Sampo Oyj financials
Sampo Oyj
Country: FI Reporting currency: EUR Latest annual report: 2025-12-31
LEI:
743700UF3RL386WIDA22 Financial statements
(EUR, as reported — unscaled; 92 line items across 2 annual periods)
| Line item | 2025 | 2024 |
|---|---|---|
| Income statement | ||
| Net finance income / (cost) | €1.21B | €636.0M |
| Profit before tax | €2.44B | €1.53B |
| Income tax expense | €439.0M | €330.0M |
| Profit for the year | €2.00B | €1.20B |
| — attributable to owners | €2.00B | €1.15B |
| — attributable to NCI | €0 | €50.0M |
| Total comprehensive income | €2.00B | €1.20B |
| Per share | ||
| Basic EPS | €0.74 | €0.45 |
| Diluted EPS | €0.74 | €0.45 |
| Free cash flow / share | €0.62 | €0.48 |
| Cash flow statement | ||
| Net cash from operating activities | €1.76B | €1.33B |
| Net cash from investing activities | -€150.0M | -€125.0M |
| Purchase of PP&E (capex) | €92.0M | €37.0M |
| Purchase of intangibles | €74.0M | €105.0M |
| Net cash from financing activities | -€1.26B | -€1.66B |
| Dividends paid | €915.0M | €972.0M |
| Proceeds from borrowings | €428.0M | €194.0M |
| Repayments of borrowings | €480.0M | €50.0M |
| Balance sheet | ||
| Total assets | €25.72B | €24.48B |
| Intangible assets & goodwill | €3.49B | €3.64B |
| Cash & equivalents | €1.32B | €962.0M |
| Total equity | €8.09B | €7.06B |
| Deferred tax liabilities | €553.0M | €535.0M |
| Derived metrics | ||
| Free cash flow | €1.67B | €1.29B |
| Return on equity | 24.7% | 17.0% |
| Cash conversion ratio | 0.88× | 1.10× |
| Capex coverage | 19.12× | 35.86× |
| Other reported items | ||
| Adjustments For Decrease Increase In Other Assets | -€45.0M | -€98.0M |
| Adjustments For Depreciation and Amortisation Expense and Impairment Loss Reversal of Impairment Loss Recognised In Profit Or Loss | €211.0M | €180.0M |
| Adjustments For Increase Decrease In Insurance Reinsurance and Investment Contract Liabilities | €279.0M | €383.0M |
| Adjustments For Increase Decrease In Other Liabilities | €75.0M | €5.0M |
| Adjustments For Losses Gains On Disposal of Noncurrent Assets | -€68.0M | -€58.0M |
| Adjustments To Reconcile Profit Loss Other Than Changes In Working Capital | -€627.0M | €410.0M |
| Cash | €1.09B | €682.0M |
| Cash and Cash Equivalents If Different From Statement of Financial Position | €1.32B | €962.0M |
| Cash Flows From Used In Operating Activities Discontinued Operations | — | -€26.0M |
| Cash Outflow For Leases | €39.0M | €39.0M |
| Comprehensive Income Attributable To Noncontrolling Interests | €0 | €50.0M |
| Comprehensive Income Attributable To Owners of Parent | €2.00B | €1.15B |
| Deferred Tax Assets | €2.0M | €2.0M |
| Dividends Paid To Equity Holders of Parent Classified As Financing Activities | €915.0M | €903.0M |
| Dividends Paid To Noncontrolling Interests Classified As Financing Activities | €0 | €69.0M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners | €958.0M | — |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | €0.36 | — |
| Dividends Received Classified As Operating Activities | €42.0M | €42.0M |
| Dividends Recognised As Distributions To Owners Per Share | €0.36 | €0.34 |
| Effect of Exchange Rate Changes On Cash and Cash Equivalents | €5.0M | €5.0M |
| Equity and Liabilities | €25.72B | €24.48B |
| Finance Income Expenses From Reinsurance Contracts Held Recognised In Profit Or Loss | €106.0M | €57.0M |
| Income Expenses From Reinsurance Contracts Held Other Than Finance Income Expenses | -€556.0M | -€372.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | €5.0M | €0 |
| Income Taxes Paid Refund Classified As Operating Activities | €413.0M | €331.0M |
| Increase Decrease In Cash and Cash Equivalents | €351.0M | -€458.0M |
| Increase Decrease Through Changes In Ownership Interests In Subsidiaries That Do Not Result In Loss of Control | — | -€2.00B |
| Increase Decrease Through Transfers and Other Changes Equity | €4.0M | -€25.0M |
| Increase Decrease Through Treasury Share Transactions | -€60.0M | — |
| Insurance Contracts Issued That Are Liabilities | €12.76B | €12.29B |
| Insurance Finance Income Expenses | -€74.0M | -€252.0M |
| Insurance Finance Income Expenses From Insurance Contracts Issued Recognised In Profit Or Loss | -€180.0M | -€309.0M |
| Insurance Revenue | €10.27B | €9.45B |
| Insurance Service Expenses From Insurance Contracts Issued | €8.13B | €7.68B |
| Insurance Service Result | €1.59B | €1.39B |
| Interest Paid Classified As Operating Activities | €89.0M | €91.0M |
| Interest Received Classified As Operating Activities | €562.0M | €512.0M |
| Investment Income | €1.28B | €888.0M |
| Investments In Associates Accounted For Using Equity Method | €5.0M | €4.0M |
| Issue of Equity | €293.0M | €2.00B |
| Issued Capital | €98.0M | €98.0M |
| Liabilities | €17.63B | €17.42B |
| Miscellaneous Other Operating Expense | €651.0M | €685.0M |
| Miscellaneous Other Operating Income | €369.0M | €312.0M |
| Other Adjustments To Reconcile Profit Loss | -€383.0M | €132.0M |
| Other Assets | €962.0M | €880.0M |
| Other Comprehensive Income | €3.0M | -€3.0M |
| Other Comprehensive Income Before Tax Cash Flow Hedges | -€2.0M | €1.0M |
| Other Comprehensive Income Before Tax Exchange Differences On Translation | -€13.0M | -€4.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | €24.0M | €0 |
| Other Comprehensive Income That Will Be Reclassified To Profit Or Loss Net of Tax | -€16.0M | -€3.0M |
| Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss Net of Tax | €19.0M | €0 |
| Other Finance Cost | €83.0M | €103.0M |
| Other Financial Liabilities | €1.41B | €1.40B |
| Other Liabilities | €1.59B | €1.56B |
| Payments From Changes In Ownership Interests In Subsidiaries | €0 | €325.0M |
| Payments To Acquire Or Redeem Entitys Shares | €290.0M | €475.0M |
| Profit Loss From Continuing Operations | €2.00B | €1.23B |
| Property Plant and Equipment Including Rightofuse Assets | €301.0M | €284.0M |
| Purchase of Treasury Shares | €350.0M | €475.0M |
| Reinsurance Contracts Held That Are Assets | €2.49B | €2.62B |
| Retained Earnings | €4.93B | €4.18B |
| Share of Profit Loss of Associates Accounted For Using Equity Method | €0 | €6.0M |
| Shortterm Deposits Classified As Cash Equivalents | €228.0M | €280.0M |
| Subordinated Liabilities | €1.32B | €1.64B |
Methodology
Every line item above is a fact tagged in Sampo Oyj's annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (EUR), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.