Royal Bank of Canada financials
Also U.S.-listed. Royal Bank of Canada is also a foreign private issuer filing with the U.S. SEC. View its EDGAR financials: RY — ROYAL BANK OF CANADA
Royal Bank of Canada
Country: GB Reporting currency: CAD Latest annual report: 2025-10-31
LEI:
ES7IP3U3RHIGC71XBU11 Financial statements
(CAD, as reported — unscaled; 105 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Revenue | C$66.61B | C$57.34B |
| Employee benefits expense | C$23.12B | C$21.08B |
| Profit before tax | C$25.65B | C$19.86B |
| Income tax expense | C$5.28B | C$3.62B |
| Profit for the year | C$20.37B | C$16.24B |
| — attributable to owners | C$20.36B | C$16.23B |
| — attributable to NCI | C$7.0M | C$10.0M |
| Total comprehensive income | C$21.14B | C$16.84B |
| Per share | ||
| Basic EPS | C$14.10 | C$11.27 |
| Diluted EPS | C$14.07 | C$11.25 |
| Cash flow statement | ||
| Net cash from operating activities | C$55.22B | C$23.14B |
| Net cash from investing activities | -C$68.57B | -C$20.89B |
| Net cash from financing activities | -C$6.71B | -C$8.15B |
| Lease liability payments | C$788.0M | C$636.0M |
| Balance sheet | ||
| Total assets | C$2.33T | C$2.17T |
| Property, plant & equipment | C$6.82B | C$6.85B |
| Intangible assets & goodwill | C$19.41B | C$19.29B |
| Cash & equivalents | C$37.02B | C$56.72B |
| Total equity | C$139.15B | C$127.19B |
| — attributable to owners | C$139.09B | C$127.09B |
| Non-controlling interests | C$59.0M | C$103.0M |
| Derived metrics | ||
| Net margin | 30.6% | 28.3% |
| Return on equity | 14.6% | 12.8% |
| Cash conversion ratio | 2.71× | 1.42× |
| Other reported items | ||
| Adjustments For Decrease Increase In Derivative Financial Assets | -C$26.59B | -C$4.80B |
| Adjustments For Decrease Increase In Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | C$41.12B | -C$10.17B |
| Adjustments For Deferred Tax Expense | -C$216.0M | -C$1.53B |
| Adjustments For Depreciation Expense | C$1.29B | C$1.36B |
| Adjustments For Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | C$4.36B | C$3.23B |
| Adjustments For Income Tax Expense | -C$936.0M | C$945.0M |
| Adjustments For Increase Decrease In Derivative Financial Liabilities | C$20.19B | C$17.59B |
| Adjustments For Increase Decrease In Insurance Reinsurance and Investment Contract Liabilities | C$2.10B | C$3.21B |
| Adjustments For Increase Decrease In Repurchase Agreements and Cash Collateral On Securities Lent | -C$15.80B | -C$35.58B |
| Amortisation Intangible Assets Other Than Goodwill | C$1.76B | C$1.55B |
| Brokerage Fee Income | C$1.91B | C$1.66B |
| Cash Flows From Used In Decrease Increase In Shortterm Deposits and Investments | C$15.66B | C$5.07B |
| Cash Flows Used In Obtaining Control of Subsidiaries Or Other Businesses Classified As Investing Activities | C$0 | C$12.72B |
| Comprehensive Income Attributable To Noncontrolling Interests | C$8.0M | C$10.0M |
| Comprehensive Income Attributable To Owners of Parent | C$21.13B | C$16.83B |
| Creditrelated Fee and Commission Income | C$1.67B | C$1.59B |
| Deposits From Banks | C$39.56B | C$47.72B |
| Derivative Financial Assets | C$177.21B | C$150.61B |
| Derivative Financial Liabilities | C$183.95B | C$163.76B |
| Dividends Paid Ordinary Shares | C$8.50B | C$7.92B |
| Dividends Paid Other Shares | C$546.0M | C$328.0M |
| Dividends Paid To Noncontrolling Interests Classified As Financing Activities | C$39.0M | C$6.0M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | C$20.86B | C$21.01B |
| Dividends Received Classified As Operating Activities | C$3.98B | C$3.50B |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | C$361.0M | C$628.0M |
| Equity and Liabilities | C$2.33T | C$2.17T |
| Gains Losses On Cash Flow Hedges Net of Tax | C$780.0M | C$338.0M |
| Gains Losses On Exchange Differences On Translation Net of Tax | C$826.0M | C$1.03B |
| Gains Losses On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | C$758.0M | C$1.10B |
| Gains Losses On Hedges of Net Investments In Foreign Operations Net of Tax | -C$315.0M | -C$514.0M |
| Income Taxes Paid Refund Classified As Operating Activities | C$6.09B | C$3.41B |
| Increase Decrease In Allowance Account For Credit Losses of Financial Assets | -C$4.36B | -C$3.23B |
| Increase Decrease In Cash and Cash Equivalents | -C$19.70B | -C$5.27B |
| Increase Decrease Through Sharebased Payment Transactions | C$29.0M | C$69.0M |
| Increase Decrease Through Transfers and Other Changes Equity | -C$40.0M | C$24.0M |
| Insurance Contracts That Are Liabilities | C$24.33B | C$22.23B |
| Insurance Service Result | C$867.0M | C$777.0M |
| Intangible Assets Other Than Goodwill | C$7.40B | C$7.80B |
| Interest Expense | C$70.83B | C$77.00B |
| Interest Expense On Other Financial Liabilities | C$25.37B | C$28.97B |
| Interest Income On Loans and Advances To Customers | C$56.04B | C$54.04B |
| Interest Income On Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | C$22.37B | C$27.12B |
| Interest Paid Classified As Operating Activities | C$70.98B | C$73.64B |
| Interest Received Classified As Operating Activities | C$100.51B | C$102.13B |
| Issue of Equity | C$5.02B | C$4.33B |
| Issued Capital Ordinary Shares | C$20.75B | C$20.95B |
| Issued Capital Preference Shares | C$11.68B | C$9.03B |
| Liabilities | C$2.19T | C$2.04T |
| Mandatory Reserve Deposits At Central Banks | C$3.00B | C$2.00B |
| Occupancy Expense | C$1.68B | C$1.80B |
| Other Adjustments To Reconcile Profit Loss | -C$13.08B | -C$16.43B |
| Other Assets | C$112.89B | C$92.19B |
| Other Comprehensive Income | C$773.0M | C$597.0M |
| Other Comprehensive Income Net of Tax Cash Flow Hedges | C$111.0M | -C$489.0M |
| Other Comprehensive Income Net of Tax Change In Fair Value of Financial Liability Attributable To Change In Credit Risk of Liability | -C$894.0M | -C$1.04B |
| Other Comprehensive Income Net of Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | C$632.0M | C$963.0M |
| Other Comprehensive Income Net of Tax Gains Losses From Investments In Equity Instruments | C$109.0M | C$117.0M |
| Other Comprehensive Income Net of Tax Gains Losses On Remeasurements of Defined Benefit Plans | C$329.0M | C$531.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | -C$456.0M | -C$393.0M |
| Other Expense By Nature | C$3.57B | C$3.38B |
| Other Liabilities | C$108.59B | C$94.71B |
| Other Reserves | C$9.73B | C$8.50B |
| Other Revenue | C$1.87B | C$1.44B |
| Payments of Other Equity Instruments | C$2.35B | C$1.02B |
| Portfolio and Other Management Fee Income | C$10.65B | C$9.32B |
| Proceeds From Issue of Ordinary Shares | C$72.0M | C$159.0M |
| Proceeds From Issue of Preference Shares | C$4.95B | C$2.70B |
| Proceeds From Sale Or Issue of Treasury Shares | C$10.70B | C$6.72B |
| Professional Fees Expense | C$2.18B | C$2.52B |
| Reclassification Adjustments On Cash Flow Hedges Net of Tax | C$669.0M | C$827.0M |
| Reclassification Adjustments On Exchange Differences On Translation Net of Tax | C$25.0M | C$0 |
| Reclassification Adjustments On Financial Assets Measured At Fair Value Through Other Comprehensive Income Net of Tax | C$121.0M | C$140.0M |
| Reclassification Adjustments On Hedges of Net Investments In Foreign Operations Net of Tax | C$0 | -C$1.0M |
| Repayments of Subordinated Liabilities | C$2.75B | C$1.50B |
| Repurchase Agreements and Cash Collateral On Securities Lent | C$289.52B | C$305.32B |
| Retained Earnings | C$96.94B | C$88.61B |
| Reverse Repurchase Agreements and Cash Collateral On Securities Borrowed | C$309.68B | C$350.80B |
| Share of Profit Loss of Associates and Joint Ventures Accounted For Using Equity Method | C$73.0M | -C$16.0M |
| Shortterm Deposits Not Classified As Cash Equivalents | C$50.36B | C$66.02B |
| Subordinated Liabilities | C$13.96B | C$13.55B |
| Trading Income Expense | C$3.13B | C$2.33B |
Methodology
Every line item above is a fact tagged in Royal Bank of Canada's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (CAD), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.