREBANK
Country: NO Reporting currency: NOK Latest annual report: 2024-12-31
LEI:
549300G2EWXR3BRFKQ37 Financial statements
(NOK, as reported — unscaled; 85 line items across 2 annual periods)
| Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | NOK 255.2M | NOK 159.6M |
| Operating expenses | NOK 415.0M | NOK 368.7M |
| Employee benefits expense | NOK 224.5M | NOK 204.3M |
| Profit before tax | NOK 535.5M | NOK 395.8M |
| Income tax expense | NOK 77.9M | NOK 65.9M |
| Profit for the year | NOK 457.6M | NOK 329.9M |
| Total comprehensive income | NOK 443.2M | NOK 430.6M |
| Per share | ||
| Basic EPS | NOK 12.40 | NOK 10.00 |
| Diluted EPS | NOK 12.40 | NOK 10.00 |
| Free cash flow / share | NOK -13.74 | NOK -4.24 |
| Cash flow statement | ||
| Net cash from operating activities | -NOK 506.4M | -NOK 139.0M |
| Income taxes paid | NOK 60.5M | NOK 46.5M |
| Net cash from investing activities | NOK 240.6M | NOK 118.4M |
| Purchase of PP&E (capex) | NOK 696.0K | NOK 759.0K |
| Net cash from financing activities | NOK 393.5M | -NOK 19.0M |
| Dividends paid | NOK 157.8M | NOK 127.3M |
| Lease liability payments | NOK 19.4M | NOK 15.6M |
| Balance sheet | ||
| Total assets | NOK 39.70B | NOK 34.42B |
| Property, plant & equipment | NOK 36.3M | NOK 3.2M |
| Right-of-use assets | NOK 50.1M | NOK 59.5M |
| Intangible assets & goodwill | NOK 5.5M | NOK 4.6M |
| Cash & equivalents | NOK 590.2M | NOK 462.6M |
| Total equity | NOK 4.28B | NOK 3.62B |
| Non-controlling interests | NOK 3.2M | NOK 2.9M |
| Deferred tax liabilities | NOK 186.0K | NOK 162.0K |
| Derived metrics | ||
| Free cash flow | -NOK 507.1M | -NOK 139.8M |
| Return on equity | 10.7% | 9.1% |
| Cash conversion ratio | -1.11× | -0.42× |
| Capex coverage | -727.60× | -183.19× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | NOK 75.2M | NOK 37.0M |
| Additional Paidin Capital | -NOK 134.7M | -NOK 127.2M |
| Cash and Bank Balances At Central Banks | NOK 482.4M | NOK 355.9M |
| Comprehensive Income Attributable To Noncontrolling Interests | NOK 336.0K | -NOK 901.0K |
| Comprehensive Income Attributable To Owners of Parent | NOK 442.9M | NOK 431.5M |
| Current Tax Liabilities | NOK 89.2M | NOK 61.5M |
| Debt Securities | NOK 17.09B | NOK 15.44B |
| Deferred Tax Assets | NOK 12.2M | NOK 9.5M |
| Deposits From Banks | NOK 90.7M | NOK 51.2M |
| Deposits From Customers | NOK 17.33B | NOK 14.56B |
| Derivative Financial Assets | NOK 93.2M | NOK 97.4M |
| Derivative Financial Liabilities | NOK 128.5M | NOK 117.5M |
| Dividends Received From Associates Classified As Investing Activities | NOK 42.7M | NOK 53.3M |
| Equity and Liabilities | NOK 39.70B | NOK 34.42B |
| Fee and Commission Expense | NOK 11.3M | NOK 11.6M |
| Fee and Commission Income | NOK 131.3M | NOK 107.2M |
| Financial Assets At Fair Value Through Other Comprehensive Income | NOK 766.9M | NOK 668.9M |
| Gains Losses On Financial Assets At Fair Value Through Profit Or Loss | NOK 15.6M | NOK 6.2M |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | NOK 23.6M | NOK 10.6M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | NOK 5.0K | NOK 37.0K |
| Increase Decrease In Cash and Cash Equivalents | NOK 127.7M | -NOK 39.6M |
| Increase Decrease Through Disposal of Subsidiary | -NOK 538.0K | — |
| Increase Decrease Through Transfers and Other Changes Equity | NOK 1.2M | — |
| Increase Decrease Through Treasury Share Transactions | -NOK 8.3M | NOK 5.9M |
| Interest Expense | NOK 1.48B | NOK 1.11B |
| Interest Income On Financial Assets Designated At Fair Value Through Profit Or Loss | NOK 275.8M | NOK 215.6M |
| Interest Paid Classified As Financing Activities | NOK 820.5M | NOK 584.5M |
| Interest Revenue Calculated Using Effective Interest Method | NOK 1.92B | NOK 1.51B |
| Interest Revenue Expense | NOK 718.8M | NOK 615.6M |
| Investments In Associates Accounted For Using Equity Method | NOK 34.8M | NOK 34.9M |
| Issued Capital | NOK 250.3M | NOK 230.1M |
| Lease Liabilities | NOK 65.2M | NOK 78.0M |
| Liabilities | NOK 35.42B | NOK 30.79B |
| Loans and Advances To Banks | NOK 107.8M | NOK 106.7M |
| Miscellaneous Other Operating Income | NOK 77.0M | NOK 4.1M |
| Other Assets | NOK 16.3M | NOK 16.0M |
| Other Comprehensive Income | -NOK 14.4M | NOK 100.7M |
| Other Comprehensive Income Before Tax Gains Losses From Investments In Equity Instruments | -NOK 14.4M | NOK 100.6M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | NOK 20.0K | NOK 148.0K |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | -NOK 14.4M | NOK 100.6M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | NOK 15.0K | NOK 111.0K |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -NOK 14.4M | NOK 100.7M |
| Other Expense By Nature | NOK 173.0M | NOK 146.3M |
| Other Inflows Outflows of Cash Classified As Operating Activities | -NOK 342.7M | -NOK 273.9M |
| Other Liabilities | NOK 63.9M | NOK 113.6M |
| Payments To Acquire Or Redeem Entitys Shares | NOK 8.3M | -NOK 5.9M |
| Prepayments and Accrued Income Including Contract Assets | NOK 16.5M | NOK 11.0M |
| Proceeds From Issue of Bonds Notes and Debentures | NOK 5.10B | NOK 2.55B |
| Proceeds From Issue of Subordinated Liabilities | NOK 250.0M | NOK 200.0M |
| Provisions | NOK 14.1M | NOK 10.9M |
| Repayments of Bonds Notes and Debentures | NOK 3.86B | NOK 1.73B |
| Repayments of Subordinated Liabilities | — | NOK 247.0M |
| Revaluation Surplus | NOK 5.4M | NOK 5.4M |
| Share Premium | NOK 1.18B | NOK 987.3M |
| Subordinated Liabilities | NOK 472.9M | NOK 322.0M |
| Treasury Shares | NOK 20.8M | NOK 20.0M |
Methodology
Every line item above is a fact tagged in ROGALAND SPAREBANK's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (NOK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.