SBAB Bank AB (publ) financials
SBAB Bank AB (publ)
H0YX5LBGKDVOWCXBZ594 | Line item | 2024 | 2023 |
|---|---|---|
| Income statement | ||
| Other income | SEK 57.0M | SEK 50.0M |
| Employee benefits expense | SEK 1.02B | SEK 890.0M |
| Depreciation & amortisation | SEK 211.0M | SEK 165.0M |
| Operating profit (EBIT) | SEK 3.47B | SEK 3.70B |
| Profit before tax | SEK 2.90B | SEK 3.07B |
| Income tax expense | SEK 618.0M | SEK 662.0M |
| Profit for the year | SEK 2.28B | SEK 2.41B |
| Total comprehensive income | SEK 3.09B | SEK 5.31B |
| Cash flow statement | ||
| Net cash from operating activities | -SEK 6.08B | -SEK 4.09B |
| Net cash from investing activities | -SEK 151.0M | -SEK 162.0M |
| Purchase of PP&E (capex) | SEK 24.0M | SEK 32.0M |
| Purchase of intangibles | SEK 126.0M | SEK 131.0M |
| Net cash from financing activities | -SEK 709.0M | -SEK 1.22B |
| Dividends paid | SEK 963.0M | SEK 832.0M |
| Lease liability payments | SEK 46.0M | SEK 43.0M |
| Balance sheet | ||
| Total assets | SEK 659.89B | SEK 650.55B |
| Property, plant & equipment | SEK 221.0M | SEK 249.0M |
| Intangible assets & goodwill | SEK 453.0M | SEK 468.0M |
| Cash & equivalents | SEK 11.21B | SEK 18.16B |
| Total equity | SEK 26.10B | SEK 24.09B |
| Deferred tax liabilities | SEK 0 | SEK 0 |
| Derived metrics | ||
| Free cash flow | -SEK 6.11B | -SEK 4.12B |
| Return on equity | 8.7% | 10.0% |
| Cash conversion ratio | -2.67× | -1.70× |
| Capex coverage | -253.54× | -127.84× |
| Other reported items | ||
| Accruals and Deferred Income Including Contract Liabilities | SEK 4.01B | SEK 3.15B |
| Accumulated Fair Value Hedge Adjustment On Hedged Item Included In Carrying Amount Assets | -SEK 357.0M | -SEK 1.56B |
| Cash and Bank Balances At Central Banks | SEK 3.04B | SEK 6.35B |
| Debt Securities | SEK 351.93B | SEK 382.77B |
| Deferred Tax Assets | SEK 697.0M | SEK 911.0M |
| Deposits From Customers | SEK 255.87B | SEK 215.21B |
| Derivative Financial Assets | SEK 11.30B | SEK 12.24B |
| Derivative Financial Liabilities | SEK 10.85B | SEK 15.70B |
| Dividends Payable | — | SEK 6.0M |
| Dividends Proposed Or Declared Before Financial Statements Authorised For Issue But Not Recognised As Distribution To Owners Per Share | SEK 46600.00 | — |
| Equity and Liabilities | SEK 659.89B | SEK 650.55B |
| Fee and Commission Expense | SEK 92.0M | SEK 82.0M |
| Fee and Commission Income | SEK 38.0M | SEK 48.0M |
| Government Debt Instruments Held | — | SEK 36.65B |
| Impairment Loss Impairment Gain and Reversal of Impairment Loss Determined In Accordance With IFRS9 | SEK 0 | SEK 93.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Be Reclassified To Profit Or Loss | SEK 213.0M | SEK 756.0M |
| Income Tax Relating To Components of Other Comprehensive Income That Will Not Be Reclassified To Profit Or Loss | -SEK 4.0M | -SEK 4.0M |
| Income Taxes Paid Refund Classified As Operating Activities | SEK 951.0M | -SEK 840.0M |
| Increase Decrease In Cash and Cash Equivalents | -SEK 6.95B | -SEK 5.47B |
| Increase Decrease Through Other Distributions To Owners | -SEK 417.0M | — |
| Increase Decrease Through Transfers and Other Changes Equity | SEK 806.0M | SEK 3.0M |
| Interest Expense | SEK 22.86B | SEK 19.98B |
| Interest Paid Classified As Operating Activities | SEK 22.03B | SEK 19.02B |
| Interest Received Classified As Operating Activities | SEK 28.02B | SEK 25.13B |
| Interest Revenue Expense | SEK 5.29B | SEK 5.45B |
| Investments In Subsidiaries Joint Ventures and Associates | SEK 6.0M | SEK 5.0M |
| Issue of Equity | SEK 0 | — |
| Issued Capital | SEK 1.96B | SEK 1.96B |
| Liabilities | SEK 633.79B | SEK 626.46B |
| Loans and Advances To Customers | SEK 537.84B | SEK 517.40B |
| Other Assets | SEK 210.0M | SEK 258.0M |
| Other Cash Payments To Acquire Interests In Joint Ventures Classified As Investing Activities | SEK 1.0M | -SEK 1.0M |
| Other Comprehensive Income | SEK 806.0M | SEK 2.90B |
| Other Comprehensive Income Before Tax Cash Flow Hedges | SEK 943.0M | SEK 3.68B |
| Other Comprehensive Income Before Tax Financial Assets Measured At Fair Value Through Other Comprehensive Income | SEK 92.0M | -SEK 7.0M |
| Other Comprehensive Income Before Tax Gains Losses On Remeasurements of Defined Benefit Plans | -SEK 20.0M | -SEK 19.0M |
| Other Equity Interest | SEK 6.10B | SEK 5.80B |
| Other Expense By Nature | SEK 671.0M | SEK 608.0M |
| Other Inflows Outflows of Cash Classified As Investing Activities | SEK 0 | SEK 0 |
| Other Liabilities | SEK 1.88B | SEK 2.02B |
| Other Reserves | -SEK 2.93B | -SEK 3.74B |
| Payments From Contracts Held For Dealing Or Trading Purpose | SEK 92.0M | SEK 86.0M |
| Prepayments and Accrued Income Including Contract Assets | SEK 937.0M | SEK 834.0M |
| Proceeds From Issuing Other Equity Instruments | SEK 300.0M | -SEK 340.0M |
| Proceeds From Sales of Property Plant and Equipment Classified As Investing Activities | SEK 0 | SEK 0 |
| Provisions | SEK 2.0M | SEK 9.0M |
| Receipts From Royalties Fees Commissions and Other Revenue | SEK 47.0M | SEK 72.0M |
| Retained Earnings Excluding Profit Loss For Reporting Period | SEK 18.69B | SEK 17.66B |
| Retained Earnings Profit Loss For Reporting Period | SEK 2.28B | SEK 2.41B |
| Revenue From Interest | SEK 28.15B | SEK 25.42B |
| Subordinated Liabilities | SEK 2.00B | SEK 2.00B |
Every line item above is a fact tagged in SBAB Bank AB (publ)'s annual report
filed in the European Single Electronic Format (ESEF) under the IFRS
taxonomy (ifrs-full) — the income statement, balance sheet
and cash-flow statement as the filer reported them. Values are shown
as-is, in the reporting currency (SEK), without
rescaling; the row labels map to the underlying concept name (e.g.
Revenue → ifrs-full:Revenue, Operating profit →
ifrs-full:ProfitLossFromOperatingActivities, Diluted EPS →
ifrs-full:DilutedEarningsLossPerShare), and any concept
without a curated label is shown under “Other reported items” with its
de-camel-cased tag name. Only consolidated, default-member facts are
shown (segment / dimensional breakdowns are excluded).
“Derived metrics” (free cash flow, margins, ROE, …) are computed from those facts by the same model the U.S. financials pages use — not tagged by the filer.
Source: machine-readable OIM xBRL-JSON aggregated by filings.xbrl.org (XBRL International). Entity identity is resolved by LEI via the public-domain GLEIF register. This is reference data, not investment advice.